Revenue distribution by sectors:

• Residential construction: 60%
• Infrastructure financing: 40%

TOP 3 Markets:

1. Maharashtra: 25%
2. Uttar Pradesh: 20%
3. Tamil Nadu: 15%

Housing and Urban Development Corporation Limited (HUDCO) generates the majority of its revenue from residential construction, followed by infrastructure project financing. The key markets for HUDCO are the Indian states of Maharashtra, Uttar Pradesh, and Tamil Nadu. These regions significantly contribute to the revenue as they have high demand for housing and infrastructure development.

Production: No physical production

The Housing and Urban Development Corporation Limited (HUDCO) is a state-owned financial institution in India that specializes in financing housing and urban development projects. HUDCO does not produce physical products, but offers financial services, particularly in the form of loans for housing projects and urban infrastructure developments. The company mainly operates within India and supports both government and private projects through its financing offerings.

Current Growth Strategy of HUDCO (2025):

1. Focus on Affordable Housing: HUDCO is increasingly focusing on financing projects in the affordable housing sector to meet the growing demand in urban and rural areas.

2. Expansion of Infrastructure Financing: The company plans to expand its activities in infrastructure financing, particularly in the areas of water and wastewater management, as well as renewable energies.

3. Digital Transformation: HUDCO is investing in digital technologies to optimize its processes and enhance customer experience. This includes the introduction of online platforms for easier access to financing services.

4. Sustainable Development: Another key focus is on promoting sustainable construction practices and supporting projects that integrate environmentally friendly technologies.

These strategies aim to strengthen HUDCO's position as a leading financial services provider in the housing and infrastructure projects sector while responding to the growing market needs.

I'm sorry, but specific information about the commodities or materials imported by the Housing and Urban Development Corporation Limited (HUDCO) is not directly available. HUDCO is a financial services company that mainly focuses on financing housing and urban development projects and therefore typically does not import commodities or materials.

If HUDCO is indirectly involved in projects that require commodities, these materials could be sourced by the construction companies financed by HUDCO. In such cases, common materials in the construction industry would include cement, steel, wood, and glass, which can be imported from various countries depending on availability and price.

For more detailed information, it would be advisable to consult the reports of the construction companies financed by HUDCO or inquire directly with HUDCO.

Return on Equity (ROE): 12.5% (2024)
Market share in the housing finance sector: 18% (2024)

Housing and Urban Development Corporation Limited (HUDCO) has a solid competitive advantage in the field of housing finance in India. The return on equity of 12.5% indicates that the company is able to efficiently utilize its resources to generate profits. This is an indicator of profitability and the company's ability to reward its investors.

With a market share of 18% in the housing finance sector, HUDCO has a strong position compared to its competitors. This market position allows the company to benefit from economies of scale and offer its services at competitive prices.

Additionally, HUDCO benefits from its long-standing experience and established network in the industry, which raises entry barriers for new competitors. This further strengthens the competitive advantage and secures the company a stable market position.

Institutional Investor Share: 89.5% (2025, estimated)

Insider Trades: No significant transactions reported (2025, estimated)

The institutional investor share in Housing and Urban Development Corporation Limited (HUDCO) is relatively high, indicating a strong trust from institutional investors in the company. This can be attributed to the stable financial performance and strategic importance of the company in the housing and urban development sector.

In 2025, no significant insider buys or sells were reported, which could suggest a stable assessment of the company's value by management and insiders. This may also indicate that there are no significant internal changes or expectations that could impact the stock price in the short term.

Market share of HUDCO: Estimated 8% (2025)

Top competitors and their market shares:

1. LIC Housing Finance Limited: Estimated 20%
2. HDFC Ltd: Estimated 18%
3. Indiabulls Housing Finance Limited: Estimated 12%
4. PNB Housing Finance Limited: Estimated 10%
5. Dewan Housing Finance Corporation Ltd: Estimated 9%
6. Housing and Urban Development Corporation Limited (HUDCO): Estimated 8%
7. Can Fin Homes Ltd: Estimated 7%
8. GIC Housing Finance Ltd: Estimated 6%

Moat of HUDCO:

HUDCO has a moderate moat, mainly supported by its government backing and specialization in financing housing and urban development projects. This government connection provides HUDCO with an advantage in terms of stability and access to projects initiated by the government.

In comparison to leading competitors like HDFC Ltd and LIC Housing Finance, which have a broader product portfolio and stronger market presence, HUDCO's moat is less pronounced. These companies benefit from greater brand recognition, a larger customer base, and a diversified financing structure.

In summary, while HUDCO has some advantages due to its government support, it has a weaker moat compared to larger, private sector competitors. The leading companies have a stronger competitive edge due to their size, efficiency, and market diversification.

Revenue Growth: 8.2% (2024) Profit Growth: 10.5% (2024) Return on Equity: 12.3% (2024)

Housing and Urban Development Corporation Limited (HUDCO) recorded a solid revenue growth of 8.2% in 2024, indicating a stable demand for housing and infrastructure financing in India. The profit growth of 10.5% shows that the company is operating efficiently and managing its costs well.

The return on equity of 12.3% is an indicator of the company's ability to generate profits from its equity. This metric shows that HUDCO is achieving a competitive return compared to other companies in the industry.

Additionally, HUDCO benefits from government support as it is a state-owned enterprise playing a key role in the development of housing and infrastructure projects. This could reduce the risk for investors and offer long-term growth opportunities.

Overall, HUDCO's financial performance and strategic positioning suggest that it could be a promising investment, especially for investors interested in long-term infrastructure developments.

Dividend Yield: 4.5% (2025, estimated)
Dividend History: Regular payouts over the last 5 years

Housing and Urban Development Corporation Limited (HUDCO) has regularly distributed dividends in recent years. The estimated dividend yield for 2025 is around 4.5%. This indicates a relatively stable dividend policy.

The reliability of HUDCO's dividend payments is supported by continuous backing from the Indian government and the company's stable financial performance. HUDCO has a strong balance sheet and benefits from its role in financing housing and urban development projects, which has secured dividend payments in the past.