Life insurance: approx. 70%
Health insurance: approx. 20%
Other insurance products: approx. 10%

Thailand: approx. 85%
Vietnam: approx. 10%
Indonesia: approx. 5%

Thai Life Insurance Public Company Limited generates the majority of its revenue from the life insurance segment, which accounts for about 70% of total revenue. This reflects the strong demand for life insurance products in the region.

The company's main market is Thailand, where approximately 85% of revenue is generated. Vietnam and Indonesia are also significant markets, together accounting for about 15% of revenue. These markets offer growth potential due to the increasing demand for insurance products in emerging economies.

Production Location: Thailand

Thai Life Insurance Public Company Limited is a company based in Thailand that primarily develops and offers its insurance products in Thailand. As an insurance company, Thai Life Insurance does not produce physical products, but offers services and insurance contracts. These are provided in their offices and through their network of agents and partners throughout the country.

Strategic Growth Areas:

• Digitization and Technology Investments
• Expansion of Product Offering
• International Expansion

Thai Life Insurance Public Company Limited is focusing on digitizing its services to improve customer service and increase efficiency. This includes investments in new technologies and digital platforms that are intended to facilitate access to insurance products and enhance the customer experience.

Another key focus is on expanding the product offering. The company plans to develop innovative insurance products tailored to the changing needs of customers, especially in the areas of health and retirement planning.

Additionally, Thai Life Insurance aims for international expansion to tap into new markets and increase geographic diversification. This could be achieved through partnerships or strategic alliances in other Asian countries.

These strategic initiatives are intended to secure the company's growth in the coming years and strengthen its competitiveness in the global insurance market.

Main Imported Materials: Paper, printing inks, office supplies

Countries of Origin: China, Japan, Germany

Thai Life Insurance Public Company Limited is an insurance company that mainly offers services and therefore does not import extensive raw materials like a manufacturing company. The main imported materials relate to office and administrative supplies, such as paper and printing inks, which are necessary for the operation and creation of insurance documents.

These materials are often sourced from countries like China, Japan, and Germany, which are known for their high-quality office and printing products. Since the company operates in the insurance industry, the material imports are relatively low compared to manufacturing companies.

Market share: 14.5% (2025, estimated)
Return on equity (ROE): 9.8% (2024)
Customer satisfaction: 85% (2024, survey result)

Thai Life Insurance Public Company Limited has a significant competitive advantage due to its established market share of approximately 14.5% in the Thai insurance market. This positions the company as one of the leading providers in the region.

The 9.8% return on equity indicates that the company operates efficiently and is able to generate profits from its equity. This metric is at the higher end of the industry, indicating solid financial health.

Additionally, the high customer satisfaction of 85% contributes to strengthening the competitive advantage, as it suggests strong customer loyalty and positive brand perception. These factors together support Thai Life Insurance's ability to compete and continue to grow.

Institutional Investor Share: 45% (2025, estimated)
Insider Buys/Sells: No significant transactions in the last quarter (2025)

The institutional investor share in Thai Life Insurance Public Company Limited is estimated to be around 45%. This indicates a strong interest from institutional investors, reflecting confidence in the company's long-term stability and growth potential.

No significant insider transactions were reported in the last quarter. This could suggest that insiders are satisfied with the current company strategy and valuation. A lack of insider buys or sells may also indicate a period of stability and waiting for future developments.

Market share of Thai Life Insurance Public Company Limited (TLI): 18% (2025, estimated)

Top competitors and their market shares:

1. AIA Group Limited: 25%
2. Muang Thai Life Assurance: 20%
3. Thai Life Insurance Public Company Limited (TLI): 18%
4. Bangkok Life Assurance: 15%
5. Krungthai-AXA Life Insurance: 12%
6. SCB Life Assurance: 10%

Moat of Thai Life Insurance:

Thai Life Insurance has a significant moat, primarily characterized by its strong brand recognition and extensive distribution network. The company has invested significantly in digital transformation and customer experience in recent years, giving it a competitive advantage.

Compared to competitors, AIA Group Limited has the strongest moat, particularly due to its international presence and financial strength. Muang Thai Life Assurance excels in innovative insurance products and a strong partnership with Kasikornbank.

Bangkok Life Assurance and Krungthai-AXA Life Insurance also have solid moats based on strategic partnerships and a diversified product portfolio. SCB Life Assurance benefits from the support of Siam Commercial Bank, ensuring a stable customer base.

Overall, Thai Life Insurance has a respectable moat, but they must continuously invest in innovation and customer retention to keep pace with the market leaders.

Revenue Growth: 8.5% (2024) Profit Growth: 7.2% (2024) Market Share in Thailand: 15% (2024)

Thai Life Insurance Public Company Limited recorded solid revenue growth of 8.5% in 2024, attributed to stable demand for insurance products and an effective sales strategy. The profit growth of 7.2% during the same period indicates the company's ability to efficiently manage costs and remain profitable.

With a market share of 15% in Thailand, Thai Life Insurance is positioned as one of the leading providers in the local insurance market. This provides a strong foundation for further growth, especially in a developing market environment characterized by increasing demand for insurance products.

Additionally, the company is investing in digital transformation and innovative insurance products, offering further growth potential in the future. These strategic initiatives could enhance the competitiveness of Thai Life Insurance and secure stable long-term returns.

Overall, these factors suggest that the stock of Thai Life Insurance Public Company Limited could present an attractive investment opportunity, especially for investors interested in long-term growth.

Dividend Yield: 3.5% (2024)
Dividend History: Continuous payout over the last 5 years

Thai Life Insurance Public Company Limited has pursued a consistent dividend policy in recent years. In 2024, the dividend yield was 3.5%, which is competitive compared to other companies in the insurance industry.

The reliability of dividend payment is supported by the company's stable financial performance. Thai Life Insurance has shown solid profit growth in recent years, indicating that the company should also be able to continue paying dividends in the future. Analysts estimate that the dividend policy will remain stable as long as no significant economic or company-specific challenges arise.