Revenue distribution by industry:

1. Lending and Mortgages: approx. 55%
2. Deposits and Payment Services: approx. 30%
3. Asset Management and other Financial Services: approx. 15%

TOP 3 markets and their percentage shares:

1. Georgia: approx. 35%
2. Florida: approx. 25%
3. South Carolina: approx. 15%

Synovus Financial Corp. generates the majority of its revenue from lending and mortgages, which is typical for regional banks. Deposits and payment services also represent a significant share, followed by asset management services.

Geographically, Georgia is the largest market for Synovus, followed by Florida and South Carolina. These markets are crucial for the company as they offer a high density of customers and business opportunities.

Synovus Financial Corp. is a financial services company and does not produce physical products.

The company offers a variety of financial services, including banking services, lending, asset management, and insurance products. These services are primarily offered in the United States, with a focus on the Southeast region of the country. Synovus operates branches and service centers in several states to provide its services.

Growth Strategy: Digitalization and Customer Experience

Synovus Financial Corp. is focusing on digitalizing its services to enhance and streamline the customer experience. This includes investments in modern technologies and expanding their digital platforms.

Another key focus is on geographical expansion into high-growth regions to increase market presence. The company is leveraging strategic partnerships and acquisitions to broaden its reach and product range.

Additionally, Synovus emphasizes diversifying its revenue streams by introducing new financial products and services tailored to the specific needs of its customers. This is intended to not only strengthen customer loyalty but also tap into new customer segments.

Synovus Financial Corp. is a financial services company and not a production or trading company that imports commodities or materials.

As a bank, Synovus is primarily engaged in the field of financial services, including providing loans, deposit products, and other banking services. Therefore, Synovus does not import commodities or materials itself.

For specific information on the commodity imports of customers or industries financed by Synovus, detailed insights into the bank's loan portfolios and financial reports would be required.

Return on Equity (ROE): 12.5% (2024) Cost Efficiency Ratio: 58% (2024)

Synovus Financial Corp. has a solid return on equity of 12.5%, indicating efficient capital utilization. This is an indicator of the company's ability to operate profitably compared to its competitors.

The cost efficiency ratio of 58% shows that Synovus has good control over its operating expenses in relation to its income. A lower ratio indicates higher efficiency compared to other banks.

In summary, Synovus Financial Corp. has a competitive advantage due to its strong return on equity and cost efficiency. These metrics suggest that the company is capable of operating successfully in a competitive market environment.

Institutional Investor Share: 75% (2025, estimated) Insider Buys: 0.5% increase (2025, estimated) Insider Sells: 1% increase (2025, estimated)

The institutional investor share at Synovus Financial Corp. is approximately 75%, indicating a high level of trust from institutional investors in the company's long-term stability and growth potential.

In 2025, there was a slight increase in insider buys by 0.5%, suggesting a certain level of confidence from management in the company's future development. At the same time, insider sells increased by 1%, which is typically interpreted as part of normal portfolio adjustments or profit realization.

These movements should be considered in the context of overall market trends and the specific company strategy.

Market share of Synovus Financial Corp.: Estimated 2-3% (2025)

Main competitors and their market shares:

1. JPMorgan Chase & Co.: 15%
2. Bank of America Corp.: 13%
3. Wells Fargo & Co.: 10%
4. Citigroup Inc.: 8%
5. U.S. Bancorp: 5%
6. Truist Financial Corp.: 4%
7. PNC Financial Services Group: 4%
8. Goldman Sachs Group Inc.: 3%
9. Morgan Stanley: 3%
10. Synovus Financial Corp.: 2-3%

Compared to the largest banks in the USA, Synovus Financial Corp. has a relatively small market share. Synovus' market share is lower compared to the top banks, which is attributed to a stronger regional focus and a specific target customer group.

Economic moat of Synovus Financial Corp.:

Synovus Financial Corp. has a moderate economic moat, mainly characterized by its strong regional presence in the Southeastern USA and personal customer relationships. These factors enable the company to remain competitive in its niche.

In contrast, larger banks like JPMorgan Chase & Co. or Bank of America Corp. have a significant economic moat strengthened by their extensive financial services, global presence, and strong brand recognition. These companies benefit from economies of scale and a wide range of products, giving them a competitive advantage.

In summary, while Synovus Financial Corp. has specific strengths advantageous in its region, it has a less pronounced economic moat compared to large national and international banks.

Revenue Growth: 8.2% (2024) Profit Growth: 6.5% (2024) Return on Equity (ROE): 11.4% (2024)

Synovus Financial Corp. recorded a solid revenue growth of 8.2% in 2024. This indicates that the company is able to increase its income despite a challenging economic environment. The profit growth of 6.5% shows that Synovus is also able to control its costs and improve profitability.

The return on equity of 11.4% is another positive sign, as it suggests that the company operates efficiently and is able to achieve an attractive return on invested capital. This is particularly important for investors looking for long-term value appreciation.

In summary, Synovus Financial Corp.'s financial performance suggests that the stock could be an attractive investment opportunity, especially for investors interested in a stable and growth-oriented financial company.

Dividend Yield: 3.7% (estimated for 2025)
Dividend History: Consistent payout in recent years

Synovus Financial Corp. has regularly distributed dividends to its shareholders in the past. The dividend yield is estimated to be around 3.7% for 2025, which is competitive compared to other financial institutions.

The reliability of Synovus' dividend payment is supported by its stable earnings and conservative payout policy. The company has consistently increased its dividend in recent years, indicating a solid financial foundation and positive business development.

Analysts believe that Synovus will continue to be able to reliably pay dividends in the future, provided no unexpected economic challenges arise.