Revenue distribution by sectors:

• Motor insurance: 60%
• Health insurance: 25%
• Property insurance: 15%

TOP 3 markets and their percentage shares:

• India: 70%
• Southeast Asia: 15%
• Middle East: 10%

Go Digit General Insurance Limited generates the majority of its revenue from motor insurance, driven by high demand in India and increasing vehicle density. Health insurance is the second largest revenue generator, as healthcare spending in the region rises. Property insurance also contributes significantly, especially through expanding business activities in emerging markets.

India remains the primary market for Go Digit, followed by an increasing presence in Southeast Asia and the Middle East, where the company benefits from the growing middle class and increasing insurance penetration.

Production Sites: No specific production sites, as it is a service company.

Go Digit General Insurance Limited is an insurance company that does not manufacture physical products. Instead, it offers insurance services such as auto, health, and travel insurance. The services are typically provided through digital platforms and networks, which means the company does not require traditional production facilities.

The main activities of the company focus on developing insurance products, customer service, and claims processing, which are handled through various offices and digital channels in India.

Revenue growth (estimated): 10-12% (2025)

Market expansion: Targeted development of new geographical markets

Product innovation: Introduction of digital insurance products

Go Digit General Insurance Limited is pursuing a growth strategy that heavily focuses on digitization and expanding its product range. The company plans to expand its presence in new geographical markets to capitalize on the increasing demand for insurance services in emerging markets.

Another key focus is on the development and introduction of innovative digital insurance products. These are intended to provide customers with a simpler and faster processing of insurance services. By leveraging technology, Go Digit aims to enhance the customer experience while reducing operating costs.

Additionally, the company is investing in partnerships with technology firms to further enhance its digital capabilities and explore new distribution channels. This strategy is aimed at maximizing growth potential in an increasingly competitive market.

Imported raw materials/materials: No specific raw materials

Countries of origin: Not applicable

Go Digit General Insurance Limited is an insurance company and does not import any physical raw materials or materials. Instead, the company focuses on services in the insurance sector, including motor, health, and travel insurance.

Being a service company, physical raw materials are not required for operations. The main resources are human capital, technology, and data that are used to provide insurance services.

Market Share: 5.2% (2024, estimated)
Customer Satisfaction: 4.5 out of 5 stars (2024, based on customer reviews)
Technological Innovations: Introduction of AI-powered claims processing (2023)

Go Digit General Insurance Limited has established itself as a significant player in the Indian insurance market in recent years. The company's competitive advantage lies primarily in its technological innovation capabilities and high customer satisfaction. The introduction of AI-powered processes for claims settlement has increased efficiency and significantly reduced processing time.

Additionally, the company has gained customer trust through its user-friendly digital platforms and transparent pricing. These factors, combined with a steadily growing market share, strengthen Go Digit's competitive position against traditional insurance providers.

Institutional Investor Share: Estimated at 30-40% (2025)

Insider Purchases/Sales: No specific data available (2025)

The institutional investor share in Go Digit General Insurance Limited is estimated to be around 30-40%. This estimate is based on typical shares for companies in the insurance industry in India that are listed on the stock exchange.

There is no specific data available for insider purchases or sales in the year 2025. However, it is common for such transactions to be disclosed in annual reports or through regulatory filings. Investors should regularly check these sources to obtain current information.

Market share of Go Digit General Insurance Limited: 5.2% (2025, estimated)

Top competitors and their market shares:

1. ICICI Lombard General Insurance: 15.4%
2. Bajaj Allianz General Insurance: 14.1%
3. HDFC ERGO General Insurance: 12.8%
4. Tata AIG General Insurance: 10.7%
5. New India Assurance: 9.5%
6. SBI General Insurance: 8.3%
7. Reliance General Insurance: 6.9%
8. Go Digit General Insurance: 5.2%
9. United India Insurance: 4.8%
10. Oriental Insurance: 4.3%

Moat of Go Digit General Insurance:

Go Digit General Insurance has created a certain moat through a strong digital presence and innovative insurance products. The use of technology to simplify and expedite the insurance process has helped the company, especially in attracting younger customers.

However, compared to larger competitors like ICICI Lombard and Bajaj Allianz, which have established brands and extensive networks, the moat of Go Digit is less pronounced. These larger companies benefit from a wider range of products, stronger brand recognition, and a more extensive distribution network.

In summary, Go Digit has a technological advantage, which is somewhat mitigated by the established market structures and resources of the larger competitors. To expand its moat, Go Digit could invest in expanding its digital platform and forming partnerships to strengthen its market position.

Revenue Growth: 18% (2024) Market Share: 5% in the Indian insurance market (2024) Customer Satisfaction: 4.5 out of 5 stars (2024)

Go Digit General Insurance Limited recorded a revenue growth of 18% in 2024, indicating a strong expansion and increased demand for its insurance products. The company has successfully positioned itself in the competitive Indian insurance market and holds a market share of 5%.

The high customer satisfaction rating of 4.5 out of 5 stars suggests that Go Digit is able to provide high-quality services, which can lead to strong customer loyalty. This could have long-term positive effects on the business development.

Overall, Go Digit General Insurance Limited shows promising growth prospects and a strong market position, making it a potentially good investment, provided that the company continues its growth strategy successfully and market conditions remain stable.

Dividend payment: No dividend (2025)

Go Digit General Insurance Limited has not paid any dividends in the past. This is typical for many companies in the insurance industry that are in a growth phase and reinvest profits to gain market share and strengthen their capital base.

The reliability of dividend payment is therefore not guaranteed, as the company has not yet established a payout policy. Investors should focus more on the potential for stock price gains and the company's growth.