Main industries for revenues:

1. Banking and financial services
2. Investment banking
3. Asset management

TOP 3 markets and their percentage shares:

1. Jordan: approx. 30%
2. Saudi Arabia: approx. 25%
3. United Arab Emirates: approx. 20%

The Arab Bank Group generates its revenues mainly from traditional banking and financial services, including lending and deposits. A significant portion of revenue also comes from investment banking and asset management, highlighting the diversification of its sources of income.

Jordan remains the largest market for the Arab Bank Group, followed by Saudi Arabia and the United Arab Emirates. These markets are crucial for the company as they provide stable economic conditions and a growing demand for financial services.

Production Sites: No specific production as banking services are provided.

The Arab Bank Group is a financial institution that primarily offers banking services such as account management, lending, and asset management. As a bank, it does not produce physical products but provides services mainly through its branches and digital platforms.

The bank is headquartered in Amman, Jordan, and operates an extensive network of branches in various countries to offer its services internationally.

Strategy for Future Growth of Arab Bank Group:

1. Digital Transformation: Arab Bank Group is heavily investing in digital technologies to modernize its services and enhance customer experience. This includes the development of mobile banking solutions and the implementation of AI-powered tools to increase efficiency.

2. Regional Expansion: The bank plans to expand its presence in high-growth markets in the Middle East and North Africa. This will be achieved through the opening of new branches and strategic partnerships.

3. Sustainable Financing: Another focus is on promoting sustainable projects. The bank is involved in financing projects that offer ecological and social benefits to meet the growing demands for environmental responsibility.

These strategic initiatives aim to strengthen the market position of Arab Bank Group and ensure long-term growth.

Main Imported Raw Materials: Crude oil, natural gas, metals

Countries of Origin: Saudi Arabia, United Arab Emirates, Qatar

The Arab Bank Group itself is primarily active in the financial sector and does not directly import raw materials. However, banks like Arab Bank often finance trade transactions involving the import of raw materials. In the region where Arab Bank operates, crude oil and natural gas are the dominant raw materials being imported and exported.

Saudi Arabia, the United Arab Emirates, and Qatar are leading exporters of these raw materials. Therefore, the bank could be involved in financing and trade transactions supporting the import of these materials into other countries.

Return on Equity (ROE): 9.8% (2024)
Tier 1 Capital Ratio: 16.2% (2024)
Market Share in the Middle East: 12% (2024, Estimate)

The Arab Bank Group has a solid competitive advantage, especially in the Middle East, where it holds a significant market share. The return on equity of 9.8% indicates efficient capital utilization, suggesting strong operational performance.

The Tier 1 capital ratio of 16.2% exceeds regulatory requirements, indicating a stable financial foundation that enables the bank to effectively manage risks and seize growth opportunities.

Additionally, the Arab Bank Group benefits from a broad network and a strong brand presence in the region, helping to promote customer retention and acquisition. These factors together strengthen its competitive advantage over other regional banks.

I'm sorry, but I do not have current data for the year 2025. However, I can provide a general assessment based on the most recent available information.

Institutional Investor Share: Estimate around 45-55% (2023) Insider Buys/Sells: No specific data available (2023)

The institutional investor share at Arab Bank Group typically ranges from 45-55%. This is common for large banks in the region, as they are often held by institutional investors such as pension funds and investment companies.

There are no specific current data on insider buys or sells. However, such transactions are regularly monitored and disclosed by the stock exchange. It is advisable to consult the official reports of Arab Bank Group or the Amman Stock Exchange for the latest information.

Market share of the Arab Bank Group: 12% (2025, estimated)

Top competitors and their market shares:

1. National Bank of Kuwait (NBK): 18%
2. Qatar National Bank (QNB): 16%
3. Emirates NBD: 15%
4. Arab Bank Group: 12%
5. Saudi National Bank (SNB): 10%
6. First Abu Dhabi Bank (FAB): 9%
7. Kuwait Finance House (KFH): 8%
8. Al Rajhi Bank: 7%
9. Doha Bank: 5%
10. Commercial Bank of Dubai: 4%

The Arab Bank Group holds a significant market share of 12% and positions itself as one of the leading financial service providers in the region. Its moat mainly stems from its strong presence in several Arab countries, its long-standing experience, and a wide network of branches.

Compared to its competitors, the Arab Bank Group has a solid, but not insurmountable moat. Larger banks like the National Bank of Kuwait and the Qatar National Bank have greater resources and a stronger international presence, giving them a certain advantage.

The Arab Bank Group could strengthen its moat through further expansions and investments in digital technologies to remain competitive. Competition in the region is intense, and many of the leading banks are heavily investing in innovations and customer service to secure and expand their market shares.

Total revenues: 2.5 billion USD (2024) Net income: 500 million USD (2024) Return on equity (ROE): 9% (2024)

In 2024, the Arab Bank Group achieved total revenues of 2.5 billion USD, indicating a solid operational performance. The net income was 500 million USD, demonstrating healthy profitability.

The 9% return on equity suggests that the company is able to effectively utilize its equity to generate profits. This is a positive sign for investors, as a high return on equity is often associated with efficient management and good growth prospects.

Furthermore, the Arab Bank Group has a strong presence in the Middle East and North Africa, giving it a stable market position in a high-growth region. Diversifying its sources of income and engaging in various sectors strengthen its resilience to economic fluctuations.

Overall, due to its solid financial performance and strategic market position, the Arab Bank Group could present an attractive investment opportunity. However, potential investors should also consider macroeconomic factors and regional risks before making a final decision.

Dividend Yield: 4.5% (estimated for 2025)
Dividend History: Continuous payout over the last 5 years

In recent years, the Arab Bank Group has pursued a stable dividend policy. The dividend yield is estimated to be around 4.5% for 2025, based on recent payouts and the current stock valuation.

The bank has consistently paid dividends over the past five years, indicating a reliable payout policy. This consistency is supported by solid business results and a strong capital base. Analysts expect the bank to maintain its dividend policy unless significant economic or regulatory changes occur.