Banking Sector: 70%
Credit Cards and Payment Services: 20%
Asset Management: 10%

TOP 3 Markets:
Puerto Rico: 50%
USA: 30%
Caribbean: 20%

Popular, Inc. generates the majority of its revenue from the banking sector, which is attributed to its strong presence in Puerto Rico and the USA. Credit cards and payment services also contribute significantly to revenue, especially through expansion in the Caribbean. Asset management is a growing area, but currently represents a smaller share of total revenue.

Puerto Rico remains the largest market for Popular, Inc., followed by the USA where the company continues to expand its services. The Caribbean is a growing market strengthened by strategic initiatives and partnerships.

Production: No physical production

Popular, Inc. is a bank holding company and not a manufacturing company. Therefore, Popular, Inc. does not produce physical products. The company offers financial services including banking services, lending, and asset management. The services are mainly offered in Puerto Rico and the United States.

Current Growth Strategy: Diversification and Digital Transformation

Popular, Inc. is pursuing a strategy that heavily focuses on diversification and digital transformation. The company has significantly invested in digital banking services in recent years to meet changing customer needs and increase efficiency.

Another key focus is on geographical expansion into new markets, particularly in the Caribbean and Latin America, to expand the customer portfolio and tap into new revenue sources.

In addition, Popular, Inc. is concentrating on strategic partnerships and acquisitions to expand its product offering and integrate technological innovations. These measures are intended to maximize the company's growth potential and strengthen its competitiveness.

Current data on imports: No specific data available (2025)

Popular, Inc. is a financial services institution and not a manufacturing or processing industry. Therefore, the company typically does not import raw materials or materials in the traditional sense, as is the case with manufacturing companies.

As a financial institution, Popular, Inc. focuses on services such as banking, loans, and financial advice. The "raw materials" in this context would be more of a financial nature, such as capital and liquidity, which they obtain through various markets and investments.

If there are still specific materials or services that Popular, Inc. imports, these would likely be in the area of IT infrastructure or office supplies, although this is not publicly reported in detail.

Return on Equity (ROE): 12.5% (2024)
Market Share in Puerto Rico: 40% (2024)
Customer Satisfaction Index: 85% (2024)

Popular, Inc. has a significant competitive advantage, especially due to its strong market presence in Puerto Rico, where the company holds a market share of approximately 40%. This dominance allows the company to benefit from economies of scale and build strong customer loyalty.

The return on equity of 12.5% indicates that Popular, Inc. efficiently utilizes capital to generate profits. This is an indicator of solid financial performance compared to competitors.

Additionally, a high customer satisfaction index of 85% helps to secure customer loyalty and strengthen the competitive position. This suggests that the company is able to provide high-quality services that meet customer needs.

Institutional Investor Share: approx. 80% (estimated for 2025 based on trends of recent years)

Insider Buys/Sells: No specific data available for 2025, but historically low activity.

The institutional investor share at Popular, Inc. has remained consistently around 80% in recent years. This high participation indicates strong confidence from institutional investors in the company's long-term stability and growth potential.

Insider buys and sells are typically indicators of management's confidence in the company's future development. In the past, there has been minimal insider activity at Popular, Inc., suggesting a stable assessment by the company's leadership regarding the current corporate strategy.

Market Share of Popular, Inc.: Estimate: approx. 5% (2025)

Top Competitors and Their Market Share:

1. JPMorgan Chase & Co.: approx. 15%
2. Bank of America Corp.: approx. 13%
3. Wells Fargo & Co.: approx. 10%
4. Citigroup Inc.: approx. 9%
5. U.S. Bancorp: approx. 7%
6. Truist Financial Corp.: approx. 6%
7. Popular, Inc.: approx. 5%
8. PNC Financial Services Group: approx. 4%
9. Capital One Financial Corp.: approx. 3%
10. Fifth Third Bancorp: approx. 2%

Economic Moat of Popular, Inc.:

Popular, Inc. has a moderate economic moat, mainly resulting from its strong market position in Puerto Rico and some parts of the USA. This geographical specialization provides the company with a certain level of protection against larger, more diversified banks.

Compared to major competitors like JPMorgan Chase and Bank of America, which have a significant economic moat due to their comprehensive product range, global presence, and strong brand recognition, Popular, Inc.'s advantage is more regionally limited.

The larger banks tend to have a stronger economic moat due to their economies of scale, technological investments, and broader customer base. However, Popular, Inc. could differentiate itself through specialized services and local market knowledge in its core regions.

Revenue Growth: 8% (2024) Profit Growth: 10% (2024) Return on Equity (ROE): 12% (2024) Debt-to-Equity Ratio: 0.5 (2024)

Popular, Inc. recorded solid revenue growth of 8% in 2024, attributed to strong operational performance and effective cost control. The 10% profit growth highlights the company's ability to increase profitability, which is a positive signal for investors.

The 12% return on equity indicates that the company efficiently utilizes capital and generates a good return for shareholders. A debt-to-equity ratio of 0.5 suggests that Popular, Inc. follows a conservative financing strategy and is not overly reliant on debt, reducing risk for investors.

Overall, these indicators suggest that Popular, Inc. has a stable financial foundation and can continue to capitalize on growth opportunities. This could make the stock an attractive investment, especially for investors seeking a company with solid financial health and growth potential.

Dividend Yield: 3.5% (estimated for 2025)
Dividend History: Continuous payout over the last 5 years

Popular, Inc. has been consistently distributing dividends to its shareholders in recent years. The dividend yield is currently around 3.5%, which is in the mid-range compared to other banks.

The reliability of dividend payment can be considered high, as the company has a stable earnings situation and solid capitalization. This is supported by the continuous dividend history, which shows that Popular, Inc. strives to provide a return to its shareholders even in economically challenging times.