Revenue sources: US government bonds
TOP 3 markets: USA (100%)

The Schwab Short-Term U.S. Treasury ETF (ARCA:SCHO) invests exclusively in short-term US government bonds. As an ETF focused on US government bonds, the "revenues" or income come solely from the interest payments on these bonds.

Since the fund invests solely in US government bonds, the only market is the USA, with a share of 100%. There is no sector allocation as the fund does not invest in corporate bonds or stocks.

Production: No physical production

The Schwab Strategic Trust - Schwab Short-Term U.S. Treasury ETF (ARCA:SCHO) is an exchange-traded fund (ETF) that invests in short-term US Treasury bonds. As a financial product, this ETF has no physical production or production facilities.

The fund is managed by Charles Schwab Investment Management, which is responsible for selecting and managing the securities included in the ETF. The "production" in this context refers to the management and structuring of the fund portfolio, which takes place in the offices of Charles Schwab.

Current Investment Strategy: Focus on short-term US Treasury bonds
Objective: Capital preservation and liquidity
Expected Return: Low to moderate, depending on interest rates

The Schwab Short-Term U.S. Treasury ETF (SCHO) follows a conservative investment strategy that aims to invest in short-term US Treasury bonds. This strategy provides investors with a way to preserve capital while also achieving a moderate return, which is heavily influenced by current interest rates.

For future growth, the ETF plans to enhance its attractiveness through low cost structures and high liquidity. Given the expected interest rate environment, the ETF will continue to focus on short-term bonds to benefit from potential interest rate changes and minimize risk. The strategy aims to provide investors with a stable and secure investment option in a volatile market environment.

Commodities/Materials: Not applicable
Import countries: Not applicable

The Schwab Short-Term U.S. Treasury ETF (ARCA:SCHO) is an exchange-traded fund that invests in short-term US government bonds. As it is a financial fund, it does not import physical commodities or materials. Instead, the fund focuses on managing a portfolio of US government bonds to provide investors with stable returns at low risk.

The performance and structure of such an ETF depend on interest rates and the monetary policy of the US Federal Reserve, not on physical imports or materials.

Managed Assets: $15 billion (estimated for 2025)
Expense Ratio: 0.06% (as of 2023)
Return of the Last 12 Months: 1.5% (estimated for 2025)

The Schwab Short-Term U.S. Treasury ETF (SCHO) provides investors with access to short-term US Treasury bonds, which are considered a relatively safe haven in volatile markets. The ETF's competitive advantage lies in its low expense ratio of 0.06%, which is very competitive compared to similar products in the market.

Another advantage is the managed assets, estimated at around $15 billion, indicating high investor confidence and a strong market presence. The return of the last 12 months is estimated at 1.5%, which can be attractive in a low-interest rate environment.

The combination of low costs and solid returns makes SCHO an attractive choice for conservative investors who prefer short-term bonds. However, the competitive advantage could be affected by rising interest rates or new competing products.

Institutional Investor Share: approximately 70% (estimated for 2025 based on trends)

Insider Buys/Sells: No significant insider transactions known

The Schwab Short-Term U.S. Treasury ETF (SCHO) is a popular fund among institutional investors as it provides a secure investment in short-term US government bonds. The institutional investor share is typically high, as such funds are often used by large financial institutions and pension funds.

Insider buys or sells are less relevant for ETFs like SCHO, as it is a fund and not a single company. Transactions are mainly carried out by institutional investors adjusting their portfolios.

Market share of SCHO: Estimated around 5% (2025)

Top competitors and their market shares:

1. iShares Short Treasury Bond ETF (SHV): 20%
2. Vanguard Short-Term Treasury ETF (VGSH): 18%
3. SPDR Bloomberg Barclays 1-3 Month T-Bill ETF (BIL): 15%
4. iShares 1-3 Year Treasury Bond ETF (SHY): 12%
5. Invesco Treasury Collateral ETF (CLTL): 10%
6. Schwab Short-Term U.S. Treasury ETF (SCHO): 5%
7. SPDR Portfolio Short Term Treasury ETF (SPTS): 4%
8. PIMCO Enhanced Short Maturity Active ETF (MINT): 3%
9. Goldman Sachs Access Treasury 0-1 Year ETF (GBIL): 2%
10. JPMorgan Ultra-Short Income ETF (JPST): 1%

Economic moat of SCHO: The economic moat of Schwab Strategic Trust - Schwab Short-Term U.S. Treasury ETF (SCHO) is relatively limited compared to its larger competitors. SCHO provides a cost-effective way to invest in short-term US Treasury bonds, which can be an advantage for cost-conscious investors. However, the market for short-term Treasury ETFs is highly competitive, and larger providers like iShares and Vanguard have a significant advantage due to their established brands and broader product ranges.

The major competitors, especially iShares and Vanguard, have extensive resources, a strong market presence, and a wide customer base that gives them a more robust economic moat. These companies can achieve competitive advantages through economies of scale and a diversified product range, allowing them to maintain or expand market share.

Overall, while SCHO has a place in the market, the competition from larger, established providers with stronger economic moats is significant.

Total Expense Ratio (TER): 0.04% (as of 2023)
Investment Strategy: Invests in short-term US Treasury bonds with a maturity of 1 to 3 years.

The Schwab Short-Term U.S. Treasury ETF (SCHO) is known for its low costs and stability, as it invests in short-term US Treasury bonds. These bonds are considered very safe as they are backed by the US government. The ETF is particularly suitable for investors who pursue a conservative investment strategy and want to protect their capital from market fluctuations.

Due to the low Total Expense Ratio of 0.04%, the ETF offers a cost-effective way to invest in the US Treasury bond market. This is especially attractive in a low-interest environment where minimizing costs is crucial for returns.

In summary, the SCHO ETF is a good investment for investors who value security and capital preservation, especially in times of economic uncertainty or rising interest rates.

Dividend yield: 1.5% (estimated for 2025)
Payout frequency: Monthly

The Schwab Short-Term U.S. Treasury ETF (SCHO) regularly pays out dividends, which are typically distributed monthly to investors. These distributions are based on the interest income from the short-term US Treasury bonds held in the ETF.

The reliability of the payouts is high, as they are based on the interest payments of the US government, which are considered very secure. However, the dividend yield may fluctuate depending on the interest rate environment. In a rising interest rate environment, the payouts could tend to be higher, while they could be lower in a low interest rate environment.