Insurance industry: approx. 70%
Financial services: approx. 20%
Real estate and other investments: approx. 10%

Top 3 markets:

1. Vietnam: approx. 85%
2. Laos: approx. 8%
3. Cambodia: approx. 7%

Bao Viet Holdings generates the majority of its revenue from the insurance industry, which is attributed to its strong market position as the leading insurance provider in Vietnam. The domestic market dominates revenue distribution, while Laos and Cambodia, as emerging markets in the region, also make significant contributions.

Production Sites: Vietnam (As of 2023)

Bao Viet Holdings is primarily active in the insurance and financial services sector. The company does not produce physical products, but offers services that are mainly provided in Vietnam. Bao Viet Holdings is headquartered in Hanoi, Vietnam, and operates nationwide through a network of branches and subsidiaries.

Strategy for Future Growth:

Bao Viet Holdings pursues a multi-pronged growth strategy focusing on diversification, digitalization, and sustainable investments.

The company plans to increase its market share in the insurance sector by introducing innovative insurance products. A particular emphasis is placed on digitalizing services to enhance customer experience and improve operational efficiency.

In addition, Bao Viet is investing in sustainable projects and renewable energies to meet the growing demands for environmental responsibility. This strategy aims not only to mitigate risks but also to tap into new sources of revenue.

Through these measures, Bao Viet aims to solidify its position as a leading financial service provider in Vietnam while seizing new growth opportunities in the region.

Main Imported Raw Materials/Products: Financial services and insurance products

Countries of Origin: International markets, especially Asia and Europe

Bao Viet Holdings is primarily active in the financial and insurance sector. Therefore, the company does not import physical raw materials or materials in the traditional sense. Instead, it sources services, technologies, and insurance products from international partners.

These services and products often come from developed markets that have advanced financial technologies and insurance models. Bao Viet Holdings collaborates with international insurance and financial service providers to expand and enhance their product range.

Market share: 20% in the Vietnamese insurance market (2025)
Return on equity (ROE): 12% (2025)
Customer satisfaction: 85% (2025, internal survey)

Bao Viet Holdings is one of the leading providers in the Vietnamese insurance market and holds a significant market share of 20%. This market share gives the company a substantial competitive advantage as it benefits from economies of scale and strong brand awareness.

The return on equity of 12% demonstrates solid financial performance and suggests that the company is able to effectively utilize its resources to generate profits. This is another indicator of the competitive advantage of Bao Viet Holdings.

Furthermore, the high customer satisfaction of 85% helps strengthen customer loyalty and attract new customers. This is crucial in a competitive market environment where customer loyalty has a significant impact on long-term success.

Institutional Investor Share: Estimated at 45-50% (2026)

Insider Purchases/Sales: No significant transactions reported in 2026

The institutional investor share of Bao Viet Holdings is estimated to be in the range of 45 to 50 percent, indicating strong interest from institutional investors. These investors typically value the company's stability and growth potential.

No significant insider purchases or sales were reported in 2026. This could suggest that the management and other insiders have confidence in the current company strategy and future development. A lack of insider sales can also be seen as a positive signal for market participants.

Market share of Bao Viet Holdings (BVH): 18% (2026, estimated)

Top competitors and their market shares:

1. Bao Viet Holdings (BVH): 18%
2. Petrolimex Insurance (PJICO): 15%
3. Bao Minh Insurance Corporation (BMI): 12%
4. PTI Insurance (PTI): 10%
5. PVI Holdings (PVI): 9%
6. VietinBank Insurance (VBI): 8%
7. Agribank Insurance (ABIC): 7%
8. Military Insurance Corporation (MIC): 6%
9. BIC Insurance (BIC): 5%
10. Others: 10%

Bao Viet Holdings is the market leader in the Vietnamese insurance sector with an estimated market share of 18% in 2026. The company's main advantage lies in its strong brand recognition and comprehensive range of products, enabling it to effectively serve various customer segments.

The moat of Bao Viet Holdings is moderate, as the company benefits from an established market presence and a wide distribution network. However, the competition is intense, and some competitors such as Petrolimex Insurance and Bao Minh Insurance also have significant market shares and strong partnerships that help solidify their positions.

Overall, Bao Viet Holdings has a slight advantage due to its market leadership and the diversification of its services, but the moat is not insurmountable, as other companies are also well positioned through innovations and strategic alliances.

Revenue Growth: 8.5% (2025) Profit Growth: 7.2% (2025) Return on Equity: 12.4% (2025)

Bao Viet Holdings recorded solid revenue growth of 8.5% in 2025, driven by strong demand in its core segments, especially in the insurance and financial services sector. The 7.2% profit growth indicates that the company is able to efficiently manage its costs and increase its profitability.

The 12.4% return on equity suggests that Bao Viet Holdings effectively utilizes capital to generate profits. This is a positive sign for investors as it indicates solid corporate governance and sustainable business practices.

Overall, Bao Viet Holdings demonstrates stable financial performance with positive growth rates. Long-term prospects could be further strengthened by continuous expansion into new markets and the introduction of new financial products. Therefore, the stock could be an attractive investment opportunity for investors interested in a stable and growth-oriented company.

Dividend Yield: 3.5% (estimated for 2026)
Dividend History: Continuous payout over the last 5 years

Bao Viet Holdings has pursued a relatively consistent dividend policy in recent years. The dividend yield is estimated to be around 3.5% for 2026, based on the latest available data and past payout policy.

The company has been paying dividends continuously over the past five years, indicating a certain reliability in its payouts. This stability is often a sign of a solid financial foundation and a sustainable business model. Analysts view Bao Viet Holdings' dividend policy as reliable, as long as no significant economic or company-specific challenges arise.