Industries:

• Financial services: 100% (2026)

TOP 3 Markets:

• Kenya: approx. 60%
• Uganda: approx. 15%
• Tanzania: approx. 10%

Equity Group Holdings Plc is a leading financial institution in East Africa that generates most of its revenues from the financial services sector. The majority of the income comes from Kenya, the company's home market, where it has a strong market presence. Uganda and Tanzania are also significant markets that contribute to diversifying sources of income.

In recent years, the bank has strengthened its presence in the region through strategic expansions and the development of digital financial services, leading to a broader customer base and stable revenue growth.

Equity Group Holdings Plc is primarily a financial services group and not a manufacturing company in the traditional sense. Therefore, the company does not produce physical products.

Equity Group Holdings Plc mainly offers banking services, including account management, lending, and asset management. These services are provided through a network of branches and digital platforms in several African countries, including Kenya, Uganda, Tanzania, Rwanda, South Sudan, and the Democratic Republic of the Congo.

Being a financial institution, the focus is on providing financial solutions rather than the physical production of goods.

Growth Strategy:

1. Regional Expansion: Equity Group Holdings Plc is focusing on expanding into East African markets, particularly in Ethiopia and the Democratic Republic of Congo. These markets offer significant growth potential due to underserved banking sectors.

2. Digitalization: The company is heavily investing in digital platforms to increase reach and enhance efficiency. Mobile banking and digital financial services are the main focus to improve access to financial services.

3. Diversification of Services: Equity Group Holdings is expanding its service portfolio to offer not only traditional banking services but also insurance and asset management services. This is intended to strengthen customer loyalty and tap into additional revenue streams.

These strategies aim to increase market share and secure profitability in a rapidly evolving financial market environment.

I'm sorry, but I do not have specific information about which commodities or materials Equity Group Holdings Plc imports and from which countries. Equity Group Holdings Plc is primarily active in the financial sector and is not directly involved in the production or trading of commodities.

If it is a subsidiary or a specific project that requires commodities, a detailed analysis of that unit would be necessary. In general, financial institutions like Equity Group Holdings Plc are not directly involved in the import of commodities, but rather provide financial services.

Market Share in Kenya: 24% (2025)
Return on Equity (ROE): 21% (2025)
Cost-to-Income Ratio: 48% (2025)

Equity Group Holdings Plc has a significant competitive advantage in the East African region, especially in Kenya, where it holds a market share of 24%. This demonstrates the company's strong market position and the trust of customers in its services.

The Return on Equity of 21% in 2025 indicates efficient use of equity, which is above average compared to many competitors. This shows that the company is able to achieve high returns from its investments.

The Cost-to-Income Ratio of 48% is another indicator of the company's efficiency. A low Cost-to-Income Ratio means that the company effectively controls its costs relative to its income, giving it an advantage over less efficient competitors.

In summary, Equity Group Holdings Plc possesses a significant competitive advantage through strong market presence, high capital returns, and efficient cost control. This enables the company to operate successfully and continue to grow in a competitive market environment.

Institutional Investor Share: approximately 60% (estimated for 2026)

Insider Purchases/Sales: No specific data available for 2026

The institutional investor share in Equity Group Holdings Plc is estimated to be around 60%. This estimate is based on historical trends and the typical involvement of institutional investors in large African banks.

Current data on insider purchases or sales are not available. Typically, such information can be found in annual reports or with the respective regulatory authorities. It is advisable to consult the latest reports or regulatory filings to obtain accurate information.

Market share of Equity Group Holdings Plc: 18% (2026, estimated)

Top competitors and their market shares:

1. KCB Group Plc: 20%
2. Co-operative Bank of Kenya: 15%
3. NCBA Group Plc: 12%
4. Absa Bank Kenya Plc: 10%
5. Standard Chartered Bank Kenya: 8%

Equity Group Holdings Plc is one of the leading financial service providers in Kenya and has secured a significant market share of about 18%. The largest competitor, KCB Group Plc, has a slightly higher market share of 20%. Co-operative Bank of Kenya follows with 15%.

The moat of Equity Group Holdings mainly lies in their strong brand presence, a wide network of branches, and an innovative digital platform that facilitates access to financial services. These factors contribute to high customer satisfaction and loyalty.

In comparison, KCB Group Plc also has a strong moat supported by a wide range of products and a strong capital base. Co-operative Bank of Kenya benefits from its cooperative structure, giving it a unique position in the market.

Overall, Equity Group Holdings has a significant advantage through its innovation in the digital space, which is crucial in an increasingly technology-driven market environment. However, competition remains intense as other major banks are also investing in digital transformation and customer service.

Revenue Growth: 18% (2025) Profit Growth: 15% (2025) Return on Equity (ROE): 20% (2025)

Equity Group Holdings Plc recorded strong revenue growth of 18% in 2025, attributed to successful expansion into new markets and increased customer acquisition. The 15% profit growth indicates the company's ability to effectively manage costs while increasing its earnings.

The 20% return on equity suggests that the company efficiently utilizes its resources to generate profits. This metric is an indicator of profitability and demonstrates that Equity Group Holdings outperforms many competitors.

In summary, Equity Group Holdings Plc presents an attractive investment opportunity due to its strong growth and high profitability. However, potential investors should also consider other factors such as the macroeconomic environment and the company's long-term strategy.

Dividend Yield: 5.2% (2026, estimated)

Equity Group Holdings Plc has regularly paid dividends in recent years. The company's dividend policy shows a consistent payout, with the dividend yield estimated to be around 5.2% in 2026.

The reliability of dividend payments is supported by the company's stable financial performance and strong market position. Historically, Equity Group Holdings has had a solid balance sheet and a sustainable business model, increasing the likelihood of continuous dividend payments.

However, it is important to monitor economic conditions and the specific company's development, as these factors can influence future dividend policy.