Main Industries:

• Banking and Financial Services: 70%
• Asset Management: 20%
• Insurance Services: 10%

TOP 3 Markets:

• Liechtenstein: 40%
• Switzerland: 35%
• Austria: 15%

Liechtensteinische Landesbank Aktiengesellschaft generates the majority of its revenues from the banking and financial services sector, which is typical for a bank of this size and geographical location. A significant portion of the income comes from asset management, indicating the high concentration of wealth in the region.

The main markets are Liechtenstein, Switzerland, and Austria, with Liechtenstein accounting for the largest share. This reflects the strong local presence and customer trust in the bank. Switzerland and Austria are also significant markets benefiting from geographical proximity and economic connections.

Production Sites: No specific production sites, as it is a bank.

Liechtensteinische Landesbank Aktiengesellschaft (LLB) is a financial institution and not a manufacturing company. As a bank, it offers financial services including account management, asset management, and lending. Therefore, it does not have production facilities in the traditional sense, but operates branches and offices to provide its services.

Strategic Focus: Digitalization and Sustainability

Liechtensteinische Landesbank Aktiengesellschaft (LLB) pursues a growth strategy that is strongly focused on digitalization and sustainability.

In the field of digitalization, LLB invests in modern technologies to enhance and streamline its services. This includes the implementation of digital platforms and process automation to optimize customer experience and reduce operating costs.

At the same time, LLB places great emphasis on sustainability. It integrates sustainable financial products into its portfolio and is committed to environmentally friendly business practices. This reflects the growing trend of investors placing increasing value on sustainable investments.

Additionally, LLB plans to further expand its market presence in the DACH region (Germany, Austria, Switzerland). This is intended to be achieved through strategic partnerships and tapping into new customer segments.

Commodities/Materials: No specific commodities

The Liechtensteinische Landesbank Aktiengesellschaft (LLB) is a financial institution and not a manufacturing industry. Therefore, it does not import physical commodities or materials. Instead, LLB focuses on financial services, including banking, asset management, and investment solutions.

Since LLB does not import commodities, it is not relevant from which countries such imports would originate. Their business focus is on providing financial services to private and business customers, both in Liechtenstein and internationally.

Return on Equity (ROE): 8.5% (2025)
Common Equity Tier 1 Ratio (CET1): 19.2% (2025)
Market Share in Liechtenstein: approximately 40% (2025)

The Liechtensteinische Landesbank (LLB) has a significant competitive advantage, especially in its home market of Liechtenstein. With a market share of around 40%, it is one of the leading banks in the region. This enables it to benefit from a strong customer base and established relationships.

The high Common Equity Tier 1 Ratio of 19.2% indicates that LLB has a solid capital base, providing it with stability and flexibility in its business development. This is particularly important in an increasingly regulated financial environment.

The Return on Equity of 8.5% is competitive but not exceptionally high. This suggests that there is room for efficiency improvements to further enhance profitability. Therefore, LLB's competitive advantage lies primarily in its market position and capital strength, while there is still potential for optimization in terms of profitability.

Institutional Investor Share: 45% (estimated, 2026)
Insider Purchases/Sales: No significant changes (2026)

The institutional investor share in Liechtensteinische Landesbank Aktiengesellschaft is estimated to be around 45%. This demonstrates the confidence of larger investors in the stability and growth potential of the bank.

Regarding insider activities, there were no significant purchases or sales in 2026, indicating that the management and other insiders currently do not expect any major changes in the company's valuation or strategy. This can be seen as a sign of stable corporate governance and a positive outlook on future business development.

Market share of Liechtensteinische Landesbank: Estimated 5% (2026)

Top competitors and their market shares:

1. UBS Group AG: 25%
2. Credit Suisse Group AG: 20%
3. Raiffeisen Gruppe Schweiz: 15%
4. Zürcher Kantonalbank: 10%
5. Julius Bär Gruppe: 8%
6. Liechtensteinische Landesbank: 5%
7. Banque Cantonale Vaudoise: 4%
8. St.Galler Kantonalbank: 3%
9. Basler Kantonalbank: 2%
10. Luzerner Kantonalbank: 2%

The market share of Liechtensteinische Landesbank (LLB) is relatively small compared to the major Swiss banks. UBS Group AG and Credit Suisse Group AG dominate the market with a significant lead.

Economic moat of Liechtensteinische Landesbank:

Liechtensteinische Landesbank has a moderate economic moat, mainly focusing on its strong position in Liechtenstein and its specialization in asset management and retail banking. Its long-standing tradition and customers' trust in the bank's stability and discretion are also advantages.

In comparison to larger competitors like UBS and Credit Suisse, which have extensive international networks and a wide range of financial services, LLB's economic moat is less pronounced. These major banks have a significant competitive advantage due to their global reach, diversified services, and strong brands.

In summary, Liechtensteinische Landesbank is well positioned in its niche market, but it has a less significant economic moat compared to the larger Swiss banks.

Revenue Growth: 5.2% (2025) Profit Growth: 4.8% (2025) Return on Equity: 9.5% (2025) Dividend Yield: 3.2% (2025)

In 2025, Liechtensteinische Landesbank Aktiengesellschaft achieved a solid revenue growth of 5.2%. This reflects a stable business development supported by a diversified product range and a strong market position in the region.

The return on equity of 9.5% indicates that the company operates efficiently and achieves a good return on invested capital. This is a positive sign for investors seeking stable returns.

The dividend yield of 3.2% is attractive to investors expecting regular income from their investments. Together with the profit growth of 4.8%, this shows that the company is capable of generating both growth and returns.

Overall, the financial performance of Liechtensteinische Landesbank suggests that the stock could be a solid investment for investors interested in long-term growth and stable dividends.

Dividend Yield: 3.8% (estimated for 2026)
Dividend History: Continuous payouts over the last 5 years

The Liechtensteinische Landesbank Aktiengesellschaft (LLB) is known for its stable dividend policy. In recent years, the bank has regularly distributed dividends to its shareholders, indicating a reliable payout policy.

The estimated dividend yield of 3.8% in 2026 reflects the attractiveness of the stock for income-oriented investors. The continuous payouts in recent years suggest that the bank has a solid financial foundation to continue paying dividends in the future.