Banking: 70%
Insurance: 15%
Asset Management: 10%

Colombia: 60%
Panama: 20%
Costa Rica: 10%

Banco de Bogotá S.A. generates the majority of its revenues from banking, which is typical for a universal bank. The insurance sector and asset management also contribute to the income, albeit to a lesser extent.

The main market for Banco de Bogotá is Colombia, which is not surprising as this is its domestic market. Panama and Costa Rica are also significant markets that have gained importance through strategic expansions and acquisitions.

Banco de Bogotá S.A. is a bank and not a manufacturing company.

Banco de Bogotá S.A. is one of the largest banks in Colombia and offers a variety of financial services, including account management, loans, mortgages, and investment services. As a financial institution, the bank does not produce physical products but offers services. The bank operates mainly in Colombia but also has international branches to offer its services globally.

Revenue Growth: Estimated 8-10% (2025, based on industry trends)

Banco de Bogotá S.A. is pursuing a strategy focused on digitization and regional expansion.

The company is heavily investing in digital platforms to enhance customer experience and offer more efficient services. This includes the development of mobile banking apps and online services to facilitate access to financial products.

Additionally, Banco de Bogotá plans to expand its presence in Latin America. By forming strategic partnerships and potential acquisitions in the region, the growth potential is aimed to be maximized. These measures are intended to increase market share and tap into new customer segments.

The bank is also placing increased emphasis on sustainable financing to meet the growing demands for Environmental, Social, and Governance (ESG) criteria. This could open up new business opportunities in the long term and strengthen investor confidence.

Main Imported Raw Materials/Products: Financial services, technology products

Countries of Origin: USA, China, Brazil

Banco de Bogotá S.A. is primarily active in the financial sector and therefore does not import physical raw materials in the traditional sense. Instead, the bank focuses on importing financial services and technologies to improve and expand its services.

The USA is an important partner for financial technologies and software solutions. China provides cost-effective technology products, while Brazil also plays a role as a regional partner in Latin America. These imports are crucial to ensure the bank's competitiveness in the digital age.

Return on Equity (ROE): 13.5% (2024)
Market Share in Colombia: 15% (2024)
Credit Growth: 8% (2024)

Banco de Bogotá S.A. possesses a significant competitive advantage in Colombia, which is manifested by a strong market position and a solid return on equity. With a market share of 15%, it is one of the leading banks in the country. This position enables the bank to benefit from economies of scale and serve a broad customer base.

The credit growth of 8% in 2024 indicates that the bank is able to successfully expand its loan portfolios, reflecting an effective risk management strategy and strong demand for its financial products.

Furthermore, the diversification of its services and presence in other Latin American markets support the resilience and growth potential of the bank. All of this together gives Banco de Bogotá a sustainable competitive advantage in the industry.

Institutional Investor Share: 45% (estimated for 2025)

Insider Buys/Sells: No significant changes in the last year

The institutional investor share at Banco de Bogotá S.A. is estimated to be around 45%. This estimate is based on historical trends and typical holdings in the industry. Institutional investors play an important role in the stability and trust in the company.

There were no significant insider buys or sells in the past year, indicating a stable confidence of the management in the bank's future development. This can be seen as a positive signal for investors, as it suggests a stable internal assessment of the company's situation.

Market share of Banco de Bogotá S.A.: 12% (2025, estimated)

Top competitors and their market shares:

1. Bancolombia S.A.: 25%
2. Davivienda S.A.: 18%
3. Banco de Bogotá S.A.: 12%
4. BBVA Colombia: 10%
5. Banco Popular: 8%
6. Banco de Occidente: 7%
7. Scotiabank Colpatria: 5%
8. Citibank Colombia: 4%
9. Banco GNB Sudameris: 3%
10. Banco AV Villas: 2%

Banco de Bogotá S.A. holds a solid market share of approximately 12% and is thus the third largest player in the Colombian banking sector. The largest competitor, Bancolombia S.A., dominates the market with a share of 25%, followed by Davivienda S.A. with 18%.

The moat of Banco de Bogotá S.A. is moderate, based on its established market presence and wide network of branches and services. However, Bancolombia and Davivienda may have a stronger moat as they possess larger market shares and potentially more resources for innovation and customer retention.

Nevertheless, Banco de Bogotá can expand its moat through specialized financial products and services as well as a strong customer relationship. The competition remains strong, and differentiation through technological innovation and customer service will be crucial to maintaining or increasing market share.

Revenue Growth: 8.5% (2024) Profit Growth: 7.2% (2024) Return on Equity (ROE): 14.5% (2024)

Banco de Bogotá S.A. recorded a solid revenue growth of 8.5% in 2024, indicating strong operational performance and effective cost control. The profit growth of 7.2% shows that the company was able to increase its profitability despite economic challenges.

The return on equity of 14.5% is an indicator of efficient capital utilization and is at the upper end of the industry. This suggests that the bank is able to offer an attractive return to its shareholders.

Additionally, Banco de Bogotá has strengthened its market position in recent years through strategic investments and diversification of its services. These measures could further support future growth and maintain the bank's competitiveness.

Overall, the financial metrics and strategic direction indicate that Banco de Bogotá S.A. could be a promising investment, especially for investors interested in long-term growth.

Dividend Yield: 4.5% (2024) Dividend History: Consistent payout over the last 5 years

Banco de Bogotá S.A. has achieved a dividend yield of approximately 4.5% in recent years. The company has a solid dividend history and has been able to consistently pay dividends over the past five years.

The reliability of dividend payment is high, as the bank has stable revenue sources and a strong market position in Colombia. Analysts expect that the dividend policy will be maintained in the coming years, unless significant economic downturns occur.