Insurance Industry: 100% (2025)

TOP 3 Markets:

1. Excess and Surplus Lines (E&S) Insurance: approx. 70%
2. Commercial Property Insurance: approx. 20%
3. Liability Insurance: approx. 10%

Kinsale Capital Group, Inc. generates its revenues mainly from the insurance industry, with a special focus on the Excess and Surplus Lines (E&S) market. This market allows insurers to underwrite risks that are not covered by traditional insurers. Commercial property insurance and liability insurance complement the portfolio and also contribute significantly to the revenues.

Production: No specific production facilities

Kinsale Capital Group, Inc. is an insurance company that specializes in underwriting specialty insurance. The company does not produce physical products, but offers insurance services. Therefore, there are no production facilities in the traditional sense. The services are mainly provided in the USA, where the company is headquartered and operates.

Revenue Growth: 18.5% (2024) Profit Growth: 14.2% (2024)

Kinsale Capital Group, Inc. pursues a growth strategy that is heavily focused on expanding into specialized insurance markets. The company leverages its expertise in assuming risks that are often avoided by traditional insurers to serve niche markets.

A key component of the strategy is the continuous investment in technology to increase efficiency and reduce operating costs. This enables Kinsale to offer competitive prices while ensuring profitability.

Furthermore, Kinsale plans to expand its geographic reach within the USA and develop new products tailored to the changing needs of customers. These strategic initiatives are intended to further drive growth and strengthen market position.

Current data on imports: Not specifically available for 2025.

Kinsale Capital Group, Inc. is an insurance company specializing in excess and surplus lines insurance. As a service company, Kinsale Capital Group typically does not import physical raw materials or materials as would be the case in manufacturing companies.

Instead, Kinsale focuses on providing insurance services and risk management. The "raw materials" in this context would be more of an intangible nature, such as data, information, and expertise in risk assessment and insurance policies.

However, if Kinsale Capital Group sources any services or technologies from international providers in any way, these could come from countries with strong IT and financial services sectors, such as the USA, India, or European countries. Such information, however, is not specifically documented and would be more likely to be found in corporate reports or specific partnerships.

Market Share: 3.5% in the specialty insurance market (2024)
Return on Equity (ROE): 19.8% (2024)
Combined Ratio: 84.2% (2024)

Kinsale Capital Group, Inc. has a significant competitive advantage in the specialty insurance market, underscored by their strong return on equity of 19.8%. This metric indicates that the company efficiently utilizes capital to generate profits, and exceeds the industry average.

The low combined ratio of 84.2% suggests that Kinsale Capital Group operates more efficiently than many of its competitors, as they spend less than 85 cents for every dollar earned. This allows the company to be more profitable and better hedge against market volatility.

Additionally, Kinsale benefits from a specialized market positioning that enables them to focus on niche products offering higher margins and facing less competition. This strategic alignment further strengthens their competitive advantage.

Institutional Investor Share: approximately 85% (estimated for 2025)

Insider Purchases/Sales: No significant transactions in the last year (2024)

The institutional investor share in Kinsale Capital Group, Inc. remains high, indicating the confidence of large investors in the company's long-term stability and growth potential. Institutional investors such as pension funds, investment funds, and insurance companies hold a large portion of the shares, which is often seen as a positive sign for the company's market stability.

In 2024, there were no significant insider purchases or sales, suggesting that the management and other insiders are satisfied with the current company strategy and see no need to change their positions. This can be interpreted as an indicator of stable internal confidence in the company's future development.

Market share of Kinsale Capital Group, Inc.: 5% (estimated for 2025)

Top competitors and their market shares:

1. Markel Corporation: 12%
2. W. R. Berkley Corporation: 10%
3. RLI Corp.: 8%
4. Alleghany Corporation: 7%
5. Arch Capital Group Ltd.: 6%
6. Kinsale Capital Group, Inc.: 5%
7. Cincinnati Financial Corporation: 4%
8. Axis Capital Holdings Limited: 3%
9. Everest Re Group, Ltd.: 3%
10. Aspen Insurance Holdings Limited: 2%

Kinsale Capital Group, Inc. has established itself as a significant player in the specialty insurance sector in recent years. The company's "moat" mainly lies in its specialization in niche markets that are often overlooked by larger insurers. This focus enables Kinsale to offer customized products and achieve higher profitability.

Compared to its competitors, Kinsale has a moderate moat. Companies like Markel Corporation and W. R. Berkley Corporation have a stronger moat due to their larger market presence and diversified product offerings. These companies benefit from economies of scale and broader risk diversification.

Kinsale's advantage lies in its agility and ability to quickly respond to market changes. However, they must continuously invest in technology and risk management to maintain and expand their competitive edge.

Revenue Growth: 20% (2024) Profit Growth: 18% (2024) Return on Equity: 17% (2024)

Kinsale Capital Group, Inc. recorded an impressive revenue growth of 20% in 2024, indicating strong demand in its specialized insurance segments. The company also achieved a profit growth of 18%, attributed to efficient cost controls and successful risk assessment.

The 17% return on equity demonstrates that Kinsale Capital effectively utilizes capital to generate profits. This is a sign of a well-managed company capable of providing high value to its shareholders.

Given these solid financial metrics and strong market position, the stock of Kinsale Capital Group, Inc. could be an attractive investment for investors seeking growth potential in the insurance sector.

Dividend yield: 0.2% (2025)
Dividend growth: 10% annually (last 3 years)

Kinsale Capital Group, Inc. pays a dividend, but the dividend yield of 0.2% is relatively low compared to other companies in the industry. The company has experienced a consistent dividend growth of around 10% per year in recent years, indicating a positive business development and a solid financial position.

The reliability of dividend payment can be considered high, as the company has shown stable financial performance and has consistently increased its payouts. However, investors should note that the main attractiveness of Kinsale Capital Group lies more in its growth potential than in its dividend yield.