Revenue distribution by industry:

• Banking and financial services: 70%
• Investment and asset management: 20%
• Other services: 10%

TOP 3 markets and their percentage shares:

• Kuwait: 45%
• Turkey: 30%
• Algeria: 15%

Burgan Bank K.P.S.C. generates the majority of its revenue from the banking and financial services sector, which is typical for a bank of its size and focus. The primary market is Kuwait, followed by Turkey and Algeria, reflecting the bank's regional expansion and diversification. These markets are crucial for the growth and stability of the bank.

Production Sites: No specific production sites, as it is a bank.

Burgan Bank K.P.S.C. is a financial institution and does not produce physical products. As a bank, it offers financial services such as loans, deposits, and investment services. Therefore, the question of production sites is not applicable. The bank mainly operates in Kuwait and has subsidiaries and branches in various countries in the Middle East and North Africa.

Revenue Growth: Estimated at 8-10% annually (2026)

Profit Growth: Estimated at 7-9% annually (2026)

Burgan Bank K.P.S.C. is pursuing a growth strategy that strongly focuses on digital transformation and regional expansion. The company is investing significantly in digitizing its services to enhance customer experience and increase operational efficiency. This includes the introduction of new digital platforms and the optimization of existing processes.

Furthermore, the bank plans to further expand its presence in the markets of the Middle East and North Africa (MENA). Strategic partnerships and acquisitions in these regions are intended to strengthen the market position.

Another focus is on diversifying the product portfolio, especially in the areas of corporate finance and retail banking, to tap into new revenue sources and spread risk.

Imported Materials: Mainly financial services and technological infrastructure

Countries of Origin: USA, Germany, Japan

Burgan Bank K.P.S.C., as a significant bank in the Middle East, does not import physical commodities in the traditional sense. Instead, the bank focuses on importing financial services and technological infrastructure to enhance its services.

The bank primarily sources its technological infrastructure and software solutions from the USA, Germany, and Japan, as these countries are leading in the development of financial technologies. These imports are crucial to ensure the efficiency and security of the bank's services.

Return on Equity (ROE): 9.8% (2025)
Common Equity Tier 1 Ratio (CET1): 12.5% (2025)
Market Share in the Kuwaiti Banking Sector: approximately 10% (2025)

Burgan Bank K.P.S.C. has a moderate competitive advantage in the Kuwaiti banking sector. The return on equity of 9.8% indicates that the bank is able to achieve a solid return on invested capital, pointing to efficient utilization of its resources.

The common equity Tier 1 ratio of 12.5% suggests that the bank has a strong capital base, providing it with stability and the ability to manage risks better. This is particularly important in a competitive market environment.

With a market share of around 10%, Burgan Bank is a significant player in the Kuwaiti banking sector, giving it a certain advantage to leverage economies of scale and promote customer loyalty. However, the bank must continuously invest in innovation and customer service to maintain and expand its competitive edge.

Institutional Investor Share: 45% (estimated for 2026)
Insider Purchases/Sales: No significant transactions reported (2026)

The institutional investor share in Burgan Bank K.P.S.C. is estimated to be around 45%. This estimate is based on historical trends and the typical involvement of institutional investors in the region.

No significant insider purchases or sales were reported for the year 2026. This could indicate that the management and other insiders are currently not making significant changes to their stake in the bank. Such information is important as it is often seen as an indicator of management's confidence in the company's future development.

Market share of Burgan Bank K.P.S.C.: 5.2% (estimated 2026)

Main competitors and their market shares:

1. National Bank of Kuwait (NBK): 25.0%
2. Kuwait Finance House (KFH): 22.0%
3. Gulf Bank: 15.0%
4. Al Ahli Bank of Kuwait (ABK): 10.0%
5. Commercial Bank of Kuwait (CBK): 8.0%
6. Burgan Bank K.P.S.C.: 5.2%
7. Boubyan Bank: 4.8%
8. Warba Bank: 3.5%

Moat of Burgan Bank K.P.S.C.:

Burgan Bank K.P.S.C. has a moderate moat, mainly characterized by its regional presence and specialized services in corporate finance. Compared to larger competitors like National Bank of Kuwait and Kuwait Finance House, which have a stronger capital base and a broader product portfolio, Burgan Bank's moat is less pronounced.

National Bank of Kuwait and Kuwait Finance House have significant advantages due to their size, international network, and extensive customer base, giving them a stronger moat. These banks can achieve competitive advantages through economies of scale and a diversified product range.

In summary, while Burgan Bank K.P.S.C. has a certain competitive advantage in niche areas, its moat is less pronounced compared to the leading banks in the market.

Revenue Growth: 8.5% (2025) Profit Growth: 7.2% (2025) Return on Equity: 11.4% (2025)

In 2025, Burgan Bank K.P.S.C. recorded a solid revenue growth of 8.5%, indicating stable business development and an effective market strategy. The profit growth of 7.2% shows that the bank was able to increase its profitability despite a competitive environment.

The return on equity of 11.4% suggests that the bank efficiently manages its capital and is competitive in comparison to the industry. This metric is an indicator of the bank's ability to provide shareholders with adequate value.

In summary, Burgan Bank K.P.S.C. can be considered a potentially good investment due to its stable financial performance and ability to grow in a challenging market environment. However, investors should also consider other factors such as the macroeconomic situation and specific risks in the banking sector before making a final decision.

Dividend Yield: 4.5% (2025, estimated)
Dividend History: Regular payouts over the past five years

In recent years, Burgan Bank K.P.S.C. has regularly distributed dividends to its shareholders. The estimated dividend yield for the year 2025 is around 4.5%. This indicates an attractive return for investors interested in regular income.

The reliability of dividend payments is supported by the bank's stable financial performance. Over the past five years, the bank has consistently paid dividends, reflecting a solid earnings position and effective management of capital resources. Analysts expect the bank to continue to be able to pay dividends in the future, provided that no significant negative economic developments occur.