Top 3 Markets:

1. Japan: 22%
2. United Kingdom: 15%
3. Canada: 10%

Industry Distribution:

• Financial Services: 20%
• Healthcare: 15%
• Information Technology: 14%
• Consumer Goods: 13%
• Industry: 12%

The Schwab International Equity ETF (SCHF) invests broadly in international markets, with Japan, the United Kingdom, and Canada accounting for the largest market shares. These markets provide a stable economic foundation and are known for their strong corporate landscape.

In terms of industries, the ETF is heavily invested in financial services, healthcare, and information technology. These sectors benefit from global trends such as digitization, demographic change, and the increasing importance of healthcare solutions.

Schwab Strategic Trust - Schwab International Equity ETF (ARCA:SCHF) is an exchange-traded fund (ETF) and not a company that produces physical products.

This ETF invests in international stock markets outside the USA. Therefore, it does not own its own production facilities, but holds shares in various international companies operating in different industries. The production sites of these companies vary depending on the industry and geographical location of the respective firms.

Current Strategy: Diversification and Cost Efficiency
Focus: International Markets and ESG Investments

Schwab Strategic Trust - Schwab International Equity ETF (SCHF) pursues a strategy aimed at diversification and cost efficiency. The fund invests in a broad range of international stocks to provide investors with access to global markets while spreading risk.

Another focus is on integrating ESG criteria (Environmental, Social, and Governance) into investment decisions. This aligns with the growing interest of investors in sustainable investments and can lead to a more stable performance in the long term.

In addition, the fund emphasizes low management costs to remain competitive and provide investors with a cost-effective way to invest in international stocks. This strategy is intended to promote the fund's growth and increase its attractiveness to investors.

Imported raw materials/materials: No specific raw materials

Countries of origin: Not applicable

The Schwab Strategic Trust - Schwab International Equity ETF (ARCA:SCHF) is an exchange-traded fund that invests in international stocks. As a financial product, the ETF does not import physical raw materials or materials. Instead, its portfolio consists of stocks of companies located in various countries outside the USA.

The ETF aims to replicate the performance of the FTSE Developed ex US Index, which includes stocks of companies in developed markets outside the USA. The countries from which the companies originate may include Japan, the United Kingdom, Canada, and Germany, among others.

Total Assets: $30 billion (2025)
Expense Ratio: 0.06% (2025)
Diversification: Over 1,500 international stocks

The Schwab International Equity ETF (SCHF) offers a significant competitive advantage due to its low expense ratio of 0.06%, which is among the most competitive in the industry. This allows investors to cost-effectively invest in a broadly diversified portfolio of over 1,500 international stocks.

Another advantage is the broad diversification, which minimizes risk for investors while providing access to various international markets. This diversification is particularly attractive for investors looking to globally diversify their portfolio.

Additionally, the ETF benefits from the strong brand and distribution network of Charles Schwab, which enhances investor confidence and accessibility of the product. All of this combined gives the Schwab International Equity ETF a solid competitive edge in the international ETF market.

Institutional investor share: Approx. 75% (estimated 2025)

Insider purchases/sales: No significant transactions reported (2025)

The Schwab International Equity ETF (SCHF) has a high institutional investor share, typically around 75%. This is common for ETFs held by large institutional investors such as pension funds, mutual funds, and other major financial institutions.

Insider purchases or sales are less relevant for ETFs, as it is a fund composed of various international stocks and not a single company. Therefore, there are no typical insider transactions as with individual stocks.

Market share of SCHF: Estimate: 5% (2025)

Main competitors and their market shares:

1. Vanguard FTSE Developed Markets ETF (VEA): 15%
2. iShares MSCI EAFE ETF (EFA): 12%
3. iShares Core MSCI EAFE ETF (IEFA): 10%
4. SPDR Portfolio Developed World ex-US ETF (SPDW): 8%
5. Vanguard Total International Stock ETF (VXUS): 7%
6. Schwab International Equity ETF (SCHF): 5%
7. iShares International Select Dividend ETF (IDV): 3%
8. iShares MSCI ACWI ex U.S. ETF (ACWX): 2%

The Schwab International Equity ETF (SCHF) has a market share of approximately 5%, making it a significant but not leading player in the international stock ETF sector.

Moat Analysis:

The moat of SCHF mainly consists of its cost-effective structure and the broad diversification it offers. Schwab is known for its low fees, which can be a significant advantage over some competitors. This attracts cost-conscious investors looking for broad international diversification.

Compared to leading ETFs like VEA and EFA, which have larger market shares, SCHF's moat could be considered less strong, as these ETFs often have a longer history and possibly broader acceptance among institutional investors.

In summary, SCHF has a solid but not outstanding moat. In some cases, competitors may have a stronger moat due to larger market shares and established brands.

Managed Assets: $30 billion (2024)
Annual Expense Ratio: 0.06% (2024)
5-Year Average Return: 8.5% (2024)

The Schwab International Equity ETF (SCHF) is an attractive investment opportunity for investors seeking a cost-effective and diversified international stock exposure. With managed assets of $30 billion, the ETF demonstrates a strong market presence and liquidity, which is beneficial for both institutional and individual investors alike.

The low annual expense ratio of 0.06% makes the ETF particularly appealing to long-term investors, as the costs do not significantly diminish the return. Furthermore, over the past five years, the ETF has achieved an average return of 8.5%, indicating a solid performance and an effective investment strategy.

In addition, the ETF offers broad diversification across international markets, reducing the risk compared to a pure individual stock investment. This can be particularly advantageous in times of economic uncertainty or market volatility.

Dividend Yield: 2.3% (estimated for 2025)

Dividend History: Quarterly payouts

The Schwab International Equity ETF (SCHF) regularly pays out dividends. The payouts are made quarterly, which is typical for ETFs of this kind. The dividend yield is estimated to be around 2.3% for 2025, based on historical data and current market conditions.

The reliability of SCHF's dividend payments is relatively high, as the ETF invests in a broad range of international stocks that regularly distribute dividends. This diversification helps to keep the payouts stable, even if individual companies were to cut their dividends.