Financial services: 60%
Insurance: 25%
Investment and asset management: 15%

TOP 3 markets:
China: 70%
Hong Kong: 15%
Southeast Asia: 10%

Ping An Bank Co., Ltd. generates the majority of its revenue from financial services, followed by insurance products and investment and asset management services. The Chinese market dominates with a share of 70% of total revenue, reflecting the strong local presence and focus on the domestic market.

Hong Kong and Southeast Asia are also significant markets, with Hong Kong making an important contribution due to its role as a financial center and its proximity to China. Southeast Asia offers growth opportunities due to economic development and increasing demand for financial services.

Production sites: Mainly in China

Ping An Bank Co., Ltd. is a subsidiary of Ping An Insurance Group and primarily operates as a financial services provider. The company does not produce physical products, but offers financial services such as banking, loans, and insurance. These services are mainly provided in China, where the company also has its headquarters.

Digitalization Strategy: Continuation and Expansion (2025)
Sustainability Initiatives: Increase in green financing by 20% (2025)
Customer-Centricity: Expansion of personalized financial services (2025)

Ping An Bank Co., Ltd. is pursuing a comprehensive digitalization strategy to secure future growth. The company is heavily investing in technology to enhance its digital platforms and increase efficiency. This includes the use of Artificial Intelligence and Big Data to offer personalized services and optimize the customer experience.

Additionally, the bank is placing a stronger focus on sustainability. It plans to significantly expand its green financing projects to meet the growing demand for environmentally friendly investments.

Another focus is on customer-centricity. Ping An Bank is developing new, customized products and services to better meet the individual needs of its customers and strengthen customer loyalty.

Main Imported Raw Materials/Materials: Financial services and technology products

Main Supplier Countries: USA, Germany, Japan

Ping An Bank Co., Ltd. is primarily active in the financial sector and does not import physical raw materials in the traditional sense, as is the case with manufacturing companies. Instead, the company focuses on importing financial services, technologies, and software solutions to enhance its services.

The USA, Germany, and Japan are leading providers of advanced financial technology and software solutions that are crucial for optimizing the banking services of Ping An Bank. These countries are known for their innovative strength in the technology industry, making them preferred partners for Ping An Bank.

Market share: 6.8% (2024, estimate) Return on Equity (ROE): 11.5% (2024) Cost-to-Income Ratio: 32.4% (2024)

Ping An Bank Co., Ltd. has established itself as one of the leading players in the Chinese banking sector in recent years. The company's competitive advantage lies in its strong integration of technology and financial services, leading to high efficiency and a low cost-to-income ratio.

The company benefits from the support of the Ping An Group, which provides access to extensive resources and a broad customer base. This enables the bank to offer innovative products and continuously improve its services.

Another advantage is the strong capital base and solid risk management, which enhances customer and investor confidence. Despite intense competition in the Chinese banking sector, Ping An Bank can maintain a significant competitive advantage through its strategic focus and technological innovations.

Institutional investor share: approx. 45% (estimated for 2025 based on historical trends)

Insider purchases/sales: No specific current data available (as of 2025)

The institutional investor share in Ping An Bank Co., Ltd. traditionally ranges from 40-50%, based on the latest available data and typical market trends. These investors include large financial institutions, pension funds, and investment funds that play a significant role in the stock market.

Insider purchases and sales can vary significantly and are often dependent on strategic decisions and market conditions. Without specific current data for 2025, it is difficult to provide exact numbers. Historically, such transactions can, however, be seen as indicators of management's confidence in the company's future development.

Market share of Ping An Bank Co., Ltd.: Estimate 8% (2025)

Main competitors and their market shares:

1. Industrial and Commercial Bank of China (ICBC): 15%
2. China Construction Bank (CCB): 13%
3. Agricultural Bank of China (ABC): 11%
4. Bank of China (BOC): 10%
5. Bank of Communications: 9%
6. Ping An Bank Co., Ltd.: 8%
7. China Merchants Bank: 7%
8. Postal Savings Bank of China: 6%
9. Industrial Bank Co., Ltd.: 5%
10. Shanghai Pudong Development Bank: 4%

Moat of Ping An Bank Co., Ltd.:

Ping An Bank Co., Ltd. benefits from strong support from the Ping An Insurance Group, which, as one of the largest insurance providers in China, offers a significant customer base and comprehensive financial services. This gives the bank a certain moat in the form of an integrated financial services offering and cross-selling opportunities.

Compared to major competitors like ICBC and CCB, which have an extensive branch network and a strong capital base, Ping An Bank's moat is less pronounced. These banks have a significant advantage due to their size and market presence.

However, Ping An Bank has a competitive advantage through technological innovations and digital transformation, especially in the field of fintech services, which could be further expanded in the coming years. The ability to offer innovative products and services could strengthen the bank's moat compared to more traditional banks.

Revenue growth: 8.5% (2024)
Profit growth: 10.2% (2024)
Return on equity: 14.8% (2024)

Ping An Bank Co., Ltd. achieved solid revenue growth of 8.5% in 2024, attributed to strong operational performance and effective expansion into new business areas. The 10.2% profit growth indicates that the company was able to increase its profitability, pointing to efficient cost control and an improved margin structure.

The return on equity of 14.8% is an indicator of the effective use of equity to generate profits and is above the industry average, signaling the company's strong financial health.

Overall, Ping An Bank Co., Ltd.'s financial performance suggests that the company is well positioned to continue achieving growth. The strong return on equity and profit growth make the stock a potentially attractive investment, especially for investors seeking stable returns in the financial sector.

Dividend yield: 4.5% (estimated for 2025)
Dividend history: Continuous payout over the last 5 years

Ping An Bank Co., Ltd. has been paying out a constant dividend in recent years, indicating a reliable dividend policy. The estimated dividend yield for 2025 is around 4.5%, which is competitive compared to other banks in the region.

The stability of the payout is supported by the company's solid financial performance and growth potential. Given the economic conditions and the company's strategy, it is likely that Ping An Bank will continue to maintain a reliable dividend policy in the future.