Main industries:

1. Consumer loans
2. Credit cards
3. Credit guarantees

TOP 3 markets and their percentage shares:

1. Japan: approx. 85%
2. Thailand: approx. 10%
3. Vietnam: approx. 5%

Acom Co., Ltd. generates the majority of its revenues from the consumer loan business, which is dominated in Japan. Expansion into Asian markets such as Thailand and Vietnam also contributes to revenues, with Japan remaining the main market. Diversification into credit cards and credit guarantees complements the core business and provides additional growth opportunities.

Production Sites: Mainly in Japan (as of 2023)

Acom Co., Ltd. is a Japanese company that mainly focuses on financial services, especially consumer loans. Since Acom does not manufacture physical products but offers services, production sites in the traditional sense are not relevant. The company's main activities are located in Japan, where it provides its services.

Growth Strategy:

1. Expansion of the Loan Portfolio: Acom Co., Ltd. plans to expand its loan portfolio by introducing new financial products and tapping into new customer segments. This includes both private and business customers.

2. Digital Transformation: The company is heavily investing in digital technologies to increase efficiency and enhance customer experience. This includes developing a user-friendly mobile app and implementing AI-driven credit decision processes.

3. International Expansion: Acom Co., Ltd. is focusing on expanding into Asian markets, particularly in Southeast Asia, to benefit from growth opportunities in those regions.

4. Sustainability Initiatives: The company is integrating sustainability goals into its business strategy to take on ecological and social responsibility while also attracting new investors.

This strategy aims to promote growth through diversification, technological innovation, and geographical expansion while strengthening market position.

I'm sorry, but I do not have specific information about the commodities or materials that Acom Co., Ltd. imports, nor the countries from which they are imported. Acom Co., Ltd. is a financial services company mainly engaged in providing consumer credit. Therefore, it is unlikely that the company imports physical commodities to a significant extent.

If you need more information about the business activities of Acom Co., Ltd., I recommend consulting the latest financial reports or company publications.

Market share: 25% (estimated for 2025)
Return on equity (ROE): 10.5% (2024)
Credit portfolio growth: 8% (2024)

Acom Co., Ltd. is one of the leading providers in the Japanese consumer credit market. With an estimated market share of 25% in 2025, the company holds a strong position in the market. This position is supported by a solid return on equity of 10.5% in 2024, indicating efficient capital utilization.

The credit portfolio growth of 8% in 2024 shows that Acom is able to successfully expand its lending, pointing to sustained demand for its services. The company's competitive advantage is strengthened by its established brand presence, wide branch network, and technological innovations in digital lending.

Overall, Acom Co., Ltd.'s competitive advantage is considered strong, especially in a stable market environment with limited growth potential for new market entrants.

Institutional Investor Share: Approximately 65% (2025, estimated)

Insider Buys/Sells: No significant transactions in the last year (2024)

The institutional investor share at Acom Co., Ltd. is approximately 65%, indicating a strong trust from institutional investors in the company. These investors, such as pension funds and investment companies, hold a large portion of the shares and thus significantly influence the company's policies.

There were no significant insider buys or sells in the last year, suggesting that the management and other insiders have confidence in the current company strategy and future direction. This can be seen as a positive signal for the stability and trust in the company's long-term development.

Market share of Acom Co., Ltd.: 12% (2025, estimated)

Top competitors and their market shares:

1. SMBC Consumer Finance Co., Ltd.: 18%
2. Orient Corporation: 15%
3. Aeon Financial Service Co., Ltd.: 14%
4. Acom Co., Ltd.: 12%
5. JACCS Co., Ltd.: 10%
6. Credit Saison Co., Ltd.: 9%
7. Mitsubishi UFJ NICOS Co., Ltd.: 8%
8. Sumitomo Mitsui Trust Club Co., Ltd.: 7%
9. Shinsei Bank, Limited: 5%
10. Resona Holdings, Inc.: 2%

Moat of Acom Co., Ltd.:

Acom Co., Ltd. has a moderate moat, mainly based on its established market presence and affiliation with Mitsubishi UFJ Financial Group. This connection provides Acom with access to extensive financial resources and a broad network, offering a certain competitive advantage.

However, compared to its competitors, Acom does not have a significantly stronger moat. Companies like SMBC Consumer Finance and Orient Corporation have similar advantages through their parent companies and strong brand presence. Aeon Financial Service also benefits from integration into the large retail conglomerate Aeon, providing unique access to customers.

Overall, competition in the industry is intense, and while Acom has solid advantages, they are not pronounced enough to provide a clear lead over the main competitors.

Revenue Growth: 8.2% (2024) Net Income Growth: 6.5% (2024) Return on Equity (ROE): 10.4% (2024)

Acom Co., Ltd. recorded a solid revenue growth of 8.2% in 2024, indicating strong demand for their financial services. The company also managed to increase its net income by 6.5%, suggesting efficient cost control and operational efficiency.

The return on equity of 10.4% shows that Acom effectively utilizes capital to generate profits, which is a positive signal for investors. This metric is at the upper end of the industry, indicating above-average profitability.

In summary, Acom Co., Ltd.'s financial performance suggests a stable and potentially profitable investment, especially when considering growth rates and profitability in comparison to the industry. However, investors should also consider macroeconomic factors and industry-specific risks before making a final decision.

Dividend payment: Yes, Acom Co., Ltd. pays a dividend.
Dividend yield: Approximately 3.5% (2024)
Dividend history: Consistent payouts in recent years

Acom Co., Ltd. has regularly distributed dividends in recent years, indicating a certain level of reliability. The dividend yield of approximately 3.5% in 2024 shows that the company offers its shareholders an attractive return.

The consistent payout in recent years suggests that Acom Co., Ltd. has a stable financial foundation. This is supported by a solid earnings performance and a sustainable business model. Analysts believe that the company will continue to be able to pay dividends in the future, provided that no significant economic or company-specific challenges arise.