Real Estate Development: approx. 60%
Hospitality and Leisure: approx. 25%
Forestry: approx. 15%

TOP 3 Markets:

1. Florida Panhandle: approx. 70%
2. Southeast USA: approx. 20%
3. Rest of USA: approx. 10%

The St. Joe Company generates the majority of its revenues from real estate development, particularly through residential and commercial projects in the Florida Panhandle. This market is the most significant for the company, accounting for about 70% of revenues.

In addition, the hospitality and leisure business, which includes hotels and resorts, significantly contributes to the income. Forestry, although smaller, remains a stable source of revenue.

The Southeastern USA is the second-largest market, while the rest of the USA represents a smaller share of revenues.

Production Location: Northwest Florida

The St. Joe Company is mainly engaged in real estate development and does not produce physical products in the traditional sense. The company focuses on the development of real estate projects, including residential, commercial, and vacation properties, primarily in Northwest Florida.

This region is known for its coastal location and tourist attractiveness, which The St. Joe Company leverages to develop high-quality real estate projects.

Revenue Growth: 10.5% (2024) Profit Growth: 8.2% (2024)

The St. Joe Company pursues a growth strategy that is heavily focused on the development of real estate projects in Florida. The company invests in residential, commercial, and tourism projects to benefit from the ongoing population growth and increasing demand for real estate in the region.

A key part of the strategy is the development of new residential areas and vacation resorts to attract both local and international investors and buyers. Additionally, the company relies on partnerships with other developers and investors to diversify risk and maximize return on investment.

In addition, The St. Joe Company plans to expand its presence in the commercial real estate sector to benefit from the economic dynamics in Florida. This includes the construction of office buildings, retail spaces, and logistics centers to meet the demand of the expanding economy.

Main raw materials: Wood, building materials (concrete, steel)

Countries of origin: USA, Canada, Brazil

The St. Joe Company is a real estate development company mainly operating in Florida. The company imports various raw materials for its construction projects. Wood and building materials such as concrete and steel are the essential materials needed.

A large part of the wood and building materials is sourced from the USA itself to minimize transportation costs and support the local economy. Canada is another important supplier, especially for wood, due to the high quality and trade relations between the countries. Brazil can also be a source of wood, especially for exotic woods that could be used in special projects.

These import strategies allow The St. Joe Company to optimize material costs while securing high-quality raw materials for their real estate developments.

Market share in the region: 20% (estimated, 2025)
Real estate portfolio growth: 10% (2024)
Customer satisfaction: 85% (2024, internal survey)

The St. Joe Company has a significant competitive advantage, especially in the Northwest Florida region, where it holds an estimated market share of about 20%. This is supported by a strong real estate portfolio that grew by 10% in 2024.

The company benefits from its strategic location and the ability to develop high-quality real estate projects that are attractive for both residential and commercial purposes. The high customer satisfaction of 85% underscores the quality and value of the services and products offered.

Additionally, diversification into various business sectors such as hospitality and leisure activities contributes to the stability and growth potential of the company. These factors together strengthen The St. Joe Company's competitive advantage in a dynamic market environment.

Institutional Investor Share: 68% (estimated for 2025 based on trends until 2023)

Insider Buys/Sells: No specific data available for 2025; however, insider transactions have been moderate in recent years.

The institutional investor share in The St. Joe Company is approximately 68%. This indicates a strong interest from institutional investors, reflecting confidence in the company's long-term development.

Insider buys and sells are important indicators of management's confidence in the company's future performance. In recent years, these transactions have been moderate, suggesting a stable assessment of the company's value by management.

For more detailed information on insider transactions in 2025, a review of SEC filings or company reports would be necessary.

Market share of The St. Joe Company: Estimate: 2-3% (2025, based on the real estate development industry in Florida)

Top competitors and their market shares:

1. Lennar Corporation: 10% (2025)
2. D.R. Horton, Inc.: 9% (2025)
3. PulteGroup, Inc.: 8% (2025)
4. Toll Brothers, Inc.: 5% (2025)
5. NVR, Inc.: 4% (2025)
6. The St. Joe Company: 2-3% (2025)
7. KB Home: 2% (2025)
8. Meritage Homes Corporation: 1.5% (2025)
9. Taylor Morrison Home Corporation: 1.5% (2025)
10. Beazer Homes USA, Inc.: 1% (2025)

Moat of The St. Joe Company:

The St. Joe Company has a moderate moat, mainly attributed to its extensive land reserves in Florida. This strategic land positioning provides the company with an advantage in the development of residential and commercial properties, especially in emerging markets.

Compared to larger competitors like Lennar and D.R. Horton, which have a broader geographic presence and larger financial resources, the moat of The St. Joe Company is less pronounced. These larger companies can benefit from economies of scale and often have a more diversified product range.

However, through its specialized market knowledge and local presence in Florida, The St. Joe Company can gain a competitive edge in specific projects and regions. A focus on high-quality developments and the exploration of premium locations could strengthen the moat in the long run.

Revenue Growth: 10% (2024) Profit Growth: 8% (2024) Real Estate Development Projects: 5 new projects in the pipeline (2025)

In recent years, The St. Joe Company has achieved solid revenue growth of 10%, attributed to the successful implementation of its real estate development projects and increasing demand in its core markets. The company has also reached a profit growth of 8%, indicating efficient cost controls and improved operational efficiency.

For 2025, The St. Joe Company has five new real estate development projects in the pipeline, which have the potential to further increase future revenues. These projects are strategically located in high-growth regions, reducing risk and enhancing opportunities for long-term success.

Analysts view the strategic direction and planned projects of The St. Joe Company as positive indicators for a stable and potentially profitable investment. The company's long-term growth prospects, especially in real estate development, make the stock an attractive option for investors interested in sustainable growth.

Dividend yield: 1.2% (2025) Dividend growth: 5% annually (last 3 years)

The St. Joe Company pays a dividend currently yielding 1.2%. Over the past three years, the company has increased its dividend by approximately 5% annually, indicating a certain level of reliability and commitment to shareholder payout.

The stability of the dividend is supported by the company's solid financial performance and strategic investments. However, investors should keep an eye on overall market volatility and specific company risks that could influence future dividend policy.