SiriusPoint stock | Price, analyst rating, price target & growth

SiriusPoint

NYSE:SPNT

$ 20,11

$-0,22 (-1,08%)

20,11 $

$-0,22 (-1,08%)

End-of-day quote: 01/09/2026

SiriusPoint Stock Value

Analysts currently give NYSE:SPNT a rating of Outperform.

Outperform

SiriusPoint Company Info

EPS Growth 5Y

-13,76%

Market Cap

$2,35 B

Long-Term Debt

$0,64 B

Annual earnings

02/20/2026

Dividend

$0,00

Dividend Yield

0,00%

Founded

2011

Industry

Financials

Country

Bermuda

Website

SiriusPoint

ISIN Number

BMG8192H1060

Website

http://www.siriuspt.com

Analyst Price Target

$25,00

24.32%

Last Update: 01/11/2026

Analysts: 1

Highest Price Target $25,00

Average Price Target $25,00

Lowest Price Target $25,00

In the last five quarters, SiriusPoint’s Price Target has risen from $13,00 to $13,00 - a 0,00% increase. One analysts predict that SiriusPoint’s share price will increase in the coming year, reaching $25,00. This would represent an increase of 24,32%.

Top growth stocks in the financials sector (5Y.)

What does SiriusPoint do?

SiriusPoint Ltd. (‘SiriusPoint’) operates as a global underwriter of insurance and reinsurance. The company has licenses to write property, casualty, and accident & health insurance and reinsurance globally, including admitted & non-admitted licensed companies in the United States, a Bermuda Class 4 company, a Lloyd’s of London (‘Lloyd’s’) syndicate and managing agency, and an internationally licensed company domiciled in Sweden. The company has offices in multiple countries. Business As of D...

SiriusPoint Ltd. (‘SiriusPoint’) operates as a global underwriter of insurance and reinsurance.

The company has licenses to write property, casualty, and accident & health insurance and reinsurance globally, including admitted & non-admitted licensed companies in the United States, a Bermuda Class 4 company, a Lloyd’s of London (‘Lloyd’s’) syndicate and managing agency, and an internationally licensed company domiciled in Sweden. The company has offices in multiple countries.

Business

As of December 31, 2024, the company had equity stakes in various entities (MGAs, Insurtech, and Other). These MGAs underwrite or distribute a wide range of lines of business, including general liability, professional liability, directors & officers, credit and bond, cyber, commercial automobile, workers’ compensation, accident & health, and other specialty insurance classes. The company provides underwriting capacity in the form of insurance or reinsurance to various non-consolidated entities, in addition to the three MGAs it consolidates. The company also has investment stakes in in 7 other entities where we have no underwriting relationship.

Segments

The company classifies its business into two segments - Reinsurance and Insurance & Services.

Reinsurance

In the Reinsurance segment, the company provides reinsurance products to insurance and reinsurance companies, government entities, and other risk-bearing vehicles on a treaty or facultative basis.

Treaty reinsurance is an agreement whereby the company assumes a specified portion or category of risk under all qualifying policies issued by the ceding company during the term of the agreement, usually one year. Treaty reinsurance is typically written on either a proportional or excess of loss basis. A proportional reinsurance treaty is an arrangement whereby the company assumes a predetermined proportional share of the premiums and losses generated on specified business. An excess of loss treaty is an arrangement whereby the company assumes losses that exceed a specific retention of loss by the ceding company.

For reinsurance assumed, the company participates in the reinsurance market with a global focus through the broker market distribution channel. It primarily writes treaty reinsurance, on both a proportional and excess of loss basis, and provides facultative reinsurance in some of its business lines. In the United States and Bermuda, the company's core focus is on distribution, risk, and clients located in North America, while its international operation is focused primarily on distribution, risks, and clients located in Europe.

The Reinsurance segment predominantly underwrites Casualty, Property, and Specialty lines of business on a worldwide basis.

For Casualty, the company provides reinsurance to casualty insurers who underwrite a diverse range of casualty classes. It works with clients all over the world, including multi-national, nationwide, and regional carriers, as well as risk retention groups and captives. The company also partners with managing general agents and sponsors cover holders. In London, it writes on Lloyd’s paper through its platform, Syndicate 1945, and its U.S. platform underwrites through SiriusPoint America Insurance Company (‘SiriusPoint America’). The company's underwriting focus is on proportional transactions covering all major commercial casualty lines, as well as professional liability, with an emphasis on specialty niche classes of business, including personal lines.

For Property, the company's property reinsurance underwriters work with brokers, as well as national writers and regional companies. Underwriting is focused on providing critical catastrophe protection and worldwide coverage for natural perils, underwriting residential, commercial, and industrial risks in the United States, Europe, and Asia. The company's specialist underwriters are supported by a team of actuaries, and it uses bespoke catastrophe modeling to provide the right risk protection for its partners and clients. The Property Reinsurance offering includes: property catastrophe protection, risk excess of loss, cannabis - pro rata, building risk, and structured property, specifically in the United States.

For Specialty, the company's business encompasses a broad range of worldwide reinsurance coverage, including proportional and excess of loss, treaty, and facultative. Specialty business lines in the Reinsurance segment include Aviation & Space, Marine & Energy, and Credit.

Insurance & Services

Through the Insurance & Services segment, the company underwrites primary insurance in a number of sectors. With deep expertise and global reach, it offers innovative insurance solutions to meet the changing risk circumstances of its clients every day. The Insurance & Services segment includes Accident & Health, Property & Casualty, and Specialty.

Accident & Health (‘A&H’) provides flexible insurance products to meet the risk management needs of diverse populations in select markets. This includes employer groups, associations, affinity groups, higher education, and other niche markets. The company offers program management and underwriting guidance to its partners who provide access to modern, affordable accident and health solutions to their clients. Its partners include insurance and reinsurance brokers, managing general underwriters, managing general agents, third-party administrators (‘TPA’), and insurtechs. To deliver the greatest level of flexibility for its partners, the company also provides access to multiple risk-bearing entities, such as domestic U.S. admitted paper with SiriusPoint America, international paper with SiriusPoint International Insurance Company (‘SiriusPoint International’), and SiriusPoint Bermuda Insurance Company Ltd. (‘SiriusPoint Bermuda’), Excess & Surplus paper with SiriusPoint Specialty Insurance Company, and Lloyd’s Syndicate 1945. As a part of its Accident & Health product offerings, SiriusPoint owns 100% of IMG and Armada, which receive fees for services provided within Insurance & Services and to third parties. IMG offers a full line of international medical insurance products, trip cancellation programs, medical management services, and 24/7 emergency medical and travel assistance. Armada operates as a supplemental medical insurance MGA.

For Property & Casualty insurance, the company is a carrier for program administrators and managing general agents. The majority of its insurance business is written through partners in the property and casualty space, covering professional liability, workers’ compensation, and commercial auto lines in Bermuda, London, Europe, North America, and around the world.

For Specialty, the company's business encompasses a broad range of worldwide insurance coverage. Specialty business lines in the Insurance & Services segment include Aviation & Space, Marine & Energy, Credit, and Mortgage.

Marketing and Distribution

In Insurance & Services, SiriusPoint is a carrier for program administrators and managing general agents. Through its extensive suite of capabilities, underlying financial strength, relationships, responsiveness, and creativity, SiriusPoint has earned a reputation as an exceptional partner to Property, Casualty, and Specialty Lines, and Accident & Health Programs in Bermuda, London, Europe, North America, and around the world. The company works together with program administrators, managing general agents, reinsurance brokers, and other advisers in the space to enable programs to grow and achieve success. It offers its partners: primary insurance capacity (paper) enabled by admitted, non-admitted, and international capabilities, coordinated reinsurance with SiriusPoint as a risk-taking carrier, strong distribution relationships in reinsurance and insurance, and a robust global license suite and platform, enabling growth and ease-of-business.

For primary insurance business, the company enters into agreements with select MGAs, which then market insurance products to brokers and the general public and have underwriting authority on its behalf. It pays certain MGAs profit commissions based upon the underwriting profit of business produced. The company has well-defined underwriting standards in place for these MGAs that are closely monitored by its staff. Before each MGA program is entered into, the MGA undergoes a rigorous due diligence process. In addition to the day-to-day interactions and oversight monitoring that it has with its MGAs, audits are performed on a regular basis.

For reinsurance business, the company obtains most of its submissions from reinsurance intermediaries (‘brokers’) that represent the ceding company. The process of placing a reinsurance program typically begins when a ceding company enlists the aid of a reinsurance intermediary in structuring a reinsurance program. Once the ceding company has approved the terms quoted by the lead reinsurer. The company considers both the reinsurance intermediary and the ceding company to be its clients.

The company pays ceding companies a ceding commission under proportional reinsurance treaties and some excess of loss reinsurance treaties. The ceding commission is generally based on the ceding company's cost of acquiring and administering the business being reinsured (e.g., agent commissions, premium taxes, and certain miscellaneous expenses). The ceding commissions paid to ceding companies constitute the majority of its total acquisition costs. Additionally, the company pays reinsurance intermediaries commissions based on negotiated percentages of the premium they produce on non-proportional business.

Regulation

The Insurance Act 1978 and related regulations (collectively, the ‘Insurance Act’) regulate the business of the company’s Bermuda insurance, reinsurance, and management company subsidiaries. SiriusPoint’s Bermuda-licensed operating insurance subsidiaries include SiriusPoint Bermuda, which is registered as a Class 4 general business insurer, Alstead Reinsurance Ltd. (‘Alstead Re’), which is registered as a Class 3A general business insurer, as well as a segregated accounts company pursuant to the Segregated Accounts Companies Act 2000 (‘SAC Act’).

The company has received approval from the Bermuda Monetary Authority (the ‘BMA’) to file a consolidated group financial condition report, inclusive of SiriusPoint, SiriusPoint Bermuda, and Alstead Reinsurance Ltd. (‘Alstead Re’).

SiriusPoint's U.S.-based insurance and reinsurance subsidiaries, and their respective domiciliary state regulators (the ‘Domiciliary States’) include SiriusPoint America Insurance Company (New York State Department of Financial Services (‘NYDFS’)); SiriusPoint Specialty Insurance Corporation (New Hampshire Insurance Department); and Oakwood Insurance Company (Tennessee Department of Commerce and Insurance). All state insurance regulatory bodies with jurisdiction over SiriusPoint's U.S.-based insurance and reinsurance subsidiaries are accredited by the National Association of Insurance Commissioners (‘NAIC’).

SiriusPoint International Insurance Company (‘SiriusPoint International’) is subject to regulation and supervision by the Swedish Financial Supervisory Authority (the ‘SFSA’).

SiriusPoint's U.K.-based authorized insurance subsidiaries include Sirius International Managing Agency Limited, a Lloyd's managing agent that is dual-regulated by the Prudential Regulation Authority (the ‘PRA’) and the Financial Conduct Authority (the ‘FCA’) and supervised by Lloyd's; and International Medical Group Limited, an insurance intermediary regulated by the FCA. SiriusPoint International Insurance Corporation (publ) is also supporting Syndicate 1945 through Sirius International Corporate Member, a corporate member of Lloyd's.

History

The company was incorporated as an exempted company under the laws of Bermuda in 2011. It was formerly known as Third Point Reinsurance Ltd. and changed its name to SiriusPoint Ltd. in 2021.

SiriusPoint Questions and Answers

Which sectors generate sales and which are the top 3 markets?

Revenue distribution by industry: Reinsurance: 60% Insurance: 40% TOP 3 markets and their percentage shares: USA: 45% Europe: 30% Asia: 15% SiriusPoint Ltd. generates the majority of its revenue from the reinsurance industry, with the insurance sector also representing a significan...

At which locations are the company’s products manufactured?

Production: No physical production SiriusPoint Ltd. (NYSE:SPNT) is a globally active reinsurance and insurance company. It does not produce physical products, but offers insurance and reinsurance services. The company operates worldwide and has branches in various countries to provide its services....

What strategy does SiriusPoint pursue for future growth?

Strategy for Future Growth: SiriusPoint Ltd. pursues a strategy that focuses on diversification and innovation in the insurance and reinsurance sector. The company is concentrating on expanding its product range and entering new markets to strengthen its market position. An essential part of the gro...

Which raw materials are imported and from which countries?

SiriusPoint Ltd. (NYSE:SPNT) is a globally operating insurance and reinsurance company. As such, the company does not import physical commodities or materials, as its main activities are in the financial services sector. Insurance and reinsurance companies like SiriusPoint are primarily engaged in r...

How strong is the company’s competitive advantage?

Return on Equity (ROE): 8.5% (2025) Combined Ratio: 98.2% (2025) Market Share in the Reinsurance Sector: Approximately 2% (2025) SiriusPoint Ltd. operates in a highly competitive market, especially in the reinsurance sector. The return on equity of 8.5% indicates that the company is able to effectiv...

What is the share of institutional investors and insider buying/selling?

Institutional Investor Share: approximately 70% (estimated, 2026) Insider Buys/Sells: No significant transactions in the last year (estimated, 2026) The institutional investor share in SiriusPoint Ltd. is estimated to be around 70%, which is typical for companies of this size and industry. Instituti...

What percentage market share does SiriusPoint have?

Market share of SiriusPoint Ltd. (SPNT): Estimated around 2-3% (2026) Major competitors and their market shares: Munich Re: around 15% Swiss Re: around 13% Berkshire Hathaway (Reinsurance Division): around 10% Hannover Re: around 8% Lloyd's of London: around 7% SCOR SE: around 5% Everest Re Group:...

Is SiriusPoint stock currently a good investment?

Revenue Growth: 8.5% (2025) Net Income: $75 million (2025) Return on Equity (ROE): 7.2% (2025) SiriusPoint Ltd. recorded a revenue growth of 8.5% in 2025, indicating a solid business performance. The company was able to achieve a net income of $75 million, representing an improvement compared to pre...

Does SiriusPoint pay a dividend – and how reliable is the payout?

Dividend payment: No dividend (as of 2026) SiriusPoint Ltd. has not paid any dividends in recent years. The company focuses on reinvesting profits in the business to support growth and expansion. The reliability of future dividend payments is therefore not guaranteed at this time, as the company pri...

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SiriusPoint Stock Value

SiriusPoint Company Info

Analyst Price Target

Top growth stocks in the financials sector (5Y.)

What does SiriusPoint do?

SiriusPoint Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal