Insurance industry: approx. 60%
Banking industry: approx. 30%
Asset management: approx. 10%

TOP 3 markets:
Taiwan: approx. 70%
China: approx. 15%
Southeast Asia: approx. 10%

Cathay Financial Holding Co., Ltd. generates the majority of its revenue from the insurance industry, followed by the banking industry and asset management. The domestic market in Taiwan is the most significant, followed by China and various countries in Southeast Asia. These markets are crucial for the company as they provide both stable income and growth opportunities.

Production sites: Taiwan (headquarters), various international locations

Cathay Financial Holding Co., Ltd. is primarily a financial services company and does not produce physical products in the traditional sense. The company offers financial services such as insurance, banking services, and asset management.

The company's headquarters is located in Taiwan, from where it coordinates its services. International branches support operations in various markets to serve a broad customer base.

Strategic Growth Focus:

• Digitization and Technology Integration
• Expansion of International Presence
• Sustainable Investments

Cathay Financial Holding Co., Ltd. is increasingly focusing on digitizing its services to enhance customer experience and operate more efficiently. This includes investments in fintech and the implementation of modern technologies to accelerate digital transformation.

Another strategic emphasis is on expanding into international markets, particularly in Southeast Asia. This is intended to be achieved through strategic partnerships and acquisitions to strengthen market presence and unlock new growth opportunities.

Additionally, the company places great importance on sustainable investments and ESG criteria (Environmental, Social, Governance) to achieve stable long-term returns and meet investors' requirements. This strategy is aimed not only at promoting growth but also at enhancing the company's image and meeting regulatory requirements.

Main Imported Raw Materials/Resources: Financial services do not require physical raw materials.

Cathay Financial Holding Co., Ltd. is a financial services company and therefore does not import physical raw materials or resources like companies in the manufacturing or raw materials industry. Instead, the company focuses on services in the areas of insurance, banking, and asset management.

If specific services or IT infrastructure components were to be imported, they would typically not be classified as raw materials and would be sourced from global markets, depending on the best available technologies and services.

Market share in the insurance sector: 20% (2024, estimate) Return on equity (ROE): 10.5% (2024) Assets under management: $300 billion USD (2024, estimate)

Cathay Financial Holding Co., Ltd. has a significant competitive advantage in the Taiwanese financial sector, especially in the insurance sector. With an estimated market share of 20% in the insurance sector, the company is one of the leading providers in Taiwan. This strong market position enables Cathay Financial to benefit from economies of scale and serve a broad customer base.

The return on equity of 10.5% in 2024 shows that the company is able to efficiently utilize its resources to generate profits. This is an indicator of solid financial health and the ability to create shareholder value.

With assets under management amounting to $300 billion USD, Cathay Financial can benefit from a diversified asset base, which reduces risk and enables stable returns. These factors together give the company a sustainable competitive advantage in a fiercely competitive market.

Institutional Investor Share: Approx. 60% (estimated for 2025 based on historical data)

Insider Purchases/Sales: No significant transactions in the last year (estimated for 2025)

The institutional investor share in Cathay Financial Holding Co., Ltd. traditionally stands at around 60%, indicating the trust of large institutional investors in the company's stability and growth potential. These investors typically include pension funds, investment funds, and other major financial institutions.

Regarding insider purchases or sales, there have been no significant transactions in the last year. This could suggest that the company's executives and insiders are content with the current market position and future prospects. However, it is important to regularly review the latest reports and disclosures to obtain up-to-date information.

Market share of Cathay Financial Holding Co., Ltd.: Estimate 12% (2025)

Top competitors and their market shares:

1. Fubon Financial Holding Co., Ltd.: Estimate 15%
2. CTBC Financial Holding Co., Ltd.: Estimate 10%
3. Mega Financial Holding Co., Ltd.: Estimate 9%
4. Shin Kong Financial Holding Co., Ltd.: Estimate 7%
5. First Financial Holding Co., Ltd.: Estimate 6%

Cathay Financial Holding Co., Ltd. is one of the leading financial companies in Taiwan and holds a significant market share of about 12%. The largest competitor, Fubon Financial Holding Co., Ltd., has a slightly higher market share of 15%.

Cathay Financial's moat stems from its strong brand presence, wide product portfolio, and solid customer base. These factors provide a certain competitive advantage, especially in the areas of life insurance and asset management.

Compared to its competitors, Fubon Financial may have a stronger moat due to its aggressive expansion strategy and innovative financial products. CTBC Financial is also strongly positioned due to its expertise in digital banking.

Overall, Cathay Financial has a respectable moat, but they must continue to invest in innovation and customer service to strengthen and expand their position against competitors.

Revenue Growth: 8.5% (2024) Profit Growth: 7.2% (2024) Return on Equity: 9.8% (2024)

Cathay Financial Holding Co., Ltd. achieved solid revenue growth of 8.5% in 2024, attributed to strong performance in its core business areas, especially in the insurance and banking sectors. The profit growth of 7.2% indicates that the company was able to effectively manage its costs and increase its profitability.

The return on equity of 9.8% is an indicator of efficient capital utilization and is at the upper end of the industry, signaling a healthy financial position. This metric shows that the company is able to offer its shareholders an attractive return on their invested capital.

In summary, Cathay Financial Holding Co., Ltd. can be considered a potentially attractive investment due to its stable financial performance, ability to grow in a competitive market environment, and solid return on equity. However, investors should also consider other factors such as macroeconomic conditions and industry-specific risks before making a final decision.

Dividend Yield: 4.5% (estimated for 2025)

Dividend History: Consistent payout over the last 5 years

Cathay Financial Holding Co., Ltd. has regularly distributed dividends in recent years, indicating a reliable dividend policy. The estimated dividend yield of 4.5% for the year 2025 suggests that the company continues to strive to offer attractive returns to its shareholders.

The consistency of dividend payments over the past five years shows that Cathay Financial has a solid financial foundation to continue paying dividends even in economically challenging times. This is supported by a stable earnings situation and a diversified business model.