Banking sector: 45%
Asset management: 30%
Investment banking: 25%

Top 3 markets:
Singapore: 50%
Hong Kong: 25%
China: 15%

DBS Group Holdings Ltd generates the majority of its revenue from the traditional banking sector, followed by asset management and investment banking. Singapore remains the strongest market for DBS, thanks to its strong local presence and comprehensive banking services. Hong Kong and China are also significant markets benefiting from strategic expansion in the Asia-Pacific region.

Headquarters: Singapore

DBS Group Holdings Ltd is primarily a banking and financial services group and does not produce physical products in the traditional sense. Their "products" consist of financial services, including banking services, asset management, and investment banking.

The services are mainly provided in Singapore, but also in other Asian markets such as Hong Kong, China, India, Indonesia, and Taiwan. The bank operates branches and subsidiaries in these regions to offer its services locally.

Digital Transformation: Continued investments in digital technologies
Regional Expansion: Focus on growth in Southeast Asia
Sustainability: Integration of ESG principles into business strategies

DBS Group Holdings Ltd is strongly committed to digital transformation to secure future growth. The company continuously invests in digital technologies to increase its efficiency and enhance the customer experience. This strategy has already led to a significant increase in digital transactions and a broader customer base.

Furthermore, DBS pursues a regional expansion strategy with a special focus on Southeast Asia. By tapping into new markets and strengthening its presence in existing markets, the company aims to expand its market share.

Another focus is on integrating ESG principles (Environmental, Social, and Governance) into business strategies. DBS is committed to offering sustainable financial solutions and making its business practices more environmentally friendly to create long-term value for all stakeholders.

Main imported raw materials/materials: Financial services do not require physical raw materials

Countries of origin: Not applicable

DBS Group Holdings Ltd is a leading banking group in Asia, providing financial services that do not require physical raw materials or materials. Instead, the company focuses on importing financial capital and technologies to enhance its services.

As DBS operates as a financial institution, it sources its "raw materials" in the form of capital flows, technological solutions, and human capital mainly from global financial markets and international technology providers.

Return on Equity (ROE): 13.5% (2024)
Market share in the Asian banking sector: 5.2% (2024)
Common Equity Tier 1 Ratio (CET1): 14.1% (2024)

DBS Group Holdings Ltd has a significant competitive advantage in the Asian banking sector. The return on equity of 13.5% shows that the company efficiently utilizes capital to generate profits, which is above the industry average.

The market share of 5.2% in the Asian banking sector underscores the strong presence and customer trust in DBS's services. The solid Common Equity Tier 1 Ratio of 14.1% indicates a strong capital base that enables the bank to meet regulatory requirements and seize growth opportunities.

Additionally, DBS benefits from its technological innovation capabilities, allowing it to efficiently offer digital banking services and strengthen customer loyalty. This gives the bank another advantage over traditional competitors who may be slower to adapt to digital trends.

Institutional investor share: approx. 60% (2025, estimated)
Insider purchases/sales: No significant transactions in the last year (2025, estimated)

The institutional investor share in DBS Group Holdings Ltd is estimated to be around 60%. This reflects the trust of large investment firms and funds in the stability and growth potential of the bank.

Regarding insider purchases and sales, there were no significant transactions in the last year that could indicate strong confidence from management in the company's future development. However, such transactions could also be influenced by regulatory or strategic considerations.

Market share of DBS Group Holdings Ltd: 25% (2025, estimated)

Top competitors and their market shares:

1. OCBC Bank (SGX:O39): 20%
2. United Overseas Bank (SGX:U11): 18%
3. Standard Chartered Bank (SGX:STAN): 10%
4. HSBC Holdings (SGX:HSBC): 8%
5. Citibank Singapore: 5%

Moat of DBS Group Holdings Ltd:

DBS Group Holdings Ltd has a significant moat, which manifests itself through several factors. Firstly, the strong brand awareness and trust they have built with their customers are essential advantages. Secondly, their advanced digital banking services and innovations in the fintech sector give them a technological edge over many traditional banks.

Compared to competitors, DBS also has a broad international presence, especially in Asian markets, giving them a strategic advantage. OCBC and UOB are also strong competitors with similar international strategies, but DBS has a slight advantage due to its early digitization and technology investments.

Other competitors like Standard Chartered and HSBC also have strong international networks, but not the same market penetration in the Asian region as DBS. Overall, DBS has a solid moat that will be maintained through continuous innovation and strategic expansion.

Revenue growth: 10% (2024) Profit growth: 8% (2024) Return on equity (ROE): 12% (2024) Common Equity Tier 1 ratio (CET1): 14.5% (2024)

DBS Group Holdings Ltd recorded solid revenue growth of 10% in 2024, attributed to strong operational performance and effective expansion into new markets. The 8% profit growth indicates the company's ability to efficiently manage costs while increasing profitability.

A return on equity of 12% suggests that the company effectively utilizes its resources to maximize shareholder value. Additionally, a CET1 ratio of 14.5% indicates that DBS Group is financially stable and has a solid capital base, crucial in the banking industry.

Overall, the financial health and growth potential of DBS Group indicate that the stock presents an attractive investment opportunity, especially for investors interested in a stable and growth-oriented financial institution.

Dividend yield: 4.2% (2025, estimated)
Dividend history: Continuous payout for over 10 years

DBS Group Holdings Ltd has pursued a stable dividend policy in recent years. The dividend yield is currently around 4.2%, which is competitive compared to other major banks in the region.

The reliability of DBS's dividend payments can be considered high, as the company has a strong balance sheet and solid profitability. In recent years, DBS has consistently paid dividends and even increased them in some years, indicating a sustainable dividend policy.

The bank is well capitalized and has demonstrated in the past its ability to provide stable payouts even in economically challenging times. Analysts expect that DBS will continue to offer an attractive dividend yield in the coming years.