Banking: 60%
Insurance: 25%
Investment Services: 15%

Top 3 Markets:

1. Malaysia: 70%
2. Singapore: 15%
3. Hong Kong: 10%

The Hong Leong Financial Group Berhad generates the majority of its revenue from banking, followed by insurance and investment services. The domestic market of Malaysia is the largest market, attributed to the group's strong local presence and extensive network. Singapore and Hong Kong are also significant markets benefiting from their strategic location and economic connections in the region.

Production Sites: Malaysia, Singapore, Hong Kong

Hong Leong Financial Group Berhad is mainly active in the financial sector and offers services such as banking, insurance, and investment management. As a financial services company, it does not produce physical products in the traditional sense. The services are mainly provided in Malaysia, with a presence in Singapore and Hong Kong, where it also conducts some of its operational activities.

Current Growth Strategy: Diversification and Digitalization

The Hong Leong Financial Group Berhad (HLFG) is pursuing a strategy of diversifying its financial services and enhancing the digitalization of its processes.

An essential part of their strategy is expanding their offerings in the digital financial services sector. HLFG is investing in technologies to broaden their customer base and offer more efficient services. This includes introducing new digital platforms and enhancing existing systems to optimize customer service.

Furthermore, HLFG is pursuing geographical expansion in Southeast Asia to benefit from the growing markets in this region. The group plans to strengthen its presence in countries such as Vietnam and Indonesia, where the demand for financial services is increasing.

Through these measures, HLFG aims to solidify its market position and tap into new growth opportunities.

Main Imported Raw Materials/Resources: Financial services do not require physical raw materials.

Countries of Origin: Not applicable.

The Hong Leong Financial Group Berhad (HLFG) is a financial services company mainly operating in banking, insurance, and investment sectors. Therefore, the company does not import physical raw materials or resources. Instead, HLFG focuses on trading financial products and services that do not require physical imports.

For further details on HLFG's activities, it would be advisable to focus on their financial reports and strategic partnerships.

Market share in the banking sector: 10% (estimated, 2025)
Return on Equity (ROE): 11.5% (2024)
Cost-to-income ratio: 45% (2024)

The Hong Leong Financial Group Berhad (HLFG) has a significant competitive advantage in the Malaysian financial sector, particularly through its strong presence in banking and insurance. With an estimated market share of 10% in the banking sector, HLFG demonstrates a solid market position.

The return on equity of 11.5% in 2024 indicates efficient capital utilization, which is considered strong in industry comparison. This shows that the company is able to effectively convert its investments into profits.

Additionally, the cost-to-income ratio of 45% reflects effective cost control, enabling HLFG to offer competitive services while maximizing profitability. These factors together strengthen the competitive advantage of Hong Leong Financial Group Berhad in the financial services sector.

Institutional Investor Share: approximately 45% (estimated for 2025)
Insider Buys/Sells: No significant transactions in the last year (estimated for 2025)

The institutional investor share in Hong Leong Financial Group Berhad is around 45%. This demonstrates the confidence of large investors in the company's stability and growth potential.

In 2025, no significant insider buys or sells were reported, indicating a stable trust of the management in the current company strategy and performance.

Market share of Hong Leong Financial Group Berhad: Estimated 5% (2025)

Top competitors and their market shares:

1. Maybank (Malayan Banking Berhad): 20%
2. CIMB Group Holdings Berhad: 15%
3. Public Bank Berhad: 12%
4. RHB Bank Berhad: 8%
5. Hong Leong Financial Group Berhad: 5%
6. AmBank Group: 4%
7. Affin Bank Berhad: 3%
8. Alliance Bank Malaysia Berhad: 2%
9. Bank Islam Malaysia Berhad: 2%
10. Bank Muamalat Malaysia Berhad: 1%

Moat of Hong Leong Financial Group Berhad:

Hong Leong Financial Group Berhad has a moderate moat, mainly characterized by its strong brand presence and diversified financial services portfolio. The group benefits from an established network and a solid customer base in Malaysia.

Compared to leading competitors like Maybank and CIMB, which have more extensive international networks and larger capital resources, Hong Leong's moat is less pronounced. Maybank and CIMB, due to their size and international presence, have a significant advantage that allows them to leverage economies of scale and offer a wider range of products.

While Hong Leong can gain competitive advantages in certain niche markets and through innovative financial products, competition remains intense, and larger banks tend to have stronger moats.

Revenue Growth: 8.5% (2024) Profit Growth: 7.2% (2024) Return on Equity (ROE): 11.5% (2024)

In 2024, Hong Leong Financial Group Berhad achieved a solid revenue growth of 8.5%. This indicates a stable business development supported by a strong market presence and a diversified product range.

The profit growth of 7.2% during the same period shows that the company is able to effectively manage its costs and remain profitable. The return on equity of 11.5% is another positive sign indicating efficient use of equity.

Overall, the financial performance of Hong Leong Financial Group Berhad suggests a healthy corporate development. However, potential investors should also consider macroeconomic factors and industry-specific risks before making an investment decision.

Dividend Yield: 3.2% (estimated for 2025)
Dividend History: Steady payout over the last 5 years

In recent years, Hong Leong Financial Group Berhad has consistently paid a dividend to its shareholders. The dividend yield is estimated to be around 3.2% for 2025. This demonstrates a solid dividend policy and indicates a reliable payout.

The group has a strong financial foundation and diversified business operations that contribute to the stability of dividend payments. Historically, the company has regularly distributed dividends over the past five years, indicating a dependable dividend policy.