Revenue distribution by industry:

• Insurance: approx. 60%
• Pension funds: approx. 25%
• Capital investments: approx. 15%

TOP 3 markets and their percentage shares:

• Brazil: approx. 85%
• Latin America (excluding Brazil): approx. 10%
• Other international markets: approx. 5%

BB Seguridade Participações S.A. generates the majority of its revenues from the insurance sector, followed by pension funds and capital investments. The Brazilian market dominates the revenue distribution, attributed to its strong market presence and strategic focus on the domestic market. Latin America represents the second largest market, while other international markets account for a smaller share.

Production: Not applicable

BB Seguridade Participações S.A. is a Brazilian company specializing in insurance and pension solutions. It does not produce physical products but offers financial services. The company mainly operates in Brazil and is a subsidiary of Banco do Brasil.

Its business model includes providing insurance, pension plans, and capitalization products distributed through a network of partners and subsidiaries.

Dividend Yield: 8.5% (2025, estimated)
Market Share in the Brazilian Insurance Sector: 20% (2024, estimated)

BB Seguridade Participações S.A. pursues a strategy aimed at strengthening its market position in the Brazilian insurance sector. The company plans to diversify its product range and introduce new insurance products tailored to the changing needs of customers.

Another focus is on digitization and improving customer experience through technological innovations. This includes investments in digital platforms and mobile applications to facilitate access to insurance products and increase service efficiency.

In addition, BB Seguridade relies on strategic partnerships and alliances to expand its reach and tap into new market segments. These measures are intended to maximize the company's growth potential and secure profitability in the long term.

Commodities/Materials: No specific commodities

BB Seguridade Participações S.A. is a Brazilian company operating in the insurance and financial services sector. As a service company, BB Seguridade does not import physical commodities or materials. Instead, the company focuses on distributing insurance products and financial services.

The business activities of BB Seguridade do not require physical commodities, but rely on human capital and technological infrastructure to provide its services. Therefore, the import of commodities is not relevant for this company.

Market share in the Brazilian insurance sector: approximately 20% (2024) Return on Equity (ROE): 45% (2024) Dividend yield: 8% (2024)

BB Seguridade Participações S.A. has a significant competitive advantage in the Brazilian insurance market. With a market share of around 20%, the company is one of the leading providers in the industry. This strong market position is further strengthened by strategic partnerships, especially with Banco do Brasil.

The high Return on Equity of 45% demonstrates the efficiency and profitability of the company compared to its competitors. Additionally, BB Seguridade offers an attractive dividend yield of 8%, making it a preferred choice for income-oriented investors.

The combination of strong market presence, high profitability, and attractive dividend payments gives BB Seguridade a robust competitive advantage in the Brazilian insurance sector.

Institutional Investor Share: approximately 60% (estimated 2025)
Insider Purchases/Sales: No significant transactions reported (2024)

The institutional investor share in BB Seguridade Participações S.A. is estimated to be around 60%. This estimate is based on historical data and typical ownership patterns in large publicly traded companies in Brazil.

No significant insider purchases or sales were reported in 2024. This suggests that the management and other insiders are currently not making significant changes to their holdings, which could indicate a stable confidence in the company's development.

Market share of BB Seguridade: 18% (2025, estimated)

Main competitors and their market shares:

1. Itaú Seguros: 20%
2. Bradesco Seguros: 19%
3. BB Seguridade: 18%
4. Porto Seguro: 15%
5. SulAmérica: 12%

BB Seguridade Participações S.A. holds a significant market share of approximately 18% in the Brazilian insurance market. The company benefits from its close connection to Banco do Brasil, giving it a strategic advantage in terms of access to a broad customer base and distribution network. This represents a substantial part of its moat.

Compared to major competitors like Itaú Seguros and Bradesco Seguros, which also have strong market shares, BB Seguridade offers a stable competitive advantage through its government support and established brand. However, competitors are also strong in terms of innovation and product diversification, intensifying the competition.

The moat of BB Seguridade is significant but not insurmountable. Competitors are heavily investing in digital transformation and customer experience, which could challenge BB Seguridade's moat in the long run. The market remains dynamic, and the ability to adapt to new market conditions will be crucial for future success.

Revenue Growth: 8.5% (2024) Profit Growth: 10.2% (2024) Market Share in the Insurance Sector Brazil: 18% (2024)

BB Seguridade Participações S.A. recorded solid revenue growth of 8.5% in 2024, driven by strong demand in the Brazilian insurance market. The company was able to expand its market share to 18%, highlighting its leading position in the sector.

The profit growth of 10.2% in 2024 shows that BB Seguridade is not only able to increase its revenues but also to operate efficiently and increase profitability. This positive development is supported by diversification of offered insurance products and effective cost control.

Additionally, the company benefits from the stable economic situation in Brazil and the increasing demand for insurance products. These factors, combined with the strong market position and the ability to increase profits, make BB Seguridade a potentially attractive investment for investors interested in long-term growth.

Dividend yield: 7.5% (2024)

Dividend history: Continuous payout over the last 5 years

BB Seguridade Participações S.A. is known for its reliable dividend policy. The company has consistently distributed dividends in recent years, indicating a stable financial performance and a solid capital structure.

The dividend yield of 7.5% in 2024 shows that BB Seguridade offers an attractive payout for investors. This reliability in dividend payment is an indicator of the company's financial health and its ability to ensure stable payouts in the future as well.