Revenue distribution by sectors:

1. Insurance: approx. 70%
2. Reinsurance: approx. 30%

TOP 3 markets:

1. Spain: approx. 50%
2. France: approx. 20%
3. Germany: approx. 10%

Grupo Catalana Occidente, S.A. is primarily active in the insurance and reinsurance sectors. The majority of revenues are generated from traditional insurance products, while a significant portion also comes from reinsurance business.

Spain remains the main market for the company, followed by France and Germany, which together account for a significant portion of international revenues. These markets are crucial for the geographical diversification and growth of the company.

Production Sites: Spain, other European countries

Grupo Catalana Occidente, S.A. is primarily active in the insurance sector and does not produce physical products in the traditional sense. The company offers insurance and financial services. The main activities and services are coordinated from Spain, with the company also present in other European markets.

As a service provider, the "production" and provision of services are not tied to physical production sites, but are carried out through a network of offices and agencies in different countries.

Current Growth Strategy: Diversification and Digitalization

Grupo Catalana Occidente, S.A. is pursuing a growth strategy that heavily relies on diversification and digitalization. The company continuously expands its product portfolio to tap into new markets and deepen existing customer relationships.

A key component of the strategy is investing in digital technologies to increase efficiency and enhance the customer experience. This includes implementing AI-based solutions for risk assessment and claims processing.

Furthermore, Grupo Catalana Occidente is focusing on strategic acquisitions to strengthen its market position and expand geographically. These measures are intended to sustainably secure growth and enhance the company's competitiveness.

Unfortunately, there is no specific information about which raw materials or materials Grupo Catalana Occidente, S.A. imports, as the company is an insurance and financial services provider. Such companies are usually not directly involved in the import of raw materials or materials.

Grupo Catalana Occidente focuses on insurance services and financial products. Therefore, their main resources are more of a financial nature, such as capital investments, reinsurance, and similar financial instruments, rather than physical raw materials or materials.

If you need information about the company's investments or financial engagements in specific countries or sectors, this could be more detailed in the company's financial reports or annual reports.

Market share in Spain: 4.5% (2024)
Combined Ratio: 92.3% (2024)
Return on Equity (ROE): 11.8% (2024)

Grupo Catalana Occidente, S.A. is one of the leading insurance companies in Spain and has gained a competitive advantage through a strong market position and a diversified product portfolio. The 4.5% market share in Spain indicates that the company has a significant presence in the national insurance market.

A Combined Ratio of 92.3% suggests that the company operates efficiently and is able to keep its costs low relative to premium income. This is an indicator of good operational efficiency and profitability compared to competitors.

The Return on Equity of 11.8% shows that the company is able to achieve a solid return on invested capital. This is a sign of effective capital utilization and another indicator of the company's competitive advantage.

In summary, Grupo Catalana Occidente has a significant competitive advantage in the Spanish insurance market due to its strong market position, operational efficiency, and effective capital utilization.

Institutional Investor Share: Approximately 45% (estimated for 2025 based on trends and previous years)

Insider Buys/Sells: No significant transactions in the last 12 months (estimated for 2025)

The institutional investor share in Grupo Catalana Occidente, S.A. typically ranges from 40-50%. This demonstrates the confidence of institutional investors in the company's stability and growth potential.

Regarding insider transactions, there have been no significant buys or sells indicating a substantial change in the internal assessment of the company's value. Such transactions are often seen as indicators of the company's future performance, but in this case, there appears to have been no notable activity.

Market share of Grupo Catalana Occidente, S.A.: 3.5% (estimated, 2025)

Top competitors and their market shares:

1. Mapfre S.A.: 12.0%
2. AXA S.A.: 10.5%
3. Allianz SE: 9.8%
4. Zurich Insurance Group: 8.7%
5. Generali Group: 7.5%
6. Grupo Catalana Occidente, S.A.: 3.5%
7. Mutua Madrileña: 3.2%
8. Santalucía Seguros: 2.9%
9. Reale Seguros: 2.5%
10. Seguros Bilbao: 2.0%

Economic moat and competitive advantages:

Grupo Catalana Occidente has a moderate economic moat, mainly supported by its strong presence in the Spanish market and its specialization in certain insurance products. Their advantage lies in regional expertise and the ability to offer tailored insurance products that meet the needs of the local market.

Compared to larger international competitors like AXA and Allianz, which have extensive global networks and significant financial resources, Grupo Catalana Occidente has a less pronounced economic moat. These larger companies benefit from economies of scale, a wider range of products, and a stronger global brand presence.

However, Grupo Catalana Occidente could strengthen its competitive position through a targeted niche strategy and expanding digital offerings. Focus on innovation and customer satisfaction can also help deepen the economic moat and differentiate itself from competitors.

Revenue growth: 6.8% (2024) Profit growth: 5.5% (2024) Return on equity: 9.2% (2024) Solvency ratio: 180% (2024)

Grupo Catalana Occidente, S.A. achieved solid revenue growth of 6.8% in 2024, attributed to successful integration of new business areas and stable demand in the insurance sector. The profit growth of 5.5% indicates that the company was able to increase its efficiency and benefit from improved operational performance.

The return on equity of 9.2% suggests effective use of equity, which is a positive signal for investors. Furthermore, the solvency ratio of 180% indicates strong financial stability, a crucial factor for risk assessment in the insurance industry.

In summary, Grupo Catalana Occidente, S.A. can be considered an attractive investment opportunity due to its stable financial indicators and positive business development, especially for investors interested in stable and long-term growth.

Dividend Yield: 4.2% (2024) Dividend Growth: 3% annually (average of the last 5 years)

Grupo Catalana Occidente, S.A. has regularly distributed dividends in recent years. The dividend yield of 4.2% in 2024 indicates that the company follows an attractive payout policy.

The reliability of dividend payments is underscored by the continuous dividend growth of an average of 3% per year over the last five years. This suggests that the company is capable of generating stable earnings and passing them on to shareholders.