Revenue distribution by industry:

• Insurance: approx. 60%
• Asset management: approx. 25%
• Banking services: approx. 10%
• Other financial services: approx. 5%

TOP 3 markets:

1. South Africa: approx. 70%
2. Rest of Africa: approx. 20%
3. International (outside Africa): approx. 10%

Old Mutual Limited generates the majority of its revenue from the insurance sector, followed by asset management. The South African market is the company's main market, reflecting its strong presence and historical roots in the region.

In recent years, the company has expanded its operations in the rest of Africa to capitalize on the growth opportunities in these emerging markets. The international market share remains relatively small, indicating a strategic focus on the African continent.

Production Sites: Primarily in South Africa

Old Mutual Limited is a financial services company based in South Africa. It offers a variety of financial products and services, including insurance, asset management, and banking services. As a financial services company, physical production sites in the traditional sense are not relevant. The main activities are focused on South Africa, where the company develops and offers its services.

Old Mutual also has a presence in other African countries, but South Africa remains the central market and location for its operational activities.

Strategy for Future Growth:

1. Digital Transformation: Old Mutual Limited is increasingly focusing on digitizing its services to enhance customer experience and improve operational efficiency. This includes investments in digital platforms and technologies.

2. Market Expansion in Africa: The company is concentrating on expanding its presence in emerging African markets. The goal is to benefit from the growing middle class and increasing demand for financial services.

3. Sustainable Investments: Old Mutual is increasingly integrating ESG criteria (Environmental, Social, and Governance) into its investment strategies to promote sustainable growth and meet investor requirements.

4. Product Diversification: Expanding the product portfolio, especially in life insurance and asset management, aims to tap into new customer segments and deepen existing customer relationships.

Through these strategic initiatives, Old Mutual aims to strengthen its market position and ensure long-term profitable growth.

Main Imported Raw Materials/Products: Financial services and insurance products

Countries of Origin: South Africa, Namibia, Zimbabwe, Malawi, Kenya

Old Mutual Limited is primarily a financial services company and not a producer of physical goods. Therefore, it does not import raw materials or materials in the traditional sense as a manufacturing company would. Instead, Old Mutual is engaged in providing financial services, insurance, and investment products.

The company mainly operates in African markets, with South Africa being the largest market. Old Mutual's services and products are offered in various countries, each with different regulatory and economic conditions.

If specific services or products are sourced from international markets, they are financial instruments or services that are not tied to physical raw materials.

Market share in South Africa: Approximately 20% (2024)
Return on equity (ROE): 14.5% (2024)
Solvency ratio: 180% (2024)

Old Mutual Limited has a significant competitive advantage, especially in the South African market, where it holds a market share of around 20%. This demonstrates strong market presence and the ability to retain customers in the long term.

The 14.5% return on equity indicates that the company is efficient in managing its capital and achieves an above-average return compared to many competitors. This is an indicator of strong operational efficiency and effective management.

Additionally, the solvency ratio of 180% shows that Old Mutual has a solid financial foundation to meet its obligations and invest in growth opportunities. This financial stability enhances investor and customer confidence and supports the company's long-term competitiveness.

Institutional Investor Share: approximately 55% (estimated for 2025)
Insider Buys/Sells: No significant transactions in the last 12 months (estimated for 2025)

The institutional investor share at Old Mutual Limited typically exceeds 50%, indicating strong trust from institutional investors in the company. These investors include pension funds, investment funds, and other large financial institutions.

Regarding insider transactions, there have been no significant buys or sells in the past year, suggesting a stable outlook from management on the company's future development. This can be seen as a positive signal, reflecting confidence in the current company strategy and leadership.

Market share of Old Mutual Limited: 12% (estimated for 2025)

Main competitors and their market shares:

1. Sanlam Limited: 15%
2. Discovery Limited: 14%
3. Liberty Holdings Limited: 11%
4. Momentum Metropolitan Holdings Limited: 10%
5. Allianz SE (local presence): 8%

Moat of Old Mutual Limited:

Old Mutual Limited has a moderate moat, mainly based on its long market presence and customer trust in its brand strength. The company benefits from a wide product portfolio and strong regional presence, giving it a certain competitive advantage.

In comparison to its competitors, Sanlam Limited has a stronger moat supported by a diversified product range and an aggressive expansion strategy. Discovery Limited also has a significant advantage through innovations in the health and insurance sectors, allowing it to differentiate itself from traditional providers.

Overall, while Old Mutual Limited has a solid market share and some competitive advantages, the moats of its competitors are more pronounced in certain areas, especially in terms of innovation and expansion.

Revenue Growth: 8.5% (2024) Profit Growth: 7.2% (2024) Return on Equity: 14.8% (2024)

Old Mutual Limited achieved solid revenue growth of 8.5% in 2024, attributed to successful implementation of their strategic initiatives and stable demand in their core markets. The 7.2% profit growth indicates that the company was able to effectively manage its costs while increasing profitability.

The 14.8% return on equity suggests that Old Mutual is efficiently deploying capital to generate profits, which is a positive sign for investors. This metric is above the industry average, indicating a strong competitive position.

In summary, Old Mutual Limited can be considered a potentially good investment due to its solid financial performance and ability to grow in a competitive market environment. However, investors should also consider other factors such as market conditions and strategic developments before making a final decision.

Dividend Yield: 5.2% (2024) Dividend History: Consistent payout over the last 5 years

Old Mutual Limited has pursued a consistent dividend policy in recent years and regularly distributed dividends to its shareholders. The dividend yield was approximately 5.2% in 2024, which is considered attractive compared to other companies in the industry.

The reliability of dividend payment is supported by the company's solid financial position and stable earnings. Old Mutual has not suspended any dividend payments in the last five years, indicating a strong commitment to shareholder payout. Analysts expect the company to continue to be able to pay dividends at a similar level in the future, provided there are no significant economic or company-specific challenges.