Industry Distribution: Financial Services

TOP 3 Markets:

1. Canada: approx. 70%
2. USA: approx. 20%
3. Europe: approx. 10%

The CI High Interest Savings ETF (TSX:CSAV) is a financial product that primarily invests in high-interest savings accounts. Revenues therefore mainly come from the financial sector, particularly through interest gains from deposits at banks and other financial institutions.

The geographical distribution shows that the majority of revenues come from Canada, which is attributed to the local market presence and regulatory advantages. The USA and Europe follow as important markets contributing to revenue growth through the diversification of deposits and the utilization of international interest rates.

CI High Interest Savings ETF (TSX:CSAV) is an exchange-traded fund (ETF) and not a company that produces physical products.

This ETF invests in high-interest savings accounts at Canadian banks to provide investors with a secure and liquid way to benefit from higher interest rates. As a financial services fund, there is no physical production or production facilities.

Current Yield: 4.5% (2025)
Managed Assets: 1.2 billion CAD (2025)

The CI High Interest Savings ETF (TSX:CSAV) follows a conservative investment strategy aimed at providing investors with an attractive return with minimal risk. The strategy focuses on investing in high-interest savings accounts at Canadian banks to generate stable and regular income.

For future growth, the ETF plans to diversify its managed assets by increasing deposits at various banks. This is intended to optimize returns while further minimizing risk. Additionally, the ETF will benefit from the increasing demand for safe and liquid investment products, especially in an uncertain economic environment.

The ETF may also consider expanding its product range to meet the diverse needs of investors while continuing to focus on the safety and liquidity of its investments.

Imported raw materials/materials: No specific raw materials

Import countries: No specific countries

The CI High Interest Savings ETF (TSX:CSAV) is a financial product that aims to provide investors with a return comparable to the interest rates on Canadian deposit accounts. It does not directly invest in commodities or materials, but instead places funds in high-interest savings accounts at Canadian banks. Therefore, this ETF does not import physical raw materials or materials and is not directly linked to specific import countries.

Assets Under Management (AUM): CAD 2.5 billion (2025, estimated)
Expense Ratio: 0.15% (2025, estimated)

The CI High Interest Savings ETF (TSX:CSAV) offers investors a way to benefit from high liquidity and low risk by investing in high-interest savings accounts. The competitive advantage of this ETF lies in its low expense ratio of 0.15%, which is very competitive compared to traditional mutual funds and other ETFs in the same segment.

Another advantage is the flexibility and liquidity that the ETF offers, as it is traded on the stock exchange, allowing investors to easily enter and exit. This is particularly attractive to investors seeking short-term capital parking options.

Compared to its competitors in the high-interest savings account ETF space, CSAV has a strong market presence due to its size and estimated CAD 2.5 billion in assets under management. These factors contribute to CSAV having a solid competitive edge in a market segment characterized by stability and low costs.

Institutional Investor Share: Estimated at 60% (2025)

Insider Buys/Sells: No significant transactions reported (2025)

The CI High Interest Savings ETF (TSX:CSAV) is a popular investment instrument primarily used by institutional investors to manage short-term liquidity. The estimated institutional investor share of 60% reflects the trust and usage by large financial institutions.

Insider transactions are less relevant for ETFs like CSAV, as it is a fund mainly composed of fixed-income investments. Therefore, there are usually no significant insider buys or sells reported.

Market share of CI High Interest Savings ETF (CSAV): 5% (estimated, 2025)

Top competitors and their market share:

1. Purpose High Interest Savings ETF (TSX:PSA): 12%
2. Horizons High Interest Savings ETF (TSX:CASH): 10%
3. BMO High Interest Savings ETF (TSX:ZPAY): 8%
4. Evolve High Interest Savings ETF (TSX:HISA): 7%
5. CI High Interest Savings ETF (TSX:CSAV): 5%
6. RBC High Interest Savings ETF: 4%
7. TD High Interest Savings ETF: 3%

The CI High Interest Savings ETF (CSAV) has a market share of approximately 5%, making it one of the smaller players in this segment. The biggest competitors are Purpose High Interest Savings ETF and Horizons High Interest Savings ETF, which together dominate a significant portion of the market.

Compared to its competitors, CSAV's economic moat is limited. While CSAV offers solid performance and stable returns, leading ETFs like PSA and CASH may have a stronger economic moat due to larger assets under management, a broader customer base, and established brand reputation. These factors enable them to leverage economies of scale and potentially offer better terms for investors.

Overall, competition in this market segment is intense, with limited product differentiation opportunities. Success often depends on cost structure, distribution strategy, and the ability to attract investors through attractive returns and low fees.

Managed Assets: 2 billion CAD (2025) Annual Management Fee: 0.15% Return of the Last 12 Months: 3.5% (2025)

The CI High Interest Savings ETF (TSX:CSAV) is designed to provide investors with a secure way to benefit from higher interest rates on deposits. The ETF invests in high-interest savings accounts at Canadian banks, making it a stable option for risk-averse investors.

With an annual management fee of 0.15%, the ETF is relatively cost-effective, improving the net return for investors. The 3.5% return over the last 12 months is attractive, especially in a low-interest rate environment, as it exceeds typical rates for traditional savings accounts.

For investors seeking a safe investment with regular income and aiming to minimize market fluctuations, the CSAV ETF could be a suitable choice. However, it is important to consider one's own risk tolerance and investment objectives before making an investment decision.

Dividend Yield: 2.5% (estimated for 2025)

The CI High Interest Savings ETF (TSX:CSAV) is designed to provide investors with high liquidity and regular income through interest on deposits. The ETF mainly invests in high-interest savings accounts at Canadian financial institutions.

Distributions are typically made monthly and are based on the interest income from the underlying deposits. The reliability of the distributions is highly dependent on the current interest rates in Canada. In recent years, the ETF has followed a consistent distribution policy, making it a stable source of income for investors.

As interest rates have been relatively stable in recent years, the distribution can be considered reliable as long as macroeconomic conditions do not change drastically.