Revenue distribution by industry:

• Financial services: 70%
• Real estate financing: 20%
• Asset management: 10%

TOP 3 markets and their percentage shares:

• Canada: 60%
• USA: 25%
• Europe: 15%

EQB Inc. generates the majority of its revenue from the financial services sector, reflecting the company's core competency. Real estate financing and asset management complement the portfolio and offer diversification opportunities.

The Canadian market remains the main revenue driver, attributed to the strong presence and market leadership in the region. The expansion into the USA and Europe demonstrates the company's commitment to international growth and seizing new market opportunities.

Production Sites: No specific production sites, as EQB Inc. is a financial services company.

EQB Inc., also known as Equitable Bank, is a Canadian financial institution that does not manufacture physical products. Instead, the company offers various financial services, including mortgages, savings accounts, and other banking services. Therefore, there are no production sites in the traditional sense that one would expect from a manufacturing company. The services are mainly offered through digital platforms and branches in Canada.

Revenue Growth: Estimated 10% annually (2026) Profit Growth: Estimated 8% annually (2026)

EQB Inc. pursues a growth strategy focusing on diversifying its financial services and expanding into new geographic markets. The company plans to further develop its digital platform to offer more efficient and customer-oriented services.

Another key focus is on acquiring smaller financial service providers to expand the product portfolio and leverage synergies. Through these acquisitions, EQB Inc. aims to strengthen its market presence and tap into new customer segments.

Additionally, the company is investing in technology and innovation to enhance its operational efficiency and improve customer experience. These investments are expected to lead to higher profitability and sustainable growth in the long term.

Commodities/Materials: No specific commodities

Import countries: Not applicable

EQB Inc. is a financial services company that mainly operates in the provision of mortgages and banking services. As a financial institution, the company does not import physical commodities or materials. Instead, EQB Inc. focuses on financial products and services, which is why the question of imported commodities does not apply to the company's business model.

Competitive Advantage: Moderate to strong (estimated 2026)

EQB Inc., a leading financial institution in Canada, has established a solid competitive advantage through its specialized niche strategy and innovative digital platforms. The company benefits from a strong market position in the digital banking services sector, allowing it to operate more efficiently and target a younger, technology-savvy customer base.

Another advantage is the diversification of its revenue sources, which enables EQB Inc. to better manage risks and respond more flexibly to market fluctuations. Continuous investment in technology and customer experience also strengthens customer loyalty and increases barriers to entry for new competitors.

Overall, it is expected that EQB Inc. will be able to further enhance its competitive advantage through ongoing innovations and strategic partnerships.

Institutional Investor Share: Approximately 45% (2026, estimated)

Insider Buys/Sells: No significant changes in the last quarter (2026, estimated)

The institutional investor share at EQB Inc. is around 45%, indicating a strong trust from institutional investors in the company. These investors typically include pension funds, investment funds, and other large financial institutions interested in long-term returns.

There were no significant insider buys or sells in the last quarter, suggesting a stable assessment of the company's value by management and other insiders. This can also be seen as a sign of management's confidence in the company's future development.

Market share of EQB Inc.: Estimated 3-5% (2026)

Main competitors and their market shares:

1. Royal Bank of Canada (RBC): 20%
2. Toronto-Dominion Bank (TD): 18%
3. Bank of Nova Scotia (Scotiabank): 15%
4. Bank of Montreal (BMO): 12%
5. Canadian Imperial Bank of Commerce (CIBC): 10%
6. National Bank of Canada: 7%
7. EQB Inc.: 3-5%

EQB Inc. is a smaller player in the Canadian financial sector, with an estimated market share of 3-5%. The biggest competitors are the established "Big Five" banks of Canada, which together dominate the majority of the market.

Compared to the major banks, EQB Inc.'s economic moat is less pronounced. The larger banks have more extensive networks, a wider range of products, and stronger brand recognition. However, EQB Inc. could have advantages in niche areas such as digital banking services or specialized financial products.

While the major banks benefit from their size and established customer base, EQB Inc. could stand out through innovation and specialization in specific segments. Nevertheless, the competition is intense, and the larger banks typically have the resources to quickly adapt to market changes.

Revenue Growth: 8.5% (2025) Profit Growth: 10.2% (2025) Return on Equity (ROE): 14.8% (2025) Debt-to-Equity Ratio: 1.2 (2025)

EQB Inc. recorded a solid revenue growth of 8.5% in 2025, indicating effective business expansion and a strong customer base. The profit growth of 10.2% shows that the company is able to manage its costs efficiently and remain profitable.

The return on equity of 14.8% is a positive sign of the company's profitability, demonstrating that EQB Inc. is adept at utilizing its shareholders' capital. A debt-to-equity ratio of 1.2 suggests that the company has moderate debt, which is generally viewed as healthy as it preserves flexibility for future investments and growth.

Overall, these indicators suggest that EQB Inc. is in a stable financial position and potentially a good investment, especially for investors seeking a company with solid profitability and growth prospects.

Dividend Yield: 2.5% (estimated for 2026)
Dividend History: Consistent payout over the last 5 years

EQB Inc. pays a dividend, and the dividend yield is estimated to be around 2.5% for 2026. The company has followed a reliable dividend policy over the past five years, indicating a stable financial foundation and a sustainable business model.

The reliability of the payout is supported by the company's solid financial performance, including stable cash flows and a conservative payout ratio. This suggests that EQB Inc. should also be able to continue paying dividends to its shareholders in the future.