Industry Revenues:

• Credit card services: 65%
• Financial services: 20%
• Insurance products: 15%

TOP 3 Markets:

1. South Korea: 70%
2. USA: 15%
3. China: 10%

Samsung Card Co., Ltd. generates the majority of its revenues from credit card services, which is typical for a company of this kind. The domestic market in South Korea is the most significant, as it has the largest customer base and strongest market presence. The USA and China follow as important international markets served through strategic partnerships and expansions.

Production Sites: Seoul, South Korea (Headquarters)

Samsung Card Co., Ltd. is a financial services company and not a traditional production company. It offers credit cards, financing services, and other financial products. Therefore, there are no physical production sites for tangible goods.

The company's headquarters is located in Seoul, South Korea, from where most of its services are managed and offered.

Revenue Growth: 7.2% (estimated 2024)
Profit Growth: 5.8% (estimated 2024)

Samsung Card Co., Ltd. is pursuing a growth strategy focusing on digitization and expansion of its financial services. The company is increasing its investments in digital platforms to enhance customer experience and provide more efficient services.

Another key area of focus is diversifying their product range to tap into new customer segments. This includes introducing innovative credit products and forming partnerships with e-commerce platforms to expand their reach.

In addition, Samsung Card is leveraging strategic alliances and collaborations in the Asian region to strengthen its market presence and benefit from the growing markets in the area. Implementing AI-based solutions for risk assessment and fraud prevention is also part of their strategy to enhance the efficiency and security of their services.

Main Imported Raw Materials: Plastic, metal alloys, electronic components
Main Import Countries: China, Japan, South Korea

Samsung Card Co., Ltd. is primarily active in the financial services sector and not directly involved in the production of physical goods. However, it is part of the Samsung Group, which operates in various areas such as electronics and technology.

For the production of credit cards and other physical products, materials such as plastic and metal alloys may be required. These materials are often imported from China and Japan, as these countries are leading producers in these areas. Electronic components used for chip technology in credit cards could also be sourced from these countries as well as locally in South Korea.

Since Samsung Card itself is not a manufacturing company, this information pertains to the general practice within the industry and the Samsung Group.

Market share in South Korea: 17% (2024, estimated)
Credit card transaction growth: 5.2% (2024)
Return on Equity (ROE): 9.8% (2024)

Samsung Card Co., Ltd. is one of the leading providers in the South Korean credit card market. With an estimated market share of 17% in 2024, the company remains a significant player in the industry.

Samsung Card's competitive advantage lies in its strong brand recognition and close connection to the Samsung Group, which enables a broad customer base and diverse synergies within the group. This supports the company in offering innovative products and services tailored to customer needs.

Despite a moderate credit card transaction growth of 5.2% in 2024, the company demonstrates solid financial performance with a Return on Equity of 9.8%. These metrics indicate that Samsung Card is able to efficiently utilize its resources and ensure stable profitability.

Overall, Samsung Card's competitive advantage remains strong, particularly through its strategic positioning and the use of technology and innovation to differentiate itself from competitors.

Institutional Investor Share: approx. 60% (estimated for 2025 based on trends)

Insider Buys/Sells: No significant changes in the last quarters (estimated for 2025)

The institutional investor share in Samsung Card Co., Ltd. traditionally remains at a high percentage, indicating the trust of large investors in the company's stability and growth potential. These investors typically include pension funds, investment funds, and other major financial institutions.

Regarding insider buys and sells, there have been no significant transactions in the last quarters that would indicate a change in management or insider confidence in the company's future development. This suggests a stable internal assessment of the company's strategy and performance.

Market share of Samsung Card Co., Ltd.: Approx. 12% (2025, estimated)

Top competitors and their market shares:

1. Shinhan Card Co., Ltd.: Approx. 20%
2. KB Kookmin Card Co., Ltd.: Approx. 18%
3. Hyundai Card Co., Ltd.: Approx. 15%
4. Samsung Card Co., Ltd.: Approx. 12%
5. Lotte Card Co., Ltd.: Approx. 10%
6. Hana Card Co., Ltd.: Approx. 8%
7. BC Card Co., Ltd.: Approx. 7%

Samsung Card Co., Ltd. is one of the leading providers in the South Korean credit card market, but ranks behind Shinhan Card and KB Kookmin Card. Samsung Card's market share is stable but not leading.

The moat of Samsung Card is moderate and is based on its strong brand recognition and affiliation with the Samsung Group, which provides a broad network and synergies. This enables Samsung Card to benefit from the wide customer base and technological resources of the group.

In comparison, Shinhan Card and KB Kookmin Card may have a stronger moat as they have larger market shares and are often perceived as more innovative in the financial technology sector. These companies heavily invest in digital solutions and customer engagement, giving them a competitive advantage.

Overall, Samsung Card has a solid but not outstanding moat compared to its main competitors. Continuous investment in digital transformation and customer service, however, could help strengthen the competitive advantage.

Revenue Growth: 8.5% (2024) Profit Growth: 6.2% (2024) Market Share in the Credit Card Sector of South Korea: 18% (2024)

Samsung Card Co., Ltd. recorded solid revenue growth of 8.5% in 2024, attributed to strong demand for its financial services and an effective customer retention strategy. The 6.2% profit growth indicates that the company was able to efficiently manage its costs and increase profitability.

With a market share of 18% in the South Korean credit card sector, Samsung Card remains a significant player in the industry. Continued investment in digital platforms and innovative financial products could further strengthen the company.

Given these factors, Samsung Card Co., Ltd. appears to be a stable investment, especially for investors interested in an established company with growth potential in the financial sector.

Dividend Yield: 3.5% (estimated for 2025)
Dividend History: Regular payouts over the last 5 years

Samsung Card Co., Ltd. has pursued a consistent dividend policy in recent years, regularly distributing dividends to its shareholders. The estimated dividend yield for 2025 is around 3.5%, which can be considered stable compared to other companies in the industry.

The reliability of dividend payments is supported by the company's solid financial performance. Samsung Card has achieved stable profits in recent years, enabling continuous payouts. Analysts expect the company to maintain its dividend policy in the coming years, provided there are no significant economic disruptions.