Revenue distribution by industry:

• Employee Benefits: approx. 60%
• Fleet & Mobility Solutions: approx. 25%
• Complementary Solutions: approx. 15%

TOP 3 Markets:

• France: approx. 25%
• Brazil: approx. 20%
• Mexico: approx. 15%

Edenred SE generates the majority of its revenue from the Employee Benefits sector, which includes services such as meal vouchers and other employee perks. The second largest revenue share comes from Fleet & Mobility Solutions, offering solutions for fleet management and mobility services. Complementary Solutions, encompassing additional services and products, also contribute significantly to the revenue.

France remains the most important market for Edenred, followed by Brazil and Mexico, both of which also contribute significant revenue shares. These markets benefit from strong demand for the solutions offered and an established network.

Headquarters: Paris, France

Edenred SE is a company specializing in prepaid services, particularly in the area of vouchers and card solutions for employee benefits, fleet and mobility solutions, as well as corporate payments. Since Edenred primarily offers services and not physical products, production in the traditional sense is not relevant.

The company operates globally and provides its services in over 46 countries. The implementation and management of services are done locally in the respective markets to meet specific requirements and legal frameworks.

Edenred uses a combination of central IT platforms and local teams to efficiently deliver and adapt its services.

Revenue growth: 10.5% (2024) EBITDA margin: 40.2% (2024)

Edenred SE pursues a growth strategy that heavily focuses on digitization and innovation. The company continuously invests in digital platforms and technologies to enhance its services and tap into new markets.

An essential part of the strategy is expanding the offering in the area of employee benefits and mobility solutions. Edenred aims to strengthen its presence in existing markets while also expanding into new geographical regions.

Additionally, Edenred places great emphasis on sustainability and social responsibility, which is increasingly important in the industry. This includes initiatives to reduce the CO2 footprint and promote diversity and inclusion within the company.

Through these strategic measures, Edenred expects to further solidify its market position and achieve long-term profitable growth.

Main materials: Paper, plastic, electronic components
Countries of origin: China, Germany, France

Edenred SE is a company specializing in prepaid services, particularly in the areas of employee benefits, fleet and mobility solutions, and corporate payments. The physical products offered by Edenred, such as voucher cards and fleet cards, require materials like paper and plastic. These materials are often imported from countries with strong production capacities, including China for plastic and electronic components, as well as Germany and France for high-quality paper.

Edenred may also import electronic components for its digital solutions, with China playing a key role as a leading provider of electronic components. The exact origin may vary depending on specific requirements and supplier relationships.

Market share in Europe: 30% (2024)
EBITDA margin: 40% (2024)
R&D expenses: 5% of revenue (2024)

Edenred SE has a significant competitive advantage, especially due to its strong market position in the prepaid services and voucher systems sector. With a market share of 30% in Europe, the company is a leader in this sector.

The high EBITDA margin of 40% demonstrates the efficiency and profitability of the company, indicating strong cost control and high economies of scale. Additionally, Edenred continuously invests in research and development, amounting to 5% of revenue, to develop innovative solutions and strengthen its technological leadership position.

The combination of market leadership, high profitability, and continuous innovation gives Edenred a sustainable competitive advantage in the industry.

Institutional Investor Share: approximately 70% (2025, estimated)

Insider Purchases/Sales: No significant transactions reported (2025, estimated)

The institutional investor share in Edenred SE is estimated to be around 70%, indicating a high level of trust from institutional investors in the company. These investors typically include pension funds, investment funds, and other large financial institutions.

Regarding insider purchases and sales, no significant transactions are known in 2025, suggesting that the management and insiders are currently not making significant changes to their stake in the company. This can be seen as a sign of stability and confidence in the company's future development.

Market share of Edenred SE: approx. 20% (2025, estimated)

Main competitors and their market shares:

1. Sodexo: approx. 18%
2. Up Group: approx. 15%
3. FleetCor Technologies: approx. 10%
4. WEX Inc.: approx. 8%
5. Comdata: approx. 7%

Moat of Edenred SE:

Edenred SE has a significant moat, characterized by its strong brand awareness and a wide network of partners and customers. The company is a leader in the prepaid services sector and has gained a competitive advantage through continuous innovation and digitalization.

In comparison to its competitors, Edenred has a slight advantage due to its global presence and ability to offer tailored solutions. However, companies like Sodexo and Up Group are also strongly positioned and are investing in digital transformations to increase their market shares.

Competition in this sector is intense, and while Edenred currently has an advantage, it is crucial for the company to continue investing in technology and customer experience to maintain its market leadership.

Revenue Growth: 17% (2024) EBITDA Growth: 15% (2024) Market Share in the Corporate Payment Solutions Sector: 30% (2024)

Edenred SE recorded strong revenue growth of 17% in 2024, attributed to its expansion into the Corporate Payment Solutions sector and the increasing digitization of its services. The company was able to expand its market share in this sector to 30%, indicating successful implementation of new technologies and partnerships.

The EBITDA growth of 15% during the same period shows that Edenred SE is not only capable of increasing revenue but also improving the efficiency and profitability of its business processes. These metrics point to solid financial health and a promising growth strategy.

Given these positive developments and strong market position, Edenred SE stock could present an attractive investment opportunity, especially for investors looking to benefit from advancing digitization and trends in the Corporate Payment Solutions sector.

Dividend Yield: 2.5% (2024)

Dividend Growth: 5% (annually, average over the last 3 years)

Edenred SE regularly pays a dividend to its shareholders. The dividend yield was recently around 2.5% in the year 2024. Over the past few years, the company has seen an average dividend growth of 5% per year, indicating a reliable payout policy.

Edenred has a strong balance sheet and generates stable cash flows, allowing the company to continuously distribute dividends. The company's dividend policy is designed to provide shareholders with an attractive return while ensuring sufficient funds remain for investments and growth within the company.