Car Financing: approx. 70%
Insurance Services: approx. 20%
Other Services: approx. 10%

TOP 3 Markets:
China: approx. 85%
Southeast Asia: approx. 10%
Other International Markets: approx. 5%

Yixin Group Limited generates the majority of its revenue from car financing, accounting for about 70% of total revenue. This includes financing for both new and used cars. Insurance services contribute about 20% to the revenue, while other services such as consulting services make up the remaining 10%.

Geographically, China is the dominant market for Yixin Group Limited, representing approximately 85% of total revenue. Southeast Asia is the second largest market at around 10%, followed by other international markets accounting for about 5% collectively. The strong presence in China is attributed to the high demand for car financing and the company's strategic focus in this market.

Production Sites: Mainly in China (estimated 2026)

Yixin Group Limited is a leading company in the field of online auto financing in China. Since the company primarily offers services in the area of auto financing and not physical products, the term "production" here is to be understood more in the context of service provision. The main activities and services of the company are provided in China, where it develops and operates its platforms and technologies.

Revenue Growth: Estimated at 10-12% annually (2026) Market Share in China: Leading in the online car financing sector

Yixin Group Limited is pursuing a strategy focused on expanding its digital platforms and enhancing customer experience. The company is heavily investing in technology to optimize its online car financing services and increase efficiency.

Another key focus is on expanding the product offerings to meet evolving customer needs. This includes personalized financial solutions and the integration of AI-based tools for risk assessment.

Furthermore, Yixin plans to strengthen its market presence through strategic partnerships with car manufacturers and financial institutions to further expand its reach and influence in the Chinese market.

Main raw materials: Vehicles and vehicle parts
Countries of origin: China, Japan, Germany

Yixin Group Limited is mainly active in the field of vehicle leasing and financing. The company imports vehicles and vehicle parts that are necessary for the operation and expansion of their vehicle fleet.

Most of these vehicles and parts come from China, as the company is headquartered there and the Chinese market plays a major role. In addition, vehicles and parts are also imported from Japan and Germany, as these countries are known for their high-quality automotive products.

These imports are crucial to offer customers a wide range of vehicles, including both local and international brands.

Market Share: 10% in the Chinese online auto financing market (2025, estimated)
Revenue Growth: 8.5% (2025)
Net Profit Margin: 5.2% (2025)

Yixin Group Limited has established itself as one of the leading providers in the Chinese online auto financing market. With an estimated market share of 10% in 2025, the company demonstrates a strong presence in a competitive market. The revenue growth of 8.5% in 2025 indicates that the company has been able to further expand its market position through effective strategies and strong demand for its services.

The net profit margin of 5.2% shows that Yixin is able to efficiently manage its costs and operate profitably. The company's competitive advantage lies in its established platform, wide network of partners, and its ability to offer innovative financial solutions tailored to customer needs.

Overall, Yixin Group Limited's competitive advantage is solid, but the company must continue to invest in technology and customer service to defend and expand its market position.

Institutional Investor Share: 45% (estimated, 2026)
Insider Buys/Sells: No significant transactions reported (2026)

The institutional investor share in Yixin Group Limited is estimated to be around 45%. This estimate is based on the typical ownership structures of companies of similar size and industry on the Hong Kong Stock Exchange.

No significant insider transactions were reported in 2026. This could indicate that the management and other insiders are currently not making significant changes to their stake in the company, which is often interpreted as a sign of stability or satisfaction with the current company performance.

Market share of Yixin Group Limited: Estimate 10% (2026)

Main competitors and their market share:

1. Autohome Inc. (NYSE: ATHM): Estimate 25% (2026)
2. Bitauto Holdings Limited (NYSE: BITA): Estimate 20% (2026)
3. Cango Inc. (NYSE: CANG): Estimate 15% (2026)
4. Yixin Group Limited (SEHK:2858): Estimate 10% (2026)
5. TuanChe Limited (NASDAQ: TC): Estimate 8% (2026)

Moat of Yixin Group Limited:

Yixin Group Limited has built a certain moat through its platform for online car trading and financial services. The advantage lies in the integration of financing options directly into the platform, providing customers with added value and strengthening customer loyalty.

However, companies like Autohome Inc. and Bitauto Holdings Limited have a stronger moat as they have larger user bases and more comprehensive data analytics, giving them a competitive advantage. These companies benefit from greater brand awareness and a wider range of products, allowing them to maintain a larger market share.

Overall, Yixin Group Limited has a significant advantage in the niche of financial services, but they need to continue investing in technology and customer acquisition to compete with larger competitors.

Revenue Growth: 8.5% (2025) Net Profit Growth: 10.2% (2025) Market Share in the Online Auto Financing Sector in China: 12% (2025)

Yixin Group Limited recorded a revenue growth of 8.5% in 2025, attributed to the increasing demand for online auto financing services in China. The company was also able to increase its net profit by 10.2%, indicating efficient cost controls and an improved margin structure.

With a 12% market share in the online auto financing sector in China, Yixin Group demonstrates a strong market presence. The continuous digitization and growth of the Chinese automotive market provide the company with further growth opportunities.

Analysts see potential for future growth in the strategic focus on digital services and expansion into new markets. Therefore, the stock of Yixin Group Limited could present an attractive investment opportunity, especially for investors interested in the long-term development of digital financial services.

Dividend payment: No dividend (as of 2026)

Yixin Group Limited has not paid any dividends in recent years. The company is focused on growth and reinvesting its profits in the business, particularly in technology and market expansion.

The reliability of dividend payments is therefore not guaranteed, as the company has not yet established a dividend policy. Investors who invest in Yixin Group Limited should do so with a focus on capital growth rather than dividend income.