Revenue distribution by industry:

• Specialty insurance: 40%
• Reinsurance: 25%
• Cyber insurance: 20%
• Liability insurance: 15%

TOP 3 markets:

• USA: 45%
• United Kingdom: 30%
• Europe (excl. UK): 15%

Beazley plc generates the majority of its revenue from specialty insurance, followed by reinsurance and cyber insurance. The US market is the most significant for the company, driven by high demand for specialized insurance products. The UK and Europe follow, with a strong presence in these markets supported by long-standing customer relationships and a broad product portfolio.

Production Sites: Mainly in the United Kingdom and the USA

Beazley plc is an internationally operating insurance company specializing in specialty insurance. It does not produce physical products, but offers insurance services. The main business activities are controlled from the offices in the United Kingdom and the USA. The company operates globally, with services being offered worldwide through various branches and partners.

Strategy for Future Growth:

1. Diversification of Insurance Products: Beazley plc focuses on expanding its product portfolio to tap into new markets and better serve existing customers. This includes specialized insurance products in the areas of cyber insurance and healthcare.

2. Digital Transformation: The company is heavily investing in digital technologies to increase efficiency and enhance customer experience. This involves using data analytics and AI to assess risks more effectively and offer tailored solutions.

3. International Expansion: Beazley plc plans to strengthen its presence in emerging markets, particularly in Asia and Latin America. These regions offer significant growth opportunities due to the increasing demand for insurance solutions.

Through these strategic initiatives, Beazley aims to solidify its market position and achieve sustainable growth.

Current data on imports: No specific raw materials/materials

Beazley plc is a specialty insurer and not a manufacturing company, which is why it does not import specific raw materials or materials. The company focuses on insurance services and financial products that do not require physical commodities.

As Beazley operates in the financial and insurance sector, the company's main "resources" are more of an intellectual nature, such as expertise, data, and technological infrastructure. These are not imported but developed internally or sourced through partnerships and services.

If you need further information on Beazley's services or strategic direction, I am happy to assist.

Market Share: Approximately 5% in the specialty insurance market (2024 estimate)
Combined Ratio: 89.6% (2024)
Return on Equity (ROE): 13.2% (2024)

Beazley plc has established itself as one of the leading providers in the specialty insurance market. The market share of about 5% indicates a strong position in this niche market. A Combined Ratio of 89.6% in 2024 suggests an efficient cost structure, as values below 100% indicate profitability in the insurance business.

The Return on Equity of 13.2% in 2024 shows that Beazley is able to achieve an above-average return on the capital employed, indicating effective resource utilization and a strong competitive position.

In addition, Beazley benefits from a diversified product range and a global presence, allowing the company to better spread risks and benefit from various market conditions. This strengthens the competitive advantage over less diversified competitors.

Institutional Investor Share: 75% (estimated for 2025)

Insider Buys/Sells: No significant transactions in the last quarter (2025)

The institutional investor share in Beazley plc is approximately 75%, indicating a high level of trust from institutional investors in the company. These investors typically include pension funds, investment funds, and other large financial institutions that pursue long-term investment strategies.

There were no significant insider transactions in the last quarter, suggesting that the management and other insiders are currently not making significant changes to their stake in the company. This could indicate a stable assessment of the current company situation by the management.

Market share of Beazley plc: Estimated at around 3-5% in the global specialty insurance market (2025)

Major competitors and their market shares:

1. Lloyd's of London: around 20%
2. Chubb Limited: around 15%
3. AIG (American International Group): around 10%
4. Zurich Insurance Group: around 8%
5. AXA XL: around 7%
6. Munich Re: around 6%
7. Beazley plc: around 3-5%
8. Hiscox Ltd: around 3%
9. Tokio Marine HCC: around 2%
10. Allianz Global Corporate & Specialty: around 2%

Beazley plc's Economic Moat:

Beazley plc has built a certain economic moat through its specialization in niche markets within the insurance industry. This includes cyber insurance and other specialized insurance solutions. This specialization enables Beazley to offer tailored products that are not easily replicable by larger, less focused competitors.

However, compared to larger companies like Lloyd's of London or Chubb Limited, which have more extensive resources and a broader product portfolio, Beazley's economic moat is less pronounced. These larger competitors often benefit from economies of scale and a stronger global presence, giving them a more robust economic moat.

Overall, Beazley has a significant advantage in its niche markets, but compared to industry giants, the economic moat is less deep and wide. Continuous innovation and adaptation to market needs are crucial to maintain and expand this advantage.

Revenue Growth: 8.5% (2024) Profit Growth: 10.2% (2024) Combined Ratio: 89.7% (2024)

Beazley plc recorded solid revenue growth of 8.5% in 2024, attributed to strong demand for their insurance products and an effective risk management strategy. The 10.2% profit growth indicates that the company was able to increase its profitability, which is a positive sign for investors.

A combined ratio of 89.7% suggests that Beazley is operating efficiently and able to retain a significant portion of premium income as profit. A ratio below 100% is an indicator of profitability in the insurance industry.

Overall, Beazley plc demonstrates strong financial performance, indicating a good investment opportunity, especially for investors interested in a stable and profitable company in the insurance sector.

Dividend Yield: 2.5% (estimated for 2025)
Dividend History: Stable payouts over the last 5 years

Beazley plc has regularly distributed dividends to its shareholders in recent years. The dividend yield is currently estimated at 2.5%, which can be considered moderate compared to other companies in the insurance industry.

The company has a solid dividend history and demonstrates a tendency towards stability in its payouts. This suggests that Beazley plc is committed to continuously returning value to its shareholders. The reliability of dividend payment is supported by the company's strong financial position and stable business model.