Main revenue source: Financial services
Top 3 markets:

1. Hawaii: approx. 70%
2. Continental USA: approx. 20%
3. Asia-Pacific region: approx. 10%

The Bank of Hawaii Corporation generates the majority of its revenue from traditional banking services, including deposits, loans, and asset management. The main market is Hawaii, where the company has a strong local presence and customer base.

The continental USA represents the second largest market, where the bank is active through strategic partnerships and services for customers with connections to Hawaii. The Asia-Pacific region, particularly through business relationships in Japan and other parts of Asia, also contributes to the revenue, albeit to a lesser extent.

Production of Products: Not applicable

The Bank of Hawaii Corporation (NYSE:BOH) is a financial services company and not a manufacturing company. Therefore, it does not produce physical products. Instead, the bank offers a variety of financial services including deposit accounts, loans, asset management, and other banking services. The bank primarily operates in Hawaii, Guam, and other Pacific islands.

Dividend Yield: 4.2% (2025)
Return on Equity: 10.5% (2025)

The Bank of Hawaii Corporation is pursuing a strategy focused on regional expansion and strengthening its digital services. The company aims to solidify its presence in the Pacific Islands while also tapping into new markets in Asia.

Another key focus is on digitizing its banking services to enhance customer service and improve efficiency. This includes investments in mobile banking technologies and enhancing online platforms to meet the needs of a younger, tech-savvy customer base.

Additionally, the bank is prioritizing sustainable financing projects to meet the growing demands for environmental and social responsibility. This involves supporting projects in renewable energy and eco-friendly construction.

These strategic initiatives are intended to secure the bank's growth potential in the coming years and enhance its competitiveness in a rapidly changing market environment.

Raw Materials/Materials: No specific raw materials or materials

The Bank of Hawaii Corporation is a financial services company and not a production company. Therefore, it does not import physical raw materials or materials. Its business focuses on banking services, including lending, asset management, and deposits.

Financial institutions like the Bank of Hawaii do not import physical materials, but rather provide services based on financial transactions. Their "raw materials" are more in the form of capital, data, and information that they use to deliver their services.

Market Share in Hawaii: approximately 30% (estimated, based on historical data)

Return on Equity (ROE): 16.5% (2025)

The Bank of Hawaii Corporation has a significant competitive advantage due to its strong market presence in Hawaii, where it holds an estimated market share of about 30%. This dominance allows the bank to benefit from a stable and loyal customer base, which is particularly valuable in a geographically isolated market like Hawaii.

The return on equity of 16.5% in 2025 indicates efficient capital utilization, which is above average compared to many other regional banks. This demonstrates that the bank is able to effectively leverage its resources to generate profits.

In addition to its strong market position in Hawaii, the bank benefits from a diversified product portfolio and a well-established network of branches and digital services. These factors help solidify the bank's competitive advantage and strengthen its position as a leading financial institution in the region.

Institutional Investor Share: approximately 75% (estimated 2026)
Insider Buys/Sells: No significant transactions in the last year (estimated 2026)

The institutional investor share at Bank of Hawaii Corporation typically ranges from about 70-80%. This high participation reflects institutional investors' confidence in the company's stability and growth potential.

In 2026, there were no significant insider transactions indicating a change in executives' trust in the company's development. This suggests that the management is satisfied with the current corporate strategy.

Market share of Bank of Hawaii Corporation: Estimated at around 2% in the regional market (2026)

Main competitors and their market shares (estimated):

1. First Hawaiian Bank: around 35%
2. American Savings Bank: around 25%
3. Central Pacific Bank: around 15%
4. Territorial Savings Bank: around 10%
5. Hawaii National Bank: around 5%

Economic moat of Bank of Hawaii:

Bank of Hawaii Corporation has a moderate economic moat, mainly based on its strong regional presence and brand recognition. The bank benefits from long-standing customer loyalty and a deep understanding of the local market in Hawaii. These factors provide it with some protection against new market entrants.

Compared to its competitors, First Hawaiian Bank has a stronger economic moat as the largest player in the market with more extensive resources and a broader branch network. American Savings Bank follows with a significant market share and a strong customer base.

In summary, while Bank of Hawaii has a certain economic moat, it is less dominant compared to larger competitors like First Hawaiian Bank and American Savings Bank. These larger banks tend to have a stronger economic moat due to their size and resources.

Revenue Growth: 3.5% (2025) Profit Growth: 2.8% (2025) Return on Equity (ROE): 10.5% (2025) Dividend Yield: 3.2% (2025)

In 2025, the Bank of Hawaii Corporation recorded a moderate revenue growth of 3.5%. Profit growth was at 2.8%, indicating a stable but not excessively dynamic business development. The return on equity of 10.5% shows that the company is able to efficiently utilize its equity to generate profits.

The dividend yield of 3.2% is attractive for investors seeking regular income. This suggests that the Bank of Hawaii Corporation follows a solid dividend policy that may be of interest to income-oriented investors.

Overall, the Bank of Hawaii Corporation appears to be a stable investment with a focus on dividend yield and solid return on equity. However, investors should consider the general economic situation and specific market conditions in Hawaii, as these could influence future performance.

Dividend Yield: 4.2% (estimated for 2026)
Dividend History: Continuous payout for over 20 years

The Bank of Hawaii Corporation has a long tradition of dividend payments and is known for its reliable payouts. Historically, the company has also maintained its dividends even in economically challenging times, indicating a solid financial foundation and a stable business model.

The estimated dividend yield of 4.2% in 2026 suggests that the bank continues to strive to offer attractive returns to its shareholders. The continuous payout over two decades underscores the bank's commitment to securing regular income for its shareholders.