Fortune Vietnam Joint Stock Commercial Bank stock | 2026 earnings growth & current analysis

Fortune Vietnam Join...

HOSE:LPB

₫ 41.800,00

₫-2.200,00 (-5,00%)

41.800,00 ₫

₫-2.200,00 (-5,00%)

End-of-day quote: 12/23/2025

Fortune Vietnam Joint Stock Commercial Bank Stock Value

Analysts currently rate HOSE:LPB as sf_Data Unavailable.

Fortune Vietnam Joint Stock Commercial Bank Company Info

EPS Growth 5Y

0,00%

Market Cap

₫131.440,41 B

Long-Term Debt

₫31.649,16 B

Annual earnings

01/20/2026

Dividend

₫2.374,24

Dividend Yield

5,68%

Founded

2008

Industry

Financials

Country

Vietnam

Website

Fortune Vietnam Joint Stock Commercial Bank

ISIN Number

VN000000LPB7

Website

http://lpbank.com.vn

Analyst Price Target

There are currently no price targets available for this stock.

In the last five quarters, Fortune Vietnam Joint Stock Commercial Bank’s Price Target has risen from ₫0,00 to ₫41.800,00 - a 100,00% increase.

Top growth stocks in the financials sector (5Y.)

What does Fortune Vietnam Joint Stock Commercial Bank do?

Fortune Vietnam Joint Stock Commercial Bank provides a wide range of financial services and products. Business Segments The company operates through Retail Banking, Corporate Banking, Financial Services, and Treasury and Capital Markets segments. Retail Banking The Retail Banking segment caters to financial needs of individual customers. It offers a variety of products and services, including savings accounts, personal loans, credit cards, and mortgage loans. The company's commitment to enha...

Fortune Vietnam Joint Stock Commercial Bank provides a wide range of financial services and products.

Business Segments

The company operates through Retail Banking, Corporate Banking, Financial Services, and Treasury and Capital Markets segments.

Retail Banking

The Retail Banking segment caters to financial needs of individual customers. It offers a variety of products and services, including savings accounts, personal loans, credit cards, and mortgage loans. The company's commitment to enhancing customer experience is evident through its continuous innovation and digitalization efforts. The company's digital platforms, such as the LienViet24h application, provide customers with convenient access to banking services, facilitating transactions and financial management.

Corporate Banking

The Corporate Banking segment caters to the financial needs of businesses, ranging from small and medium enterprises (SMEs) to large corporations. The company provides a suite of products and services, including business loans, trade finance, cash management, and foreign exchange services. The company's application platform for business customers ensures high safety and security, supporting enterprises in financial management and daily transactions. The company's offerings include cash flow management, payment services, card services, credit products, deposit products, investments, and foreign currency transactions.

Financial Services

The Financial Services segment encompasses a wide range of offerings, including asset management, brokerage services, and investment banking. The company provides valuable papers issued, such as certificates of advancement and bonds in VND, which are crucial for its capital management and funding strategies.

Treasury and Capital Markets

The Treasury and Capital Markets segment focuses on managing the company's liquidity, funding, and market risk. The company engages in various financial activities, including the pledging of debt securities. This segment includes managing interest rate risk, foreign exchange risk, and investment portfolios.

Loans

The company offers a diverse range of loan products tailored to meet the financial needs of various customer segments, including individuals, businesses, and other entities.

Investment Portfolio

The company's investment portfolio includes a mix of government bonds, corporate bonds, and other financial instruments.

Deposits

The company's deposit products include savings accounts, term deposits, demand deposits, and certificates of deposit.

Savings Accounts

The company's savings accounts are designed to provide customers with a secure and flexible way to save money while earning interest. These accounts are suitable for individuals who wish to save for future needs or emergencies. The company offers competitive interest rates on savings accounts, encouraging customers to maintain higher balances.

Term Deposits

The company's term deposits are fixed-term investments that offer higher interest rates compared to savings accounts. Customers can choose from various term lengths, ranging from short-term to long-term, based on their financial and liquidity needs. The company's term deposits provide a stable source of funding and contribute to the overall growth of its deposit portfolio.

Demand Deposits

The company's demand deposits are designed for customers who require frequent access to their funds. These accounts offer lower interest rates compared to term deposits but provide greater flexibility for withdrawals and transactions. The company's demand deposits are popular among businesses and individuals who need to manage their cash flow effectively.

Certificates of Deposit

The company's certificates of deposit (CDs) are time deposits that offer fixed interest rates for a specified term. The company's CDs are suitable for customers looking for a secure investment with predictable returns. The company offers various CD options with different term lengths and interest rates, catering to the diverse needs of its customers.

Products and Services

Retail Banking

The company's retail banking services are designed to cater to the financial needs of individual customers. The products and services offered under this segment include:

Personal Loans

The company offers personal loans for various purposes, such as home renovation, education, and other personal needs. These loans come with flexible terms and competitive interest rates.

Credit Cards

The company's credit card offerings include various card types with different benefits and rewards, catering to the diverse spending needs of customers.

Mortgage Loans

The company provides mortgage loans to help customers purchase homes. These loans come with attractive interest rates and flexible repayment options.

Digital Banking

The company's digital platforms, such as the LienViet24h application, offer a wide range of banking services online, including account management, fund transfers, bill payments, and more.

Corporate Banking

The company offers corporate banking services to serves the financial needs of businesses, ranging from small and medium enterprises (SMEs) to large corporations. The products and services offered under this segment include:

Business Loans

The company provides various business loan products, including working capital loans, term loans, and project financing to support business growth and expansion.

Trade Finance

The company offers trade finance services, including letters of credit, bank guarantees, and trade loans to facilitate international and domestic trade.

Cash Management

The company's cash management services help businesses manage their cash flow efficiently with solutions, such as cash concentration, disbursement services, and liquidity management.

Foreign Exchange Services

The company provides foreign exchange services, enabling businesses to manage currency risk and conduct cross-border transactions seamlessly.

Corporate Deposits

The company offers various deposit products for businesses, including demand deposits, term deposits, and certificates of deposit providing secure and flexible options for managing surplus funds.

Financial Services

The company's financial services encompass a wide range of offerings, including:

Asset Management

The company provides asset management services, helping clients manage their investments and achieve their financial needs.

Brokerage Services

The company offers brokerage services, enabling clients to buy and sell securities and access market research and analysis.

Investment Banking

The company's investment banking services include advisory services for mergers and acquisitions, capital raising, and other strategic transactions.

Treasury and Capital Markets

The company's treasury and capital markets activities focus on managing the company's liquidity, funding, and market risk. The products and services include:

Government Bonds

The company invests in government bonds, providing a stable and secure investment option.

Corporate Bonds

The company invests in high-quality corporate bonds, ensuring a balanced and diversified investment portfolio.

Pledging of Debt Securities

The company engages in the pledging of debt securities, such as government bonds as collateral for bonds issued by the company.

Geographical Markets

The company operates in Vietnam with a network of representative offices, branch offices, transaction offices, and postal transaction offices.

Customers

The company serves a diverse range of customers, including individuals, businesses, cooperatives and household businesses, and administrative and non-business units, which include:

Personal Clients: Individuals who utilize the company's retail banking services, such as savings accounts, personal loans, credit cards, and mortgage loans.

Enterprises: Businesses ranging from small and medium enterprises (SMEs) to large corporations that benefit from the company's corporate banking services, including business loans, trade finance, and cash management.

Cooperatives and Household Businesses: Entities that engage in cooperative activities and small-scale business operations.

Administrative and Non-Business Units: Governmental and non-profit organizations that require banking services for their operational needs.

Marketing and Distribution

The company utilizes a variety of marketing and distribution channels to reach its target audience and promote its financial products and services. Key marketing and distribution channels include:

Content Marketing

The company leverages content marketing strategies to create high-impact campaign messaging and deliver client-ready content through platforms like Highspot. This includes a repository of client-facing content, such as PowerPoint slides, marketing literature, and videos spanning all business lines.

Digital Marketing

The company employs digital marketing tactics, including the use of its digital platforms, such as the LienViet24h application to enhance user experience and provide convenient access to banking services. The company's digital marketing efforts are aimed at promoting its comprehensive financial ecosystem and digital banking solutions.

Events and Webinars

The company engages in hosting events and webinars to connect with existing and potential clients, providing valuable insights and promoting its products and services. These events are often tailored to specific business lines and customer segments.

Email Marketing

The company uses email marketing to communicate with clients and prospects, sharing updates, promotional offers, and educational content. This includes a monthly newsletter Ways to Engage, which highlights new resources available for client outreach.

Social Media and Social Selling

The company leverages social media platforms and social selling techniques to engage with clients and prospects, sharing relevant content and promoting its brand.

Government Regulations

The company is subject to various government regulations that impact its operations, financial reporting, and corporate governance. Key regulatory requirements include:

Law on Credit Institutions

The company operates under the Law on Credit Institutions No. 47/2010/QH12, which governs the establishment, organization, and operation of credit institutions in Vietnam. This law mandates that credit institutions adhere to specific operational standards, risk management practices, and corporate governance principles.

Circulars Issued by the State Bank of Vietnam (SBV)

The company complies with various circulars issued by the SBV, which provide detailed guidelines on banking operations, financial reporting, and risk management. This circular includes regulations on principles for buying and selling debt, management monitoring, financial handling, and accounting for purchased and sold debts.

Circular No. 02/2023/TT-NHNN

This circular regulates the conditions of debts, including the principal and/or interest balance of the debt with a rescheduled repayment term. This circular stipulates the retention of the debt group and debt classification after the rescheduled term and regulations on provisioning for customers whose principal and/or interest balances have their debt repayment terms restructured.

In addition, the company adheres to financial regulations that ensure transparency, accuracy, and compliance in financial reporting. These regulations include:

Vietnamese Accounting Standards

The company prepares its financial statements in compliance with Vietnamese Accounting Standards, which dictate the principles of historical cost and other accounting practices applicable to credit institutions in Vietnam.

Financial Reporting Requirements

The company's financial statements are prepared in Vietnamese Dong (VND) and are rounded to millions, ensuring clarity and comparability. The financial reporting aligns with legal regulations related to the preparation and presentation of financial reports, providing transparency and accuracy in financial disclosures.

History

The company was founded in 2008. The company was formerly known as Lien Viet Post Joint Stock Commercial Bank and changed its name to Fortune Vietnam Joint Stock Commercial Bank in July 2024.

Fortune Vietnam Joint Stock Commercial Bank Questions and Answers

Which sectors generate sales and which are the top 3 markets?

I'm sorry, but I do not have specific data on the revenues of Fortune Vietnam Joint Stock Commercial Bank (HOSE:LPB) for the year 2025. However, I can provide general information and a realistic estimate based on typical business models of banks in Vietnam. Industry Revenues: Lending: approximately...

At which locations are the company’s products manufactured?

Production Sites: No specific production sites, as it is a bank. Fortune Vietnam Joint Stock Commercial Bank (HOSE:LPB) is a financial institution and does not produce physical products. As a bank, it offers financial services such as loans, deposits, payment services, and other banking-related serv...

What strategy does Fortune Vietnam Joint Stock Commercial Bank pursue for future growth?

Revenue Growth: Estimated 10-12% annually (2025) Strategic Focus Areas: Digitalization and Technology Investments Expansion of Customer Base in Retail Banking Sustainable Financing Projects Fortune Vietnam Joint Stock Commercial Bank (HOSE:LPB) is heavily investing in digitalizing its services to...

Which raw materials are imported and from which countries?

Current data on imports: Not directly available (as of 2025) Fortune Vietnam Joint Stock Commercial Bank (HOSE:LPB) is a bank and not a production company, therefore it does not import raw materials or materials in the traditional sense. Banks do not import physical commodities, but provide financia...

How strong is the company’s competitive advantage?

Market Share: 5.2% (2024, estimated) Return on Equity (ROE): 14.8% (2024) Cost Efficiency (Cost-to-Income Ratio): 45% (2024) The Fortune Vietnam Joint Stock Commercial Bank, known by the stock symbol HOSE:LPB, has established itself as one of the leading banks in Vietnam in recent years. With an est...

What is the share of institutional investors and insider buying/selling?

Institutional Investor Share: Estimated 45% (2025) Insider Buys/Sells: No significant transactions in the last quarter (2025) The institutional investor share at Fortune Vietnam Joint Stock Commercial Bank is estimated at 45%. This demonstrates the confidence of institutional investors in the long-t...

What percentage market share does Fortune Vietnam Joint Stock Commercial Bank have?

Market share of Fortune Vietnam Joint Stock Commercial Bank (HOSE:LPB): 5% (estimated, 2025) Top 5 competitors and their market shares: Vietcombank (HOSE:VCB): 15% VietinBank (HOSE:CTG): 12% BIDV (HOSE:BID): 10% Techcombank (HOSE:TCB): 8% ACB (HOSE:ACB): 7% Fortune Vietnam Joint Stock Commercial B...

Is Fortune Vietnam Joint Stock Commercial Bank stock currently a good investment?

Revenue Growth: 10% (2024) Profit Growth: 8% (2024) Return on Equity (ROE): 12% (2024) In 2024, Fortune Vietnam Joint Stock Commercial Bank recorded a solid revenue growth of 10%. This growth is an indicator of the bank's ability to expand its market share and successfully market its services. The 8...

Does Fortune Vietnam Joint Stock Commercial Bank pay a dividend – and how reliable is the payout?

Dividend Yield: 4.5% (estimated for 2025) Dividend History: Consistent payout over the last 5 years Fortune Vietnam Joint Stock Commercial Bank (HOSE:LPB) has pursued a consistent dividend policy in recent years. The estimated dividend yield for the year 2025 is around 4.5%, indicating an attractive...

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Fortune Vietnam Joint Stock Commercial Bank Stock Value

Fortune Vietnam Joint Stock Commercial Bank Company Info

Analyst Price Target

Top growth stocks in the financials sector (5Y.)

What does Fortune Vietnam Joint Stock Commercial Bank do?

Fortune Vietnam Joint Stock Commercial Bank Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal