Banking: 70%
Insurance: 15%
Asset Management: 10%
Other Services: 5%

Hungary: 45%
Romania: 20%
Bulgaria: 15%

The OTP Bank Nyrt. generates the majority of its revenue from banking, which accounts for about 70% of the total revenue. This includes both retail and business customer services. Insurance services contribute 15% to the revenue, while asset management makes up about 10%. Other services, including leasing and other financial services, account for the remaining 5%.

Geographically, Hungary is the largest market for OTP Bank, representing 45% of the total revenue. Romania follows with 20%, and Bulgaria contributes 15%. These markets are crucial for the bank's strategic direction, as they play a significant role in both customer base and regional expansion.

Production sites: Hungary, Romania, Bulgaria, Croatia, Serbia, Ukraine

OTP Bank Nyrt. is primarily a financial services company and not a production company in the classical sense. Their "products" are financial services such as loans, deposits, and insurance. The bank operates mainly in Central and Eastern Europe, with significant branches in the countries mentioned above.

The bank offers its services in these regions and also has its operational centers and branches there.

Revenue growth: Estimated 10% (2025) Profit growth: Estimated 8% (2025)

Die OTP Bank Nyrt. pursues a growth strategy focusing on expanding into Central European markets. This includes both organic growth through opening new branches and inorganic growth through strategic acquisitions in the region.

Another key focus is on digitalizing their services to increase efficiency and enhance customer experience. This involves investments in fintech solutions and expanding their online banking offerings.

In addition, OTP Bank is diversifying its product range to tap into new customer segments and deepen existing customer relationships. Sustainability and ESG criteria are also integral parts of their long-term strategy to meet the demands of modern investors.

I'm sorry, but I don't have specific information about the raw materials or materials that OTP Bank Nyrt. imports, as it is a financial institution and not a manufacturing company. Financial institutions like OTP Bank Nyrt. typically do not import physical raw materials or materials but operate in the banking and financial services sector.

If you are looking for information on OTP Bank's investments or financial engagements in specific countries or industries, I could assist you with that. Please let me know if you need further information.

Market share in Hungary: 25% (2024)
Return on Equity (ROE): 18.5% (2024)
Cost efficiency ratio: 45% (2024)

Die OTP Bank Nyrt. is one of the leading banks in Hungary and has a significant market share of about 25%. This gives it a strong competitive advantage in the domestic market. The high Return on Equity of 18.5% indicates that the bank efficiently uses capital to generate profits, pointing to a solid business strategy and operational efficiency.

Additionally, the cost efficiency ratio of 45% is an indicator that the bank manages its operating costs well in relation to its revenues. These key figures suggest that OTP Bank Nyrt. is well positioned compared to its competitors to continue growing profitably and maintain its competitive advantage.

Institutional investor share: approx. 70% (estimate 2025)
Insider purchases/sales: No significant transactions in the last year (2024)

The institutional investor share in OTP Bank Nyrt. is estimated to be around 70%, which is typical for large publicly traded companies in the financial sector. These investors include pension funds, investment funds, and other large institutional investors seeking long-term holdings.

In 2024, there were no significant insider transactions, indicating that the management and other insiders are currently not making significant changes to their holdings. This could suggest a stable confidence in the current company strategy and market position.

Market share OTP Bank Nyrt.: 12% (2025, estimated)

Main competitors and their market shares:

1. Erste Group Bank AG: 15%
2. Raiffeisen Bank International AG: 14%
3. KBC Group NV: 13%
4. OTP Bank Nyrt.: 12%
5. UniCredit Bank Austria AG: 10%
6. Intesa Sanpaolo S.p.A.: 9%
7. Société Générale: 8%
8. CIB Bank (part of the Intesa Sanpaolo Group): 7%
9. MKB Bank Nyrt.: 6%
10. Takarékbank: 5%

Moat of OTP Bank Nyrt.:

OTP Bank Nyrt. has a moderate moat, mainly characterized by its strong presence in Hungary and some Eastern European markets. The bank has a broad customer base and a well-diversified product portfolio, providing it with a certain level of stability. Additionally, it benefits from strong brand awareness in its home market.

However, compared to its competitors, OTP Bank does not have a significant technological or cost advantage that could be considered a strong moat. Some of the larger competitors, such as Erste Group and Raiffeisen Bank, have a broader international presence and could benefit from economies of scale, giving them a stronger moat.

In summary, OTP Bank Nyrt. is well positioned in its core market, but does not have an outstanding moat compared to the largest competitors on an international scale. The competition has better international networks and technological innovations, which could be considered stronger competitive advantages.

Revenue growth: 8.5% (2024) Profit growth: 10.2% (2024) Return on equity: 14.8% (2024)

The OTP Bank Nyrt. recorded solid revenue growth of 8.5% in 2024, attributed to successful expansion into new markets and increased customer acquisition. The profit growth of 10.2% indicates that the company is capable of efficiently managing its costs and increasing its profitability.

The return on equity of 14.8% suggests that the bank is effectively utilizing its resources to generate profits. This is a positive sign for investors as it indicates strong operational efficiency and good capital returns.

In summary, OTP Bank Nyrt. demonstrates strong financial performance with solid growth rates and a high return on equity. These factors could suggest that the stock is a good investment, especially for investors interested in long-term growth.

Dividend yield: 3.5% (estimated for 2025)

The OTP Bank Nyrt. has regularly paid dividends in the past and is considered a reliable dividend payer. The bank's dividend policy aims to provide a stable and attractive return for shareholders.

In recent years, OTP Bank has consistently increased its dividends, indicating a solid financial foundation and stable business growth. Analysts expect that the bank will also be able to pay dividends at a comparable level in the future, provided that no significant economic or regulatory changes occur.