Industry Distribution: Financial Sector

Top 3 Markets:

1. Canada: 70%
2. USA: 20%
3. Europe: 10%

The iShares Premium Money Market ETF (TSX:CMR) primarily focuses on the financial sector by investing in short-term, highly liquid money market instruments. The largest market share is in Canada, attributed to the Canadian listing and focus on Canadian money market securities. The USA and Europe follow as other significant markets providing additional diversification to the ETF.

iShares Premium Money Market ETF (TSX:CMR) is an exchange-traded fund (ETF) and not a company that produces physical products.

This ETF invests in short-term, high-quality money market instruments, providing investors with a way to park liquid funds while earning a return. As a financial product, it does not have production facilities or physical products.

Current Dividend Yield: 1.25% (estimated for 2026)
Assets under Management (AUM): 1.5 billion CAD (estimated for 2026)

The iShares Premium Money Market ETF (TSX:CMR) follows a conservative investment strategy aimed at preserving capital and ensuring liquidity. The ETF mainly invests in high-quality, short-term Canadian money market instruments, including government bonds and high-grade corporate bonds.

For future growth, the ETF plans to strengthen its position by increasing managed assets. This is intended to be achieved by attracting investors seeking safe and liquid investment opportunities, especially in a rising interest rate environment.

Furthermore, the ETF may seek to optimize its cost structure to provide competitive returns in line with market conditions. This could also involve introducing new products tailored to specific investor needs, such as inflation-protected money market instruments.

The iShares Premium Money Market ETF (TSX:CMR) is an exchange-traded fund that primarily invests in short-term, high-quality Canadian money market instruments.

As a money market fund, this ETF does not directly invest in commodities or materials. Instead, it focuses on financial instruments such as government bonds, corporate bonds, and other liquid assets.

Therefore, there are no specific commodities or materials that this ETF imports or sources from particular countries. Its main objective is to provide investors with a safe and liquid investment opportunity with low risk.

Current Yield: 2.5% (2026) Management Fee: 0.32% (2026)

The iShares Premium Money Market ETF (TSX:CMR) offers investors an opportunity to invest in short-term, highly liquid money market instruments. Its competitive advantage lies in the combination of liquidity, security, and a relatively low management fee of 0.32%.

The ETF is particularly attractive to conservative investors seeking stable returns in an uncertain market environment. Compared to traditional savings accounts, the CMR offers a higher yield, making it a preferred choice for institutional and individual investors looking for short-term capital parking options.

Additionally, the ETF benefits from the strong iShares brand, known for its wide range of cost-effective and diversified investment products. This enhances investor confidence and increases the competitiveness of the CMR in the money market fund market.

Institutional Investor Share: Estimated at around 70% (2026)
Insider Buys/Sells: No significant transactions reported (2026)

The iShares Premium Money Market ETF (TSX:CMR) is a popular fund among institutional investors due to its stability and liquidity. The institutional investor share is estimated at around 70%, which is typical for ETFs of this kind as they are often used by large financial institutions for short-term capital investment.

Insider buys or sells are less relevant for ETFs like the iShares Premium Money Market ETF, as it is a fund and not a single company. Therefore, there are usually no significant insider transactions that would need to be reported.

Market share of iShares Premium Money Market ETF (TSX:CMR): 12% (estimated, 2026)

Top competitors and their market shares:

1. Vanguard Canadian Money Market ETF: 15%
2. BMO Money Market ETF: 13%
3. iShares Premium Money Market ETF (TSX:CMR): 12%
4. RBC Canadian Money Market ETF: 10%
5. TD Canadian Money Market ETF: 9%
6. Scotia Money Market ETF: 8%
7. CIBC Money Market ETF: 7%
8. National Bank Money Market ETF: 6%

The iShares Premium Money Market ETF holds a solid market share of approximately 12%, making it one of the leading providers in this segment. The largest competitor is the Vanguard Canadian Money Market ETF with a market share of 15%.

iShares' moat mainly consists of strong brand recognition and a wide product range that attracts investors. Compared to competitors, iShares offers a comprehensive platform and a long track record of success, building trust among investors.

However, some competitors, such as Vanguard and BMO, also have strong brands and similar product offerings, intensifying the competition. The difference in the moat is therefore not significant, as many of the major providers offer similar advantages in terms of cost structure, liquidity, and market access.

Total Expense Ratio (TER): 0.28% (2023)
Return of the Last 12 Months: 1.5% (estimated, 2025)
Investment Objective: Capital preservation and liquidity

The iShares Premium Money Market ETF (TSX:CMR) is designed to provide capital preservation and liquidity by investing in high-quality, short-term Canadian money market instruments. It is particularly suitable for investors pursuing a conservative investment strategy and looking to park their capital short-term.

The Total Expense Ratio of 0.28% is relatively low, making the ETF a cost-effective option for investors seeking a safe haven. The return of the last 12 months of about 1.5% reflects the low interest rates typically associated with money market instruments.

In an environment of low interest rates and economic uncertainties, the ETF could be a good choice for risk-averse investors looking to protect their capital. However, for investors seeking higher returns, a different asset class may be more suitable.

Dividend Yield: 2.5% (estimated for 2026)

The iShares Premium Money Market ETF (TSX:CMR) is known for distributing regular dividends as it invests in short-term, highly liquid money market instruments. These instruments generate continuous interest income, which is passed on to the shareholders.

The distributions are usually monthly and relatively stable, as they depend on the interest income from the underlying assets. The reliability of the distributions is high, as money market funds are generally considered low-risk investments. However, the dividend yield may fluctuate depending on the interest rate environment.