Fifth Third Bancorp stock | Price target for 2026, price & analyst rating

Fifth Third Bancorp

NasdaqGS:FITB

$ 45,42

$-0,04 (-0,09%)

45,42 $

$-0,04 (-0,09%)

End-of-day quote: 12/05/2025

Fifth Third Bancorp Stock Value

The analyst rating for NasdaqGS:FITB is currently Outperform.

Outperform

Fifth Third Bancorp Company Info

EPS Growth 5Y

3,84%

Market Cap

$30,05 B

Long-Term Debt

$12,68 B

Short Interest

6,16%

Annual earnings

01/20/2026

Dividend

$1,60

Dividend Yield

3,52%

Founded

1858

Industry

Financials

Country

United States

ISIN Number

US3167731005

Website

http://www.53.com

Analyst Price Target

$50,50

11.18%

Last Update: 12/05/2025

Analysts: 20

Highest Price Target $60,00

Average Price Target $50,50

Lowest Price Target $43,00

In the last five quarters, Fifth Third Bancorp’s Price Target has risen from $40,37 to $50,31 - a 24,62% increase. Thridteen analysts predict that Fifth Third Bancorp’s share price will increase in the coming year, reaching $50,50. This would represent an increase of 11,18%.

Top growth stocks in the financials sector (5Y.)

What does Fifth Third Bancorp do?

Fifth Third Bancorp (‘Fifth Third’), a bank holding company (‘BHC’), operates as a diversified financial services company and is the indirect holding company of Fifth Third Bank, National Association (the ‘bank’). As of December 31, 2024, Fifth Third had assets and operates several full-service Banking Centers, as well as thousands of Fifth Third branded ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina, and South Carolina. The comp...

As of December 31, 2024, Fifth Third had assets and operates several full-service Banking Centers, as well as thousands of Fifth Third branded ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina, and South Carolina.

The company’s subsidiaries provide a wide range of financial products and services to the commercial, financial, retail, governmental, educational, energy, and healthcare sectors. This includes a variety of checking, savings, and money market accounts, wealth management solutions, payments and commerce solutions, securities products and services, insurance services, and credit products, such as commercial loans and leases, mortgage loans, credit cards, installment loans, and other lending products. These products and services are delivered through a variety of channels, including the company’s banking centers, other offices, telephone sales, the internet, and mobile applications. The bank has deposit insurance provided by the Federal Deposit Insurance Corporation (the FDIC) through the Deposit Insurance Fund (the DIF).

The company’s strategy for growth includes strengthening its presence in core markets, expanding its presence in high-growth markets, and broadening its product offerings. In order to take into account the integration and other risks, the company conducts due diligence to evaluate and identify the risks associated with possible transactions.

Segments

The company operates three main businesses: Commercial Banking, Consumer and Small Business Banking, and Wealth and Asset Management.

Commercial Banking offers credit intermediation, cash management, and financial services to large and middle-market businesses, as well as government and professional customers. In addition to the traditional lending and depository offerings, Commercial Banking products and services include global cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing, and syndicated finance.

Consumer and Small Business Banking provides a full range of deposit and loan products to individuals and small businesses through a network of full-service banking centers and relationships with indirect and correspondent loan originators, in addition to providing products designed to meet the specific needs of small businesses, including cash management services. Consumer and Small Business Banking includes the company’s residential mortgage, home equity loans and lines of credit, credit cards, automobile and other indirect lending, solar energy installation, and other consumer lending activities. Residential mortgage activities include the origination, retention, and servicing of residential mortgage loans, sales and securitizations of those loans, and all associated hedging activities. Indirect lending activities include extending loans to consumers through automobile dealers, motorcycle dealers, powersport dealers, recreational vehicle dealers, and marine dealers. Solar energy installation loans and certain other consumer loans are originated through a network of contractors and installers.

Wealth and Asset Management provides a full range of wealth management solutions for individuals, companies, and not-for-profit organizations, including wealth planning, investment management, banking, insurance, trust, and estate services. These offerings include retail brokerage services for individual clients, advisory services for institutional clients, including middle-market businesses, non-profits, states, and municipalities, and wealth management strategies and products for high-net-worth and ultra-high-net-worth clients.

Loans and Leases

The company diversifies its loan and lease portfolio by offering a variety of loan and lease products with various payment terms and rate structures. The company’s commercial loan and lease portfolio consists of lending to various industry types.

Commercial Portfolio Segment

For purposes of monitoring the credit quality and risk characteristics of its commercial portfolio segment, the company disaggregates the segment into the following classes: commercial and industrial, commercial mortgage owner-occupied, commercial mortgage nonowner-occupied, commercial construction, and commercial leases.

Residential Mortgage and Consumer Portfolio Segments

For purposes of monitoring the credit quality and risk characteristics of its consumer portfolio segment, the company disaggregates the segment into the following classes: home equity, indirect secured consumer loans, credit card, solar energy installation loans, and other consumer loans. The company’s residential mortgage portfolio segment is also a separate class.

Commercial Portfolio Segment

Commercial loan modifications are individually negotiated, but the company most commonly utilizes term extensions for periods of three to twelve months.

Residential Mortgage Portfolio Segment

The company has established residential mortgage loan modification programs that define the type of modifications available, as well as the eligibility criteria for borrowers. The designs of the company’s modification programs for residential mortgage loans are similar to those utilized by the various GSEs. The company also offers payment delay modifications to qualified borrowers, which allow either the delay of repayment for delinquent amounts due until maturity or capitalization of delinquent amounts due into the principal balance of the loan. The number of monthly payments delayed varies by borrower but is most commonly within a range of six to twelve months.

Consumer Portfolio Segment

The company’s modification programs for consumer loans vary based on the type of loan. Modifications for indirect secured consumer loans, solar energy installation loans, and other consumer loans are less commonly utilized as part of the company’s loss mitigation activities, and programs vary by specific product type.

The company’s consumer portfolio is materially consisted of of six categories of loans: residential mortgage loans, home equity, indirect secured consumer loans, credit card, solar energy installation loans, and other consumer loans.

Residential Mortgage Portfolio

The company does not originate residential mortgage loans that permit customers to make payments that are less than the accruing interest. The company originates both fixed-rate and ARM loans.

Home Equity Portfolio

The company’s home equity portfolio is primarily consisted of home equity lines of credit. The company’s newly originated home equity lines of credit have a 10-year interest-only draw period, followed by a 20-year amortization period.

Indirect Secured Consumer Portfolio

The indirect secured consumer portfolio is consisted of automobile loans and indirect recreational vehicle, marine, motorcycle, and powersport loans as of December 31, 2024.

Credit Card Portfolio

The credit card portfolio consists predominantly of prime accounts.

Solar Energy Installation Loans Portfolio

The company originates point-of-sale solar energy installation loans through a network of approved installers.

Other Consumer Loans Portfolio

Other consumer portfolio loans are consisted of secured and unsecured loans originated through the company’s branch network, point-of-sale home improvement loans originated through a network of contractors and installers, and other point-of-sale loans originated or purchased in connection with third-party companies. Loans originated in connection with one third-party point-of-sale company is impacted by certain credit loss protection coverage provided by that company.

Investment Securities

As of December 31, 2024, the company’s investment securities included U.S. Treasury and federal agencies securities; obligations of states and political subdivisions securities; mortgage-backed securities, such as agency residential mortgage-backed securities, agency commercial mortgage-backed securities, and non-agency commercial mortgage-backed securities; asset-backed securities and other debt securities; and other securities, such as FHLB, FRB, and DTCC restricted stock holdings.

Deposits

The company continues to focus on core deposit growth in its retail and commercial franchises by improving customer satisfaction, building full relationships, and offering competitive rates.

As of December 31, 2024, the company’s deposits included transaction deposits, such as demand deposits, interest checking deposits, savings deposits, money market deposits, and foreign office deposits; CDs $250,000 or less; and CDs over $250,000 (retail brokered certificates of deposit, which are fully covered by FDIC insurance).

Regulation and Supervision

The company is a bank holding company (BHC) as defined by the Bank Holding Company Act of 1956, as amended (the BHCA), and has elected to be treated as a financial holding company (FHC) under the Gramm-Leach-Bliley Act of 1999 (GLBA) and regulations of the Board of Governors of the Federal Reserve System (the FRB).

The company and/or the bank are subject to regulation and supervision primarily by the FRB, the Consumer Financial Protection Bureau (the CFPB), and the OCC, and additionally by certain other functional regulators and self-regulatory organizations. The company is also subject to regulation by the SEC by virtue of its status as a public company and due to the nature of some of its businesses. The bank is also subject to regulation by the FDIC, which insures the bank’s deposits as permitted by law.

The company and the bank are required to file various reports with and are subject to examination by various regulators, including the FRB, the OCC, and the CFPB.

The bank accepts customer deposits that are insured by the DIF and, therefore, must pay insurance premiums.

The Community Reinvestment Act (CRA) generally requires insured depository institutions, including the bank, to identify the communities they serve and to make loans and investments and provide services that meet the credit needs of those communities. The bank’s most recently received CRA performance rating from the OCC was Outstanding.

States are also increasingly proposing or enacting legislation that relates to data privacy and data protection, such as the California Consumer Privacy Act. The company continues to assess the requirements of such laws and proposed legislation and their applicability to the company.

Like other lenders, the bank and other of the company’s subsidiaries use credit bureau data in their underwriting activities. The use of such data is regulated under the Fair Credit Reporting Act (FCRA), and the FCRA also regulates reporting information to credit bureaus, prescreening individuals for credit offers, sharing of information between affiliates, and using affiliate data for marketing purposes.

The company is subject to federal laws that are designed to counter money laundering and terrorist financing, and transactions with certain persons, companies, or foreign governments sanctioned by the U.S. These include the Bank Secrecy Act, the Money Laundering Control Act, the USA PATRIOT Act, and regulations for the International Emergency Economic Powers Act and the Trading with the Enemy Act, as administered by the U.S. Treasury Department’s Office of Foreign Assets Control.

The bank is registered with the CFTC as a swap dealer. As a CFTC registered swap dealer, the bank is subject to the requirements of Title VII, including rules related to internal and external business conduct standards, reporting, recordkeeping, mandatory clearing for certain swaps, and trade documentation and confirmation requirements.

Fifth Third’s broker-dealer and investment adviser subsidiaries are subject to regulation by the SEC. The Financial Industry Regulation Authority (FINRA) is the primary self-regulatory organization for Fifth Third’s registered broker-dealer subsidiary.

The company is subject to supervision and regulation by the CFPB with respect to federal consumer protection laws. The company is also subject to certain state consumer protection laws, and under Dodd-Frank, state attorneys general and other state officials are empowered to enforce certain federal consumer protection laws and regulations.

History

Fifth Third Bancorp, an Ohio corporation, was founded in 1858. The company was incorporated in 1974.

Fifth Third Bancorp Questions and Answers

Which sectors generate sales and which are the top 3 markets?

Banking and Financial Services: 70% Real Estate Financing: 20% Asset Management: 10% TOP 3 Markets: USA: 85% Canada: 10% Europe: 5% Fifth Third Bancorp generates the majority of its revenue from the banking and financial services sector, which is typical for a bank of this size and focus....

At which locations are the company’s products manufactured?

Production of products: Not applicable Fifth Third Bancorp is a financial services company and not a production company. It offers banking services such as deposits, loans, asset management, and other financial services. Therefore, it does not produce physical products but provides services that are...

What strategy does Fifth Third Bancorp pursue for future growth?

Strategy for Future Growth: Digitalization and Technological Innovation: Fifth Third Bancorp is heavily investing in the digitalization of its services to enhance customer experience and increase operational efficiency. This includes advancing its mobile banking platforms and implementing AI-based...

Which raw materials are imported and from which countries?

Raw materials/Materials: No specific raw materials/materials Fifth Third Bancorp is a financial services company and not a production or trading company that imports physical raw materials or materials. As a bank, Fifth Third Bancorp focuses on financial services such as loans, deposits, asset manag...

How strong is the company’s competitive advantage?

Return on Equity (ROE): 11.5% (2024) Market share in the US banking sector: 2.3% (2024) Cost efficiency ratio: 58% (2024) Fifth Third Bancorp has a moderate competitive advantage in the US banking sector. The return on equity of 11.5% indicates that the company is able to efficiently utilize its res...

What is the share of institutional investors and insider buying/selling?

Institutional investor share: approx. 80% (estimated for 2025 based on historical data) Insider purchases/sales: No significant transactions in the last quarter (estimated for 2025) The institutional investor share at Fifth Third Bancorp traditionally stands at around 80%, indicating the trust of la...

What percentage market share does Fifth Third Bancorp have?

Market share of Fifth Third Bancorp: Estimated at 2-3% in the US banking sector (2025) Main competitors and their estimated market shares: JPMorgan Chase & Co.: approx. 15% Bank of America Corp.: approx. 13% Wells Fargo & Co.: approx. 10% Citigroup Inc.: approx. 8% U.S. Bancorp: approx. 5%...

Is Fifth Third Bancorp stock currently a good investment?

Revenue growth: 3.5% (2024) Net interest margin: 2.9% (2024) Return on equity (ROE): 12.1% (2024) Fifth Third Bancorp recorded a moderate revenue growth of 3.5% in 2024, indicating a stable business development. The net interest margin of 2.9% shows that the company is able to efficiently conduct it...

Does Fifth Third Bancorp pay a dividend – and how reliable is the payout?

Dividend yield: 4.5% (estimated for 2025) Dividend history: Continuous payout for over 10 years Fifth Third Bancorp is known for regularly distributing dividends to its shareholders. The dividend yield is estimated to be around 4.5% for 2025, which is considered attractive compared to other banks in...

Fifth Third Bancorp Stock Value

Fifth Third Bancorp Company Info

Analyst Price Target

Top growth stocks in the financials sector (5Y.)

What does Fifth Third Bancorp do?

Fifth Third Bancorp Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal