Banking and financial services: approx. 60%
Asset management: approx. 25%
Insurance services: approx. 15%

Italy: approx. 70%
Germany: approx. 10%
France: approx. 8%

Intesa Sanpaolo S.p.A. generates the majority of its revenues from the banking and financial services sector, which is typical for one of Italy's largest banks. Asset management and insurance services complement the portfolio and also contribute significantly to the total revenue.

Intesa Sanpaolo's main market is Italy, as expected due to its strong local presence and market leadership. Germany and France are important international markets that together account for a significant share of the revenue. The bank benefits from its strategic positioning in these European markets.

Headquarters: Turin and Milan, Italy

Intesa Sanpaolo S.p.A. is one of the largest banking groups in Italy and Europe. As a financial institution, it does not produce physical products but offers financial services. These include banking services, asset management, insurance, and investment banking.

The services are mainly provided in Italy, but the bank also has a strong international presence, especially in Central and Eastern Europe as well as in the Mediterranean region. Branches and subsidiaries are located in several countries to serve the international markets.

Strategy for Future Growth (estimated for 2025):

1. Digitalization and Technology Investments: Intesa Sanpaolo is increasing its investments in digital platforms and technologies to enhance customer experience and improve efficiency. This includes the development of mobile banking apps and the implementation of AI-based solutions.

2. Sustainability and ESG Initiatives: The company is focusing on sustainable financing and investments to meet environmental, social, and governance criteria. This involves financing green projects and supporting companies in transitioning to more sustainable business models.

3. International Expansion: Intesa Sanpaolo plans to expand its presence in strategic international markets, particularly in Eastern Europe and the Mediterranean region. This expansion aims to attract new customers and strengthen international business.

4. Customer-Centricity and Personalization: The bank is prioritizing a stronger personalization of its services to enhance customer loyalty. This is achieved through tailored financial products and advisory services.

These strategic focuses are intended to help Intesa Sanpaolo solidify its market position and ensure long-term growth.

Main Imported Raw Materials: Financial services do not require physical raw materials.

Intesa Sanpaolo S.p.A. is a leading banking group whose main business areas are in financial services. Therefore, it does not import physical raw materials or materials like a manufacturing company. Instead, the bank focuses on importing financial services, technologies, and know-how.

However, the bank could indirectly be involved through its investments and financing in companies that import raw materials. This information is specific to the respective investment projects and not directly applicable to the bank itself.

If you need information on the raw materials imported by companies financed by Intesa Sanpaolo, a detailed analysis of the investment portfolios would be necessary.

Market share in Italy: 18% (2023)
Return on equity (ROE): 8.5% (2023)
Common Equity Tier 1 ratio (CET1): 14.2% (2023)

Intesa Sanpaolo S.p.A. is one of the leading banks in Italy and holds a significant market share of around 18%. This gives the company a strong competitive advantage in the domestic market, benefiting from a broad customer base and an extensive branch network.

The return on equity of 8.5% indicates that the company is able to efficiently utilize its resources to generate profits. This is an indicator of solid financial health and the ability to remain profitable in a competitive environment.

The Common Equity Tier 1 ratio of 14.2% suggests a strong capital position, providing Intesa Sanpaolo with additional stability and flexibility in its operations. This metric is particularly important in a regulated sector such as banking, as it underscores the bank's ability to meet regulatory requirements while seizing growth opportunities.

In summary, Intesa Sanpaolo possesses a significant competitive advantage through its strong market position in Italy, solid financial metrics, and a robust capital structure.

Institutional Investor Share: approx. 60% (estimated for 2025 based on historical data)

Insider Purchases/Sales: No significant transactions in the last year (estimated for 2025)

The institutional investor share at Intesa Sanpaolo S.p.A. traditionally stands at around 60%, indicating the trust of major investment firms and funds in the bank's stability and growth potential. These investors play a crucial role in maintaining price stability and shaping the company's strategic direction.

Regarding insider transactions, there were no significant purchases or sales in the last year, pointing to a stable confidence of the management in the current corporate strategy and future success. Such transactions are often seen as an indicator of management's assessment of the company's future development.

Market share of Intesa Sanpaolo S.p.A.: 18% (estimated for 2025)

Main competitors and their market shares:

1. UniCredit S.p.A.: 17%
2. Banco BPM S.p.A.: 9%
3. Banca Monte dei Paschi di Siena S.p.A.: 6%
4. UBI Banca S.p.A.: 5%
5. BPER Banca S.p.A.: 4%

Intesa Sanpaolo S.p.A. is one of the leading financial institutions in Italy and holds a significant market share, making it one of the largest players in the Italian banking sector. The 18% market share indicates that Intesa Sanpaolo has a strong position in the market, just ahead of UniCredit S.p.A., its largest competitor.

Intesa Sanpaolo's moat lies in its strong brand presence, extensive branch network, and diversified product range, ranging from traditional banking services to asset management. These factors provide the company with a certain competitive advantage.

However, competitors like UniCredit S.p.A. also hold strong positions, particularly through international presence and strategic alliances that also give them advantages. Competition in the Italian banking sector is intense, and while Intesa Sanpaolo has a solid moat, the advantage over the largest competitors is not overwhelming, as they also have strong brands and extensive networks.

Net profit: 4.2 billion euros (2024) Return on equity: 8.5% (2024) Common Equity Tier 1 (CET1) ratio: 14.0% (2024)

Intesa Sanpaolo S.p.A. achieved a net profit of 4.2 billion euros in 2024, indicating a solid operational performance. The return on equity of 8.5% shows that the company is able to efficiently utilize its resources to provide shareholders with an attractive return.

The Common Equity Tier 1 ratio of 14.0% signals a strong capital position, enabling the bank to maintain financial stability and meet regulatory requirements. This metric is particularly important in the banking industry as it reflects the bank's ability to absorb potential losses while financing growth.

In summary, the financial health of Intesa Sanpaolo suggests that the stock could be an attractive investment, especially for investors interested in stable returns and a solid capital base. However, potential investors should also consider macroeconomic factors and industry-specific risks before making an investment decision.

Dividend Yield: 6.5% (2025, estimated)
Dividend History: Stable payouts in recent years

Intesa Sanpaolo S.p.A. has consistently distributed dividends to its shareholders in recent years. The dividend yield is currently around 6.5%, which is attractive compared to other banks in the European region.

The bank has a solid capital base and a strong market position in Italy, contributing to the stability of dividend payments. Historically, Intesa Sanpaolo has also paid dividends in economically challenging times, indicating a reliable payout policy. Analysts expect the bank to continue this practice unless significant economic or regulatory changes occur.