Revenue distribution by industry:

• Agriculture: 40%
• Industry: 30%
• Services: 30%

TOP 3 markets and their percentage shares:

1. Brazil: 85%
2. Argentina: 10%
3. Chile: 5%

Banco do Nordeste do Brasil S.A. generates the majority of its revenue from agriculture, which is typical for banks in this region as they heavily invest in agricultural projects. The industry and services sectors also contribute significantly to the income.

The main market is Brazil itself, which is not surprising given the bank's strong presence in the region. Argentina and Chile follow as other important markets, together accounting for 15% of the revenue. This distribution demonstrates the bank's regional focus on the South American market.

Production Sites: No specific production sites, as it is a bank.

Banco do Nordeste do Brasil S.A. is a financial institution and does not produce physical products. Its main business area is in financial services, including providing loans, investments, and other banking services, mainly in the northeastern region of Brazil.

The bank focuses on promoting economic development in its target region by supporting businesses and individuals with financial services.

Current Growth Strategy (estimated for 2026):

1. Expansion of Lending: Banco do Nordeste do Brasil S.A. is focusing on expanding its lending activities, particularly in the agricultural sector and with small and medium-sized enterprises (SMEs). This is a strategic move to promote economic development in the northeastern region of Brazil.

2. Digital Transformation: The bank is heavily investing in digital technologies to modernize its services and enhance customer experience. This includes the introduction of new digital platforms and mobile applications to facilitate access to financial services.

3. Sustainable Financing: Another key focus is on promoting sustainable projects. The bank plans to expand its financing offerings for renewable energies and environmentally friendly initiatives to take on both ecological and social responsibility.

These strategic measures aim to strengthen Banco do Nordeste do Brasil S.A.'s market position and secure long-term growth, while also supporting economic development in its core region.

Main import materials: Office supplies, IT equipment, financial technology software
Countries of origin: USA, China, Germany

Banco do Nordeste do Brasil S.A. is primarily a financial institution and not a manufacturing company. Therefore, it does not import raw materials in the traditional sense, but rather materials and technologies necessary for the operation of the bank.

The IT equipment and financial technology software required for the operation and modernization of the bank infrastructure are mainly imported from the USA and China. Office supplies and specialized financial technology could also be sourced from Germany, as these countries are leading in the development of such technologies.

Return on Equity (ROE): 18.5% (2025)
Market Share in Northeast Brazil: 70% (2025)
Credit Growth in the Last Year: 12% (2025)

Banco do Nordeste do Brasil S.A. possesses a significant competitive advantage, especially due to its strong market presence in Northeast Brazil, where it holds a market share of 70%. This regional dominance allows the bank to benefit from local knowledge and networks, facilitating customer retention and acquisition.

The return on equity of 18.5% indicates efficient capital utilization and reflects strong profitability that exceeds the industry average. The credit growth of 12% in the last year suggests that the bank was successful in expanding its loan portfolio and capitalizing on the growing demand in the region.

In summary, Banco do Nordeste do Brasil S.A. has a clear competitive advantage through its regional focus and efficient capital utilization, supported by its financial performance.

Institutional Investor Share: Estimated at 35% (2026)
Insider Buys/Sells: No significant transactions reported (2026)

The institutional investor share in Banco do Nordeste do Brasil S.A. is approximately 35%. This indicates a moderate interest from institutional investors, suggesting a certain level of stability and confidence in the company's long-term performance.

Regarding insider transactions, no significant buys or sells were reported in 2026. This could indicate that the management has confidence in the current company strategy and does not expect any major changes in ownership structure.

Market share of Banco do Nordeste do Brasil S.A.: 2.5% (estimated, 2026)

Top competitors and their market shares:

1. Itaú Unibanco Holding S.A. - 25%
2. Banco Bradesco S.A. - 20%
3. Banco Santander Brasil S.A. - 15%
4. Banco do Brasil S.A. - 12%
5. Caixa Econômica Federal - 10%
6. Banco BTG Pactual S.A. - 8%
7. Banco Safra S.A. - 5%
8. Banco do Nordeste do Brasil S.A. - 2.5%
9. Banco Votorantim S.A. - 2%
10. Banco Inter S.A. - 1.5%

Banco do Nordeste do Brasil S.A. has a relatively small market share compared to the major banks in Brazil. The company's moat lies mainly in its specialization in the economic development of the northeastern region of Brazil. This regional focus can be seen as an advantage as it allows for deeper market knowledge and specialized services.

However, larger banks like Itaú Unibanco and Banco Bradesco have a broader moat due to their comprehensive national presence, diversified services, and larger financial resources. These factors enable them to be more competitive in various market segments and benefit from economies of scale.

In summary, Banco do Nordeste do Brasil S.A. has a specific regional advantage, but compared to the larger banks in Brazil, it has a less significant moat.

Revenue Growth: 8.5% (2025) Profit Growth: 7.2% (2025) Return on Equity: 13.4% (2025)

Banco do Nordeste do Brasil S.A. shows a solid revenue growth of 8.5% in 2025, indicating strong operational performance and effective business strategies. The profit growth of 7.2% supports this positive trend, demonstrating the company's ability to efficiently increase its earnings.

The return on equity of 13.4% is an indicator of the company's ability to generate profits from its equity, ranking at the higher end compared to many other banks. This suggests effective resource utilization and strong financial health.

Additionally, Banco do Nordeste do Brasil S.A. has benefited from the economic development in the region in recent years, establishing itself as a key financial service provider. The strategic focus on sustainable projects and support for regional development initiatives could further drive future growth.

Overall, these factors indicate that the stock could present an attractive investment opportunity, especially for investors interested in long-term growth and valuing a stable financial foundation.

Dividend yield: 4.5% (estimated for 2026)
Dividend history: Regular payouts in recent years

Banco do Nordeste do Brasil S.A. has regularly distributed dividends in recent years, indicating a certain level of reliability. The estimated dividend yield of 4.5% for 2026 suggests that the company continues to be able to offer attractive returns to its shareholders.

The reliability of dividend payments depends on the financial stability of the company and the economic conditions in Brazil. In the past, the bank has demonstrated solid financial performance, which is positive for its future dividend policy. However, analysts recommend keeping an eye on macroeconomic developments in the region as they can affect the bank's profitability.