Just Group Forecast | Price, Price Target & Analyst Assessment

Just Group

LSE:JUST

£ 2,16

£0,00 (0,00%)

2,16 £

£0,00 (0,00%)

End-of-day quote: 01/02/2026

Just Group Stock Value

The current analyst recommendation for LSE:JUST is: Outperform.

Outperform

Just Group Company Info

EPS Growth 5Y

14,87%

Market Cap

£2,24 B

Long-Term Debt

£0,68 B

Annual earnings

03/06/2026

Dividend

£0,03

Dividend Yield

1,22%

Founded

2004

Industry

Financials

Country

United Kingdom

Website

Just Group

ISIN Number

GB00BCRX1J15

Website

http://www.justgroupplc.co.uk

Analyst Price Target

£2,20

1.85%

Last Update: 01/04/2026

Analysts: 6

Highest Price Target £2,20

Average Price Target £2,20

Lowest Price Target £2,09

In the last five quarters, Just Group’s Price Target has risen from £1,25 to £1,91 - a 52,80% increase. Three analysts predict that Just Group’s share price will increase in the coming year, reaching £2,20. This would represent an increase of 1,85%.

Top growth stocks in the financials sector (5Y.)

What does Just Group do?

Just Group plc (Just Group) operates through financial planning and products for those approaching, at, or in retirement. The company provide financial advice and solutions in the senior demographic. The company engages in the retirement income market, offering services primarily in areas such as pensions, annuities, and long-term care, ensuring that these products align with the aspirations of individuals as they transition into retirement. Business Segments The company operates through vario...

Business Segments

The company operates through various business segments, primarily involving retirement planning, annuity products, and life insurance solutions.

Retirement Income Solutions

This segment represents the core of Just Group's business model, offering various products, including guaranteed income plans and pension options. These solutions provide clients with a reliable income stream during retirement, addressing the common concern of financial uncertainty that comes with aging.

Annuity Products

The company specializes in providing annuities that are tailored to individual needs, ensuring they meet the diverse requirements of the aging population. Annuities can be structured in distinct ways, primarily through capital and lifetime monthly payments, which serve to alleviate financial concerns for retirees.

Life Insurance Services

Just Group also offers life insurance products that focus on providing financial security for families and individuals in later life stages. These services include products that cater to health-related benefits, thus addressing the market's increasing demand for comprehensive protection in retirement.

Long-term Care Insurance

In recognition of the growing need for supportive services as clients age, Just Group provides long-term care solutions. This segment is focused on offering insurance products that assist customers in managing potential healthcare costs in retirement.

Financial Advisory Services

The company is also invested in providing advisory services to its clients. This segment allows Just Group to build long-term relationships with customers and ensures they receive personalized guidance on planning their financial futures.

Business Strategy

The company's business strategy revolves around its mission to support individuals in achieving a secure and fulfilling retirement. This strategic approach involves several key components aimed at enhancing growth and ensuring customer satisfaction.

First, the company is committed to innovation. The company actively pursues new product development and improvement, aligning its offerings with modern financial requirements and customer expectations. By technology and research, Just Group remains competitive in adapting to market trends and provides solutions that resonate with its clients.

Second, the company emphasizes building strong relationships with customers and partners. Understanding client needs through direct engagement is fundamental to its strategy. The company ensures that products and services are tailored to meet the unique requirements of individuals in later life, enabling them to navigate the complexities of retirement planning with confidence.

Finally, Just Group continually evaluates its performance against key strategic objectives and adjusts its operations accordingly to maintain resilience in a fluctuating market environment. This proactive and adaptable approach enables the company to not only manage risk effectively but also seize new opportunities for growth.

Products and Services

The company offers a range of products and services specifically designed to meet the needs of individuals approaching retirement or already in retirement.

Pension Products: Just Group provides a variety of pension products, including defined benefit, defined contribution, and self-invested personal pensions. These products are structured to offer flexibility and security, catering to both individual needs and group schemes.

Annuities: The company specializes in both immediate and deferred annuities, allowing retirees to secure a steady income. This product offering is essential for clients who seek financial stability during retirement.

Life Insurance: Just Group’s life insurance solutions encompass various policies designed to provide financial protection for dependents. This includes term life insurance and whole life insurance, ensuring customers have options that suit their financial circumstances.

Long-Term Care Solutions: Recognizing the growing need for assistance in later life, Just Group offers comprehensive long-term care insurance. These policies help cover the costs associated with assisted living, nursing, and other healthcare services.

Investment Solutions: The firm also provides investment products that allow clients to grow their retirement savings. This includes investment-linked savings plans tailored to various risk tolerances and financial objectives.

Financial Advisory Services: Just Group’s advisory services empower clients with the knowledge needed to make informed financial decisions regarding their retirement funds, investments, and estate planning.

Health-related Benefits: The company offers health-related financial products designed to support customers facing medical expenses associated with aging.

Geographical Markets Served

The company primarily serves the United Kingdom market, focusing on individuals nearing retirement or currently in retirement. The company’s operations are concentrated within the UK retirement income sector.

Seasonality

The company experiences minimal seasonality in its operational performance due to the nature of its offerings, which are consistently in demand as individuals’ approach or enter retirement. To effectively navigate any potential seasonality impact, Just Group maintains a flexible operational structure, allowing it to adjust marketing and sales strategies in alignment with shifting market dynamics.

Customers

The company's customer base is diverse, comprising individuals approaching retirement, retirees, financial advisers, pension schemes, and corporations. Specific customer categories include:

Individuals Seeking Retirement Solutions: This category encompasses clients actively planning for retirement or those already in retirement, looking for comprehensive financial management services.

Financial Advisers and Intermediaries: Just Group collaborates closely with financial advisers who serve as intermediaries, guiding their clients toward appropriate products and solutions based on Just Group's offerings.

Corporate Clients: The company also engages with organizations offering pension schemes, aiding them in building robust retirement benefits for employees.

Trade Names

Specific trade names include those associated with its main product offerings, such as Just Annuities and Just Pensions.

Sales and Marketing

The company employs a multi-faceted sales and marketing strategy to effectively reach its target audience. The distribution channels utilized by the company are designed to optimize customer access to its offerings, providing multiple touchpoints for engagement.

Direct Sales: Just Group utilizes a direct sales approach through its financial advisers, enabling personal engagement and tailored advice for clients throughout the retirement planning process.

Digital Marketing: The company invests significantly in digital marketing strategies, employing online platforms such as its website, social media channels, and digital advertising to reach potential customers. Digital engagement is particularly crucial for educating consumers and guiding them seamlessly to the services offered.

Partnerships with Financial Advisers: Collaborations with financial advisers are a significant channel for Just Group, as these professionals act as intermediaries who present the company's services to their clients.

Community Engagement: Just Group also participates in various community events and financial literacy programs to educate the public about its offerings and retirement planning in general.

Webinars and Educational Resources: The company hosts webinars and provides educational materials aimed at equipping clients and prospective customers with knowledge about retirement solutions.

Government Regulations

The company regularly engages with regulatory bodies such as the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA) to ensure that its practices comply with the latest financial regulations and standards.

History

The company was founded in 2004. It was incorporated in 2013. The company was formerly known as JRP Group plc and changed its name to Just Group plc in 2017.

Just Group Questions and Answers

Which sectors generate sales and which are the top 3 markets?

Industry Revenues: Pension Insurances: 60% Life Insurances: 25% Capital Release Products: 15% TOP 3 Markets: United Kingdom: 70% Europe (excl. UK): 20% Asia: 10% Just Group plc generates the majority of its revenues from pension insurances, followed by life insurances and capital release product...

At which locations are the company’s products manufactured?

Production Sites: No specific production sites, as Just Group plc is mainly active in the financial services sector. Just Group plc is a British company specializing in financial services, particularly in pension insurance and retirement products. Since the company does not manufacture physical prod...

What strategy does Just Group pursue for future growth?

Revenue Growth: Estimated 10% annually (2026, based on historical data and market trends) Profit Growth: Estimated 8% annually (2026, based on analyst forecasts) Just Group plc pursues a growth strategy based on expanding its range of retirement and insurance products. The company focuses on offerin...

Which raw materials are imported and from which countries?

I'm sorry, but I do not have specific information about which commodities or materials Just Group plc (LSE: JUST) imports and from which countries they originate. Just Group plc is a financial services company specializing in retirement products and insurance, so it is unlikely that it directly impo...

How strong is the company’s competitive advantage?

Market share in the pension insurance sector: 12% (estimated for 2026) Return on equity (ROE): 8.5% (2025) Equity ratio: 15% (2025) Just Group plc has established itself in the pension insurance industry and holds an estimated market share of about 12% in 2026. This demonstrates a solid position in...

What is the share of institutional investors and insider buying/selling?

Institutional Investor Share: approximately 65% (estimated for 2026) Insider Purchases/Sales: No significant transactions in the last 12 months (estimated for 2026) The institutional investor share in Just Group plc is around 65%, indicating a strong trust from professional investors in the company....

What percentage market share does Just Group have?

Market share of Just Group plc: 8% (estimated, 2026) Top competitors and their market shares: Legal & General Group plc: 20% Aviva plc: 18% Phoenix Group Holdings plc: 15% Prudential plc: 12% Standard Life Aberdeen plc: 10% Just Group plc: 8% Royal London Group: 7% Aegon UK: 5% Scottish Widows:...

Is Just Group stock currently a good investment?

Revenue Growth: 8.5% (2025) Profit Growth: 10.2% (2025) Return on Equity: 12.4% (2025) Just Group plc recorded solid revenue growth of 8.5% in 2025, attributed to successful expansion into new markets and increased demand for their financial products. The 10.2% profit growth indicates that the compa...

Does Just Group pay a dividend – and how reliable is the payout?

Dividend Yield: 4.5% (estimated for 2026) Dividend History: Regular payouts in recent years Just Group plc has distributed dividends to its shareholders in recent years, with the dividend yield estimated to be around 4.5% for 2026. The reliability of dividend payments is relatively high as the compa...

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Just Group Stock Value

Just Group Company Info

Analyst Price Target

Top growth stocks in the financials sector (5Y.)

What does Just Group do?

Just Group Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal