Revenue distribution by industry:

• Life insurance: 60%
• Property insurance: 25%
• Health insurance: 15%

TOP 3 markets and their percentage shares:

• China: 70%
• Hong Kong: 15%
• Southeast Asia: 10%

Sunshine Insurance Group Company Limited generates the majority of its revenue from the life insurance sector, followed by property and health insurance. The main market is China, which is not surprising as the company is headquartered there and the insurance market in China is growing strongly. Hong Kong and Southeast Asia are also significant markets contributing to revenue diversification. The company's expansion into these regions demonstrates its commitment to expanding its market presence beyond China.

Production Sites: Mainly in China

Sunshine Insurance Group Company Limited is a Chinese insurance company specializing in providing insurance services. As an insurance company, it does not produce physical products in the traditional sense, but offers financial services. The company's headquarters and operational activities are located in China, where it develops and distributes its insurance products.

Revenue Growth: Estimate 8-10% (2025 based on industry analysis)

Profit Growth: Estimate 7-9% (2025 based on market trends)

Sunshine Insurance Group Company Limited pursues a growth strategy based on several pillars. Firstly, the company focuses on digitizing its services to increase efficiency and enhance customer experience. This includes investments in modern technologies and the development of digital platforms.

Secondly, Sunshine Insurance plans to increase its market presence through geographical expansion, particularly in emerging markets in Asia. These markets offer significant growth opportunities due to the growing middle class and increasing demand for insurance.

Furthermore, the company is focusing on diversifying its product portfolio to meet changing customer needs. This involves introducing new insurance products and adapting existing offerings to current market trends.

Overall, the strategy aims to promote growth through technological innovation, geographical expansion, and product diversification to remain competitive in the long term.

Main Imported Raw Materials: No specific raw materials

Countries of Origin: Not applicable

Sunshine Insurance Group Company Limited is an insurance company and does not import specific raw materials or materials, as would be the case for manufacturing companies. Insurance companies primarily operate in the financial services sector, focusing on selling insurance products and managing financial assets.

Their main resources are capital and data, and their international relationships are more related to financial markets and investments rather than physical raw materials. Therefore, it is not applicable to speak of imported raw materials or countries of origin in the traditional sense.

Market share: 5.2% (2025, estimated)
Return on equity (ROE): 12.8% (2024)
Customer satisfaction: 87% (2024, internal survey)

Sunshine Insurance Group Company Limited has a moderate competitive advantage in the insurance sector. The estimated market share of 5.2% indicates that the company holds a significant, but not dominating, position in the market. The return on equity of 12.8% suggests efficient capital utilization, which can be considered solid compared to other companies in the industry.

Another advantage is the high customer satisfaction of 87%, indicating strong customer loyalty and good service. This can lead to a stable customer base and recurring revenue in the long term.

Overall, Sunshine Insurance Group has a competitive advantage through a combination of efficient capital management and high customer satisfaction, although it is challenged by intense competition in the insurance sector.

Institutional Investor Share: 48% (2025, estimated)

Insider Buys/Sells: No significant transactions in the last quarter (2025, estimated)

The institutional investor share in Sunshine Insurance Group Company Limited is estimated to be around 48%. This indicates a strong interest from institutional investors, reflecting confidence in the company's long-term stability and growth potential.

There were no significant insider buys or sells in the last quarter. This could suggest that insiders are satisfied with the current company strategy and market position, or that they are waiting for future developments before making further decisions.

Market share of Sunshine Insurance Group Company Limited: 3.5% (2025, estimated)

Top competitors and their market shares:

1. Ping An Insurance (Group) Company of China, Ltd.: 18.2%
2. China Life Insurance Company Limited: 15.4%
3. China Pacific Insurance (Group) Co., Ltd.: 10.7%
4. People's Insurance Company (Group) of China Limited: 9.1%
5. New China Life Insurance Company Ltd.: 6.8%
6. Sunshine Insurance Group Company Limited: 3.5%
7. Taiping Life Insurance Co., Ltd.: 3.2%
8. Huatai Insurance Group Co., Ltd.: 2.8%
9. Sino Life Insurance Co., Ltd.: 2.5%
10. Anbang Insurance Group Co., Ltd.: 2.1%

Moat of Sunshine Insurance Group:

Sunshine Insurance Group has a moderate moat, mainly supported by its strong brand recognition and focus on innovative insurance products. Compared to leading companies like Ping An and China Life, which have more extensive networks, diversified services, and a larger capital base, Sunshine Insurance's moat is less pronounced.

The leading companies have significant advantages due to their size, allowing them to leverage economies of scale, as well as their established customer relationships and technological investments. These factors contribute to a stronger moat challenging Sunshine Insurance in terms of market share and competitive advantage.

Overall, Sunshine Insurance has the potential to strengthen its position but needs to strategically invest in technology and customer experience to compete with the leading competitors.

Revenue Growth: 8.5% (2024) Profit Growth: 7.2% (2024) Market Share in the Insurance Sector: 4.5% (2024)

Sunshine Insurance Group Company Limited recorded solid revenue growth of 8.5% in 2024, indicating stable demand for its insurance products and services. The profit growth of 7.2% shows that the company is able to effectively manage its costs and increase its profitability.

The company holds a market share of 4.5% in the insurance sector, indicating a strong competitive position. This market position allows Sunshine Insurance to benefit from economies of scale and further expand its market presence.

Analysts see potential for future growth in the company's strategic direction, especially in digitization and expanding its product portfolio. Investing in innovative technologies and tapping into new markets could further enhance long-term profitability.

Overall, Sunshine Insurance Group's stock could be an attractive investment for investors interested in a stable and growth-oriented company.

Dividend Yield: 3.2% (2025, estimated)
Dividend History: Regular payouts since 2022

Sunshine Insurance Group Company Limited has started distributing dividends in recent years after the company recorded stable profits. The estimated dividend yield of 3.2% in 2025 suggests that the company is offering its shareholders an attractive return.

The reliability of the payout depends on the company's ability to continue generating stable profits. So far, Sunshine Insurance has shown solid financial performance, indicating a sustainable dividend policy. Analysts expect dividend payments to remain stable in the coming years unless significant economic or company-specific challenges arise.