Revenue distribution by industry:

• Property and casualty insurance: approx. 60%
• Life insurance: approx. 25%
• Financial services and others: approx. 15%

TOP 3 markets and their percentage shares:

• Japan: approx. 50%
• USA: approx. 30%
• Asia (excluding Japan): approx. 10%

Tokio Marine Holdings, Inc. generates the majority of its revenue from property and casualty insurance, which is typical for large insurance companies. The home market of Japan remains the largest revenue contributor, followed by the USA, where the company has strengthened its presence through strategic acquisitions. The Asian market, excluding Japan, also shows growth potential as Tokio Marine continues to expand its activities in this region.

Headquarters: Tokyo, Japan

Tokio Marine Holdings, Inc. is a leading insurance company and does not produce physical products in the traditional sense. Instead, the company offers insurance services that are provided globally.

The company has a strong presence in Asia, North America, and Europe. Tokio Marine operates its services through a variety of subsidiaries and branches worldwide to effectively serve local markets. The services include life insurance, property insurance, and other financial services tailored to the specific needs of each market.

Strategic Focus:

• International Expansion: Continuation of acquisitions in overseas markets
• Digitalization: Investments in technology and digital platforms
• Sustainability: Focus on ESG initiatives

Tokio Marine Holdings, Inc. pursues a multi-track growth strategy that heavily emphasizes international expansion. The company plans to further expand its presence in overseas markets through targeted acquisitions. This strategy has proven successful in the past, particularly in markets such as the USA and Southeast Asia.

Another focus is on digitalization. Tokio Marine is investing significantly in technological innovations and digital platforms to increase efficiency and enhance the customer experience. These investments are also intended to help develop new business models and increase competitiveness.

In addition, the company places great importance on sustainability and ESG initiatives (Environmental, Social, and Governance). Tokio Marine integrates sustainable practices into its business strategy to create long-term value for shareholders and society. This includes both reducing the ecological footprint and promoting social responsibility.

Main imported raw materials/materials: Insurance-related services and reinsurance capacities
Main importing countries: USA, Europe, Asia

Tokio Marine Holdings, Inc. is a leading insurance company and primarily imports services and capacities in the field of reinsurance. These are needed to diversify risks and ensure financial stability.

The USA and Europe are significant markets for reinsurance services, and Tokio Marine sources a large portion of these capacities from these regions. Additionally, the Asian market plays an important role as Tokio Marine is also strongly present there and benefits from regional reinsurance providers.

Since Tokio Marine is mainly active in the service sector, physical raw materials are less relevant than the financial and insurance-related services they import.

Market share in Japan: approx. 25% (2024)
International presence: in over 40 countries (2024)
Return on equity (ROE): 8.5% (2024)

Tokio Marine Holdings, Inc. is one of the leading insurance providers in Japan and has secured a significant competitive advantage through a strong market presence and diversification. With a market share of around 25% in the Japanese insurance market, the company is well positioned to benefit from the stability and growth in this sector.

Internationally, Tokio Marine has expanded its presence to over 40 countries, strengthening its risk diversification and sources of income. This global reach enables the company to benefit from different economic conditions and growth opportunities.

The return on equity of 8.5% shows that Tokio Marine is able to efficiently utilize its investments, which is another indicator of a strong competitive advantage. The continuous focus on innovation and customer satisfaction also contributes to strengthening their market position.

Institutional investor share: approx. 60% (estimated for 2025)

Insider purchases/sales: No significant changes reported (2025)

The institutional investor share in Tokio Marine Holdings, Inc. typically stands at around 60%, indicating the confidence of large investment funds and institutional investors in the company's stability and growth potential.

In 2025, no significant insider purchases or sales were reported, suggesting a stable assessment of the company's value by management and other insiders. This could be a sign that the management is content with the current corporate strategy and future growth prospects.

Market share Tokio Marine Holdings: 12% (estimated for 2025)

Main competitors and their market shares:

1. MS&AD Insurance Group Holdings, Inc.: 11%
2. Sompo Holdings, Inc.: 10%
3. Nippon Life Insurance Company: 9%
4. Dai-ichi Life Holdings, Inc.: 8%
5. Japan Post Insurance Co., Ltd.: 7%

Tokio Marine Holdings is one of the leading insurance providers in Japan and has secured a significant market share through a strong international presence and diversification. The company's moat mainly consists of its global reach, wide range of products, and strong brand awareness.

Compared to its competitors, Tokio Marine has the advantage of a solid international expansion, especially in the USA and Asia, providing them with a certain level of stability and growth opportunities. MS&AD and Sompo are also well-positioned, but more focused on the Japanese market, giving Tokio Marine a slight advantage in diversification.

Tokio Marine's moat is significant but not insurmountable. The competition is strong, particularly due to the innovation and strategic alliances of its competitors. Tokio Marine must continue to invest in technology and customer service to maintain and expand its lead.

Revenue growth: 6.5% (2024) Profit growth: 8.2% (2024) Return on equity (ROE): 10.5% (2024) Solvency ratio: 220% (2024)

Tokio Marine Holdings, Inc. recorded solid revenue and profit growth in 2024, indicating strong operational performance and effective cost control. The return on equity of 10.5% shows that the company is able to efficiently utilize its investments to generate profits.

The solvency ratio of 220% suggests that the company is financially stable and has sufficient funds to meet its long-term obligations. This is an important indicator of the financial health of an insurance company.

Overall, the financial performance of Tokio Marine Holdings, Inc. shows a positive trend, indicating a potentially good investment opportunity. However, investors should also consider external factors such as market conditions and regulatory changes before making a final decision.

Dividend yield: 3.2% (2024)
Dividend history: Continuous payout over the last 10 years

Tokio Marine Holdings, Inc. is known for its reliable dividend policy. The company has consistently distributed dividends in recent years, indicating a solid financial foundation and a stable business model. The dividend yield of 3.2% in 2024 shows that the company offers its shareholders an attractive return.

The reliability of dividend payments is supported by Tokio Marine's strong market position and its ability to generate stable income. Analysts believe that the company will continue to be able to pay dividends at a similar level in the future, provided there are no significant market changes or economic challenges.