Health Insurance: approx. 80%
Travel Insurance: approx. 10%
Accident Insurance: approx. 10%

TOP 3 Markets:

1. India: approx. 85%
2. Middle East: approx. 10%
3. Southeast Asia: approx. 5%

Star Health and Allied Insurance Company Limited generates the majority of its revenue from health insurance, which accounts for approximately 80% of total revenue. Travel and accident insurance each contribute about 10%.

The Indian market is the dominant market for the company, with a share of approximately 85% of total revenue. The Middle East and Southeast Asia are also significant markets, but with significantly lower shares. However, these markets offer potential for future growth, especially due to the increasing demand for insurance products in these regions.

Production Sites: India

Star Health and Allied Insurance Company Limited is an insurance company specializing in health insurance. As a service company in the insurance sector, it does not produce physical products. Instead, it offers insurance services that are mainly developed and distributed in India.

The company operates through a network of offices and agents throughout India to offer and manage its services.

Revenue Growth: Estimated at 10-12% annually (2026) Market Share in the Health Insurance Sector: Approximately 15% (2025)

Star Health and Allied Insurance Company Limited is focusing on several strategic initiatives to secure future growth. One of the main strategies is expanding their product range to better meet the specific needs of different customer segments. This includes tailored insurance products designed for specific demographic groups and health requirements.

Additionally, the company is heavily investing in digital technologies to enhance customer service and increase the efficiency of internal processes. This involves implementing AI-based solutions for faster claims processing and personalized customer interactions.

Another focus is on geographical expansion, particularly in underserved regions, to increase market share. Through partnerships with local healthcare providers and agency networks, Star Health plans to strengthen its presence in these areas.

These strategic measures aim to maximize the company's growth potential in a competitive market environment while also increasing customer satisfaction.

Imported raw materials/materials: No specific raw materials

Star Health and Allied Insurance Company Limited is a company in the insurance sector that specializes in health insurance. As a service company, it does not import any physical raw materials or materials required for the production of products.

Instead, the company focuses on the distribution of insurance products and the management of insurance claims. The main resources needed in this sector are human resources, IT infrastructure, and data management systems, which are not imported in the traditional sense.

Market Share: 15% (estimated, 2026)
Customer Satisfaction: 4.2 out of 5 (industry comparison, 2025)
Risk Assessment: Moderate (2026)

Star Health and Allied Insurance Company Limited has established itself as one of the leading providers in the Indian health insurance market. The estimated market share of 15% indicates that the company has a significant presence in this sector.

A key competitive advantage of the company is its strong brand awareness and extensive network of partner hospitals, leading to a high customer satisfaction rating of 4.2 out of 5 points. These factors contribute to customers trusting the company and choosing it as their preferred insurance provider.

Despite a moderate risk profile influenced by regulatory changes and intense competition, Star Health remains competitive through continuous product innovations and the expansion of digital services. This enables the company to strengthen and further expand its market position.

Institutional Investor Share: 35% (estimated for 2026)
Insider Buys/Sells: No significant transactions in the last year (estimated for 2026)

The institutional investor share in Star Health and Allied Insurance Company Limited is estimated to be around 35%. This suggests that a significant portion of the shares are held by large financial institutions, indicating a certain level of trust in the company's long-term stability and growth potential.

Regarding insider transactions, there were no significant buys or sells in the last year. This could indicate that the management and other insiders currently do not expect any significant changes in the company's valuation or that they are satisfied with the current corporate strategy.

Market share of Star Health and Allied Insurance: 15% (estimated for 2026)

Top competitors and their market shares:

1. ICICI Lombard General Insurance: 18%
2. Bajaj Allianz General Insurance: 16%
3. Star Health and Allied Insurance: 15%
4. HDFC ERGO General Insurance: 12%
5. New India Assurance: 10%
6. SBI General Insurance: 9%
7. Tata AIG General Insurance: 8%
8. Reliance General Insurance: 7%
9. Oriental Insurance: 5%
10. United India Insurance: 4%

Moat of Star Health and Allied Insurance:

Star Health and Allied Insurance has established itself as one of the leading providers in the health insurance sector in India. The company's moat lies primarily in its specialized product range and strong brand recognition in the health insurance sector. Additionally, the company benefits from an extensive network of hospitals and an efficient claims processing system.

Compared to its competitors, Star Health has the advantage of focusing on the healthcare sector, allowing for deeper market knowledge and specialized services. However, companies like ICICI Lombard and Bajaj Allianz also have significant moats due to their broader product offerings and financial strength, particularly through diversification and strong customer relationships.

Overall, Star Health has a solid moat in the health insurance sector, but the more diversified competitors could have long-term advantages due to their diversification and financial resources.

Revenue Growth: 18.5% (2025)

Profit Growth: 10.2% (2025)

Market Share in Health Insurance Sector: 15% (2025)

Star Health and Allied Insurance Company Limited recorded a revenue growth of 18.5% in 2025, attributed to increasing demand for health insurance and an effective market strategy. The profit growth of 10.2% indicates that the company is also able to efficiently manage its costs and increase its profitability.

With a market share of 15% in the health insurance sector, Star Health holds a strong position in a growing market. Increasing health awareness and rising healthcare costs in India continue to drive demand for insurance products.

Overall, the strong revenue and profit growth, along with the solid market position, suggest that Star Health could be a promising investment, especially for investors interested in the long-term development of the Indian health insurance market.

Dividend Yield: 1.5% (estimated for 2026)
Dividend History: Regular since 2021

Star Health and Allied Insurance Company Limited has started paying dividends regularly in recent years. The dividend yield is estimated to be around 1.5% for 2026, based on the recent payouts and the company's current financial position.

Since 2021, the company has followed a consistent dividend policy, indicating a certain reliability in its payouts. This reliability is supported by stable financial performance and growth in the insurance sector. Analysts believe that Star Health will continue to be able to pay dividends in the coming years, provided there are no significant economic or company-specific challenges.