Banking and Financial Services: 70%
Real Estate and Construction: 15%
Investment and Asset Management: 15%

United Arab Emirates (UAE): 60%
Saudi Arabia: 20%
Egypt: 10%

First Abu Dhabi Bank P.J.S.C. generates the majority of its revenue from banking and financial services, which is typical for a leading bank in the region. The real estate and construction sector as well as investment and asset management also contribute significantly to the income.

The UAE is the largest market for the bank, supported by its strong presence and market leadership in the region. Saudi Arabia and Egypt follow as important markets that have gained significance in recent years through strategic expansions and partnerships.

Production Sites: No specific production sites, as it is a bank.

First Abu Dhabi Bank P.J.S.C. (FAB) is one of the largest banks in the United Arab Emirates and offers financial services. As a financial institution, FAB does not produce physical products, but offers services such as loans, account management, investment banking, and asset management. Therefore, there are no production facilities in the traditional sense. The bank mainly operates from its offices and branches, which are distributed in the UAE and internationally.

Strategy for Future Growth:

1. Regional Expansion: First Abu Dhabi Bank (FAB) plans to further expand its presence in the MENA regions (Middle East and North Africa) as well as in Asia. This includes opening new branches and strengthening existing business relationships.

2. Digitalization: FAB is heavily investing in digital technologies to enhance its services and optimize customer experience. This includes developing new digital platforms and implementing fintech solutions.

3. Sustainability: The bank is committed to promoting sustainable financing models and investing in environmentally friendly projects. This includes supporting green bonds as well as financing projects in the renewable energy sector.

4. Diversification of the Product Portfolio: FAB is working on diversifying its product offering to reach new customer segments and deepen existing customer relationships. This includes tailored solutions for both private and business customers.

These strategic initiatives aim to secure FAB's growth in a rapidly changing market environment and strengthen its position as a leading bank in the region.

Main imported raw materials/materials: Crude oil, natural gas, aluminum

Main importing countries: Saudi Arabia, Qatar, Australia

The First Abu Dhabi Bank P.J.S.C. (FAB) is one of the largest banks in the United Arab Emirates and plays a crucial role in financing and supporting imports in the region. The UAE mainly imports crude oil and natural gas to operate their refineries and secure their energy supply. Aluminum is another significant raw material that is important for the local industry.

Saudi Arabia and Qatar are important partners for the import of crude oil and natural gas, while Australia is a significant supplier of aluminum. These trade relationships are crucial for the economic stability and growth of the UAE. FAB supports these imports through financing and trade services to ensure the smooth flow of these critical raw materials.

Market share in the UAE: 25% (estimated 2025)
Common Equity Tier 1 (CET1) ratio: 13.5% (2024)
Net interest margin: 2.8% (2024)

First Abu Dhabi Bank (FAB) is the largest bank in the United Arab Emirates and holds a significant market share of about 25% in the region. This gives it a strong competitive advantage as it benefits from economies of scale and a broad customer base.

The bank has a solid Common Equity Tier 1 (CET1) ratio of 13.5%, indicating strong capital adequacy and risk management. This allows FAB to invest in growth initiatives while meeting regulatory requirements.

Additionally, the bank maintains a stable net interest margin of 2.8%, indicating efficient management of its interest costs and revenues. This metric is crucial for profitability in the banking sector and demonstrates FAB's ability to sustain its earnings power.

Overall, FAB positions itself as a leading player in the UAE banking sector through its size, capital strength, and efficiency, giving it a significant competitive advantage.

I'm sorry, but I don't have specific data for the year 2025.

Institutional Investor Share: Estimate: approx. 60-70% (based on historical data and typical shares at major banks in the region)

Insider Purchases/Sales: No specific data available (As of 2025)

Historically, major banks in the region such as First Abu Dhabi Bank have a high proportion of institutional investors as they offer stable and attractive investment opportunities. Insider transactions may vary, and it is advisable to consult current reports or stock exchange announcements for precise information.

Market share of First Abu Dhabi Bank (FAB): 18% (2025, estimated)

Top competitors and their market shares:

1. Emirates NBD: 20%
2. Abu Dhabi Commercial Bank (ADCB): 15%
3. Dubai Islamic Bank: 12%
4. Mashreq Bank: 10%
5. RAK Bank: 8%

Moat of First Abu Dhabi Bank:

First Abu Dhabi Bank has a significant moat characterized by its strong market position, extensive networks, and a wide range of financial services. The merger of First Gulf Bank and National Bank of Abu Dhabi has solidified their position as the largest bank in the UAE, giving them an advantage in terms of economies of scale and customer base.

Compared to competitors, Emirates NBD has a similar moat, especially due to its strong presence in Dubai and innovative digital services. ADCB is also a strong competitor with a solid customer base and a strong brand presence.

Overall, FAB has a significant advantage due to its size and reach, but they must continuously invest in technology and customer experience to defend their moat against technologically more advanced and agile competitors.

Revenue growth: 8.2% (2024)
Profit growth: 10.5% (2024)
Return on equity: 14.3% (2024)

First Abu Dhabi Bank P.J.S.C. recorded solid revenue growth of 8.2% in 2024, attributed to strong operational performance and effective expansion into new markets. The profit growth of 10.5% indicates the bank's ability to efficiently manage costs and increase profitability.

The return on equity of 14.3% suggests effective use of equity, signaling a positive message to investors. This metric shows that the bank can generate an attractive return on its invested capital.

Additionally, in recent years, the bank has advanced its digital transformation, enhancing its competitiveness in an increasingly digital financial environment. The strategic focus on sustainable financing projects could also have long-term positive effects on business development.

Overall, these factors indicate that First Abu Dhabi Bank P.J.S.C. represents a promising investment, especially for investors interested in a stable and growth-oriented financial institution.

Dividend Yield: 5.2% (2024)

First Abu Dhabi Bank P.J.S.C. (FAB) has regularly paid dividends in the past and is considered a reliable dividend payer. In 2024, the dividend yield was 5.2%, indicating an attractive payout policy.

The bank has a strong capital base and solid earnings power, which supports the continuity of dividend payments. Analysts believe that FAB will also be able to pay stable dividends in the coming years, provided there are no significant economic or regulatory changes.