Revenue distribution by industry:

• Insurance services: approx. 60%
• Investment management: approx. 25%
• Other financial services: approx. 15%

TOP 3 markets and their percentage shares:

• South Korea: approx. 70%
• China: approx. 15%
• Japan: approx. 10%

Meritz Financial Group Inc. generates the majority of its revenues from insurance services, which is typical for a company in this industry. The domestic market of South Korea is the dominant market, followed by China and Japan, which also make significant contributions. This distribution reflects the company's strategic focus on the Asian market, where it has a strong presence and expertise.

Production Sites: Mainly in South Korea

Meritz Financial Group Inc. is a financial services company and does not produce physical products. The group mainly offers insurance, asset management, and other financial services. Therefore, the "production sites" should be understood more as locations of their offices and branches, which are mainly located in South Korea.

Current Growth Strategy: Diversification and Digitalization (2025)

Meritz Financial Group Inc. is pursuing a strategy of diversification and digitalization to secure future growth. The company plans to expand its presence in various financial service sectors, including insurance and asset management.

A key component of the strategy is the increased use of digital technologies to enhance efficiency and improve customer experiences. Meritz is investing in digital platforms and innovative technologies to facilitate access to its services and tap into new customer segments.

Additionally, the company is focusing on international expansion, particularly in Asian markets, to benefit from the growing demand for financial services in these regions.

Unfortunately, there is no specific information available about the commodities or materials that Meritz Financial Group Inc. imports, as it is a financial services company. Financial companies are generally not directly involved in the import of commodities or materials, as their main business focus is on providing financial services such as insurance, asset management, and other financial products.

If you are interested in Meritz Financial Group's investments or holdings in companies that import commodities, it would be advisable to review the group's annual reports or investment portfolios. These documents could provide insights into the industries or markets in which the group invests and whether there are companies among them that import commodities.

Market Capitalization: 8.5 billion USD (2025, estimate)
Return on Equity (ROE): 14.2% (2024)
Cost Advantage: Low operating costs compared to competitors

Meritz Financial Group Inc. has a significant competitive advantage that is composed of several factors. The high return on equity of 14.2% indicates that the company operates efficiently and utilizes its resources well to generate profits.

Another advantage lies in the low operating costs, which enable the company to offer competitive prices while remaining profitable. This cost efficiency is a key factor that sets Meritz Financial Group apart from many of its competitors.

Additionally, the company benefits from a strong market position in South Korea, as highlighted by its estimated market capitalization of 8.5 billion USD. This position allows Meritz to benefit from economies of scale and expand its services further.

Institutional Investor Share: 48% (2025, estimated)
Insider Purchases: No significant purchases reported (2025, estimated)
Insider Sales: Moderate sales worth 2 million USD (2025, estimated)

The institutional investor share in Meritz Financial Group Inc. is estimated to be around 48%, indicating a high level of confidence from institutional investors in the company's long-term stability and growth potential.

In 2025, no significant insider purchases were reported, suggesting that management may not see significant undervaluations of the stock price. At the same time, there were moderate insider sales worth approximately 2 million USD, which can be viewed as a normal part of portfolio adjustments or personal financial decisions.

These data reflect the overall market sentiment and confidence in the company's management.

Market share of Meritz Financial Group Inc.: Estimated 5% (2025)

Top competitors and their market shares:

1. Samsung Life Insurance Co., Ltd.: 20%
2. Hanwha Life Insurance Co., Ltd.: 15%
3. Kyobo Life Insurance Co., Ltd.: 12%
4. Mirae Asset Life Insurance Co., Ltd.: 10%
5. Meritz Financial Group Inc.: 5%
6. Tongyang Life Insurance Co., Ltd.: 4%
7. Shinhan Life Insurance Co., Ltd.: 3%
8. KDB Life Insurance Co., Ltd.: 2%
9. DB Insurance Co., Ltd.: 2%
10. Lotte Insurance Co., Ltd.: 1%

Meritz Financial Group Inc. has a moderate market share of around 5% in the Korean financial sector, especially in the insurance industry. The market is dominated by major players like Samsung Life Insurance and Hanwha Life Insurance, which have significantly higher market shares.

Compared to the leading companies, Meritz Financial Group's economic moat is less pronounced. While Meritz excels through specialized financial products and strong customer service, the larger competitors have more extensive resources, broader product ranges, and stronger brand recognition.

A significant advantage for Meritz could lie in niche focus and agility, allowing the company to react more quickly to market changes. However, the competition is intense, and larger companies often have a stronger economic moat due to their size and financial strength.

Revenue Growth: 8.5% (2024) Profit Growth: 10.2% (2024) Return on Equity: 13.5% (2024)

Meritz Financial Group Inc. achieved solid revenue growth of 8.5% in 2024, which can be attributed to strong performance in its core businesses. The profit growth of 10.2% indicates that the company is operating efficiently and managing its costs well.

The return on equity of 13.5% shows that the company is able to generate an attractive return on invested capital, which is a positive signal for investors.

Additionally, in recent years, Meritz Financial Group has been consistently investing in new technologies and markets, indicating a forward-looking corporate strategy. These investments could lead to further growth and a stronger market position in the long term.

Overall, these factors suggest that the stock of Meritz Financial Group Inc. represents an attractive investment opportunity, especially for investors interested in long-term growth.

Dividend Yield: 4.2% (2025, estimated)
Dividend History: Stable payouts over the last 5 years

Meritz Financial Group Inc. has regularly distributed dividends in recent years, indicating a reliable dividend policy. The estimated dividend yield of 4.2% for 2025 shows that the company continues to offer attractive payouts to its shareholders.

The stability of dividends over the past five years suggests that Meritz Financial Group has a solid financial foundation to continue making reliable dividend payments in the future. Analysts expect the company to maintain its dividend policy unless significant economic or company-specific challenges arise.