Revenue distribution by industry:

• Asset management: approx. 70%
• Investment banking: approx. 20%
• Other financial services: approx. 10%

TOP 3 markets and their percentage shares:

• Switzerland: approx. 40%
• Asia-Pacific: approx. 30%
• Europe (excluding Switzerland): approx. 20%

EFG International AG generates the majority of its revenue from asset management, which is typical for private banks focusing on wealthy clients. Switzerland remains the largest market, reflecting the strong local presence and trust in the Swiss financial center.

The Asia-Pacific region has emerged as an important growth market due to the increasing number of affluent private clients in the region. Europe, excluding Switzerland, also remains a significant market benefiting from a broad customer base and diversification.

Production Sites: No specific production sites, as EFG International AG is a financial services company.

EFG International AG is a globally operating financial services company based in Switzerland. It mainly offers wealth management services and does not produce physical products. The services are provided in various international branches located in key financial centers worldwide.

Strategic Growth Objectives:

• Asset Management: Expansion of asset management services
• Market Expansion: Strengthening presence in Asia and the Middle East
• Digitalization: Investments in digital platforms and technologies

EFG International AG is focusing on expanding its asset management services to drive growth in this core segment. This includes both acquiring new clients and deepening existing customer relationships.

Another key focus is on geographical expansion, particularly in high-growth markets such as Asia and the Middle East. These regions offer significant potential for asset management and enable EFG to strengthen its global presence.

Furthermore, the company is increasing its investments in digital technologies to enhance efficiency and improve customer service. Digitalization is a central part of their strategy to remain competitive and unlock new business opportunities.

Raw Materials/Materials: Financial services do not require physical raw materials

EFG International AG is a financial services company mainly engaged in asset management. Therefore, it does not import physical raw materials or materials in the traditional sense as would be the case for manufacturing companies.

Instead, EFG International focuses on importing financial services, capital, and expertise. The company operates globally and attracts capital from various countries to invest and manage it in financial markets.

Regarding the geographical origin of capital and clients, EFG International operates in various markets worldwide, including Europe, Asia, and Latin America. The exact origin of the capital may vary depending on market conditions and the company's strategic orientation.

Return on Equity (ROE): 11.2% (2024)
Cost-Income Ratio: 75% (2024)
Assets under Management (AuM): CHF 172 billion (2024)

EFG International AG has a moderate competitive advantage, reflected in a solid Return on Equity of 11.2%. This indicates that the company is able to efficiently utilize its resources to generate profits.

The Cost-Income Ratio of 75% shows that the company manages its costs relatively well, although there is still room for improvement to match the best competitors, who often aim for a ratio below 70%.

With assets under management of CHF 172 billion, EFG International AG positions itself as a significant player in the private banking sector. This provides economies of scale and strengthens market position, especially in a competitive environment.

Overall, EFG International AG has a stable, though not outstanding, competitive advantage that could be further enhanced through continuous efficiency improvements and strategic expansion.

Institutional Investor Share: Approximately 65% (2025, estimated)

Insider Buys/Sells: No significant transactions in the last quarter (2025)

The institutional investor share in EFG International AG is estimated to be around 65%. This is typical for larger financial institutions held by institutional investors such as pension funds, investment funds, and insurance companies.

There were no significant insider transactions in the last quarter, indicating that the management and other insiders are currently not making any significant changes to their holdings. This could suggest a stable internal assessment of the company's development.

Market share of EFG International AG: Estimated 2-3% (2025)

Main competitors and their market shares:

1. UBS Group AG: 15% (2025)
2. Credit Suisse Group AG: 12% (2025)
3. Julius Bär Gruppe: 8% (2025)
4. Zürcher Kantonalbank: 5% (2025)
5. Pictet Group: 4% (2025)
6. Lombard Odier: 3% (2025)
7. EFG International AG: 2-3% (2025)
8. Raiffeisen Gruppe: 2% (2025)
9. Vontobel Holding AG: 1.5% (2025)
10. Banque Cantonale Vaudoise: 1% (2025)

Moat of EFG International AG:

EFG International AG has a moderate moat, primarily defined by its specialized asset management and tailored financial solutions for affluent private clients. This specialization allows EFG to differentiate itself in specific niche markets.

Compared to larger competitors like UBS and Credit Suisse, which have extensive global networks and diversified services, EFG's moat is less pronounced. These larger banks have a stronger competitive advantage due to their size, brand recognition, and more comprehensive services.

However, EFG can score points with its flexibility and personalized customer service, which is seen as an advantage in certain customer segments. Nevertheless, competition remains intense, and larger banks tend to have stronger moats due to their resources and market presence.

Revenue Growth: 8.5% (2024) Profit Growth: 10.2% (2024) Return on Equity: 11.5% (2024)

EFG International AG recorded solid revenue growth of 8.5% in 2024, attributed to successful expansion into new markets and diversification of its services. The 10.2% profit growth indicates that the company operates efficiently and manages its cost structure well.

The 11.5% return on equity is an indicator of effective use of equity to generate profits and is at the upper end of the industry. This suggests that the company is well positioned compared to its competitors.

Additionally, EFG International has invested in digital transformation and technological innovations in recent years, further strengthening its competitiveness. These strategic investments could lead to improved operational efficiency and customer satisfaction in the long term.

Overall, these factors indicate that EFG International AG could be a promising investment for investors seeking a stable and growth-oriented financial institution.

Dividend Yield: 4.2% (2025, estimated)
Dividend History: Stable payouts over the last 5 years

EFG International AG has pursued a consistent dividend policy in recent years. The dividend yield of approximately 4.2% in 2025 reflects an attractive payout for investors.

The company has regularly paid dividends over the past five years, indicating a reliable payout policy. This stability is supported by solid financial performance and conservative capital allocation. Analysts expect EFG International AG to continue to pay dividends at a similar level in the future, provided that no significant economic or company-specific challenges arise.