Market Share:

• Health Insurance: 100%

TOP 3 Markets:

1. Saudi Arabia: approx. 95%
2. Other GCC countries: approx. 3%
3. International markets: approx. 2%

Bupa Arabia for Cooperative Insurance Company operates mainly in the field of health insurance. The majority of revenues are generated in Saudi Arabia, where the company holds a leading market position. The remaining revenues are distributed among other Gulf Cooperation Council (GCC) countries and international markets, with these shares being relatively small.

Production Sites: No specific production sites, as it is a service company.

Bupa Arabia for Cooperative Insurance Company is an insurance company and does not produce physical products. Instead, it offers services in the field of health insurance. Therefore, there are no production sites in the traditional sense. The company mainly operates in Saudi Arabia and provides its insurance services there.

Revenue Growth: Estimated 10-12% annually (2025) Market Share: Leading in the Saudi insurance market

Bupa Arabia is pursuing a growth strategy focusing on expanding its digital services and enhancing customer experience. The company is heavily investing in technology to offer more efficient processes and personalized insurance products.

Additionally, Bupa Arabia plans to expand its market presence through strategic partnerships and the introduction of new health solutions. These initiatives aim to increase the customer base and strengthen the loyalty of existing customers.

Another key focus is on diversifying the product range to meet changing customer needs and tap into new market segments.

Main Imported Materials: Medical devices, Pharmaceuticals

Countries of Origin: USA, Germany, China

Bupa Arabia for Cooperative Insurance Company is a leading insurance company in the healthcare sector. While the company itself does not import physical raw materials, it heavily relies on the availability of medical devices and pharmaceuticals used by hospitals and clinics it collaborates with.

The main countries of origin for these materials are the USA, Germany, and China, which are considered significant exporters of medical devices and pharmaceutical products. These imports are crucial to maintain the high standard of healthcare services that Bupa Arabia provides to its policyholders.

Market Share: 45% (2025, estimated)
Customer Satisfaction: 85% (2024, survey)
Return on Equity (ROE): 18% (2024)

Bupa Arabia for Cooperative Insurance Company has a significant competitive advantage in the Saudi insurance market. With an estimated market share of 45% in 2025, the company is the leading provider in the region. This strong market position is supported by a high customer satisfaction rate of 85%, indicating excellent customer service and a wide range of products.

The 18% return on equity in 2024 shows that Bupa Arabia operates efficiently and achieves high profitability. This metric exceeds the industry average, indicating effective cost control and strong profitability.

In addition, Bupa Arabia benefits from its established brand and extensive network of healthcare providers, which facilitates access to high-quality healthcare services for customers. This strengthens customer loyalty and increases barriers to entry for new competitors.

Institutional Investor Share: 45% (estimated for 2025)

Insider Buys/Sells: No significant changes in the last year (2025)

The institutional investor share in Bupa Arabia is estimated to be around 45%. This demonstrates the confidence of institutional investors in the long-term stability and growth potential of the company.

In 2025, there were no significant insider buys or sells, indicating that the management and insiders are satisfied with the current company strategy and development. This stability can be seen as a positive signal for investors, as it reflects a strong internal confidence in the future performance of the company.

Market share of Bupa Arabia: 27% (2025, estimated)

Top competitors and their market shares:

1. Tawuniya (The Company for Cooperative Insurance): 22%
2. MedGulf (Mediterranean and Gulf Cooperative Insurance and Reinsurance Company): 15%
3. Al Rajhi Takaful: 10%
4. Saudi Re (Saudi Reinsurance Company): 8%
5. Allianz Saudi Fransi Cooperative Insurance Company: 6%

Moat of Bupa Arabia:

Bupa Arabia has a significant moat due to its strong brand recognition and comprehensive healthcare services tailored to the needs of the Saudi population. The company benefits from extensive experience in the healthcare sector and a strategic partnership with the global Bupa Group, providing access to international expertise and resources.

Compared to competitors, Bupa Arabia has the advantage of a wide network of healthcare providers and high customer satisfaction. This enables the company to maintain and further expand its market leadership.

Major competitors like Tawuniya and MedGulf also hold strong market positions, but they lack the international network and specialized healthcare knowledge that Bupa Arabia gains through its connection to the Bupa Group. This represents a significant advantage that strengthens Bupa Arabia's moat compared to other companies.

Revenue Growth: 8.5% (2024) Profit Growth: 10.2% (2024) Market Share in the Saudi Insurance Market: 20% (2024)

In 2024, Bupa Arabia achieved solid revenue growth of 8.5%, attributed to strong demand for their insurance products and an effective market strategy. The 10.2% profit growth indicates that the company efficiently manages its costs and operates profitably.

With a 20% market share, Bupa Arabia is a significant player in the Saudi insurance market. This strong market position allows the company to benefit from the growing demand for health insurance in the region.

Analysts see further potential for future growth in the company's continuous expansion and investments in digital health solutions. The strategic focus on innovation and customer satisfaction could lead to a positive development in the company's performance in the long term.

Dividend Yield: 3.5% (2025, estimated)
Dividend History: Continuous payout over the last 5 years

Bupa Arabia for Cooperative Insurance Company has pursued a consistent dividend policy in recent years. The dividend yield is currently around 3.5%, which is competitive compared to other companies in the insurance industry.

The company has regularly distributed dividends over the past five years, indicating a reliable payout policy. This stability is supported by solid financial performance and a strong market position. Analysts expect that Bupa Arabia will continue to be able to pay dividends at a similar level in the coming years, unless significant market changes occur.