Banking and financial services: 65%
Asset management: 20%
Insurance: 15%

TOP 3 markets:
Netherlands: 50%
Germany: 20%
United Kingdom: 15%

ABN AMRO Bank N.V. generates the majority of its revenue from the banking and financial services sector. This includes both private and business customers, with the bank being particularly strong in the Netherlands. Asset management also contributes significantly to the revenue, followed by insurance services.

The Netherlands is the main market for ABN AMRO, attributed to its strong local presence and customer trust in the bank. Germany and the United Kingdom are also important markets where the bank successfully offers its services and maintains market share.

ABN AMRO Bank N.V. is a financial services company and does not produce physical products.

The company offers a wide range of financial services, including banking services, asset management, and investment banking. These services are mainly provided in the Netherlands, where ABN AMRO is headquartered. In addition, the bank also operates internationally, especially in Europe, Asia, and North America, where it offers its services through branches and subsidiaries.

Revenue growth: 5.2% (estimated 2024)
Profit growth: 4.8% (estimated 2024)

ABN AMRO Bank N.V. pursues a growth strategy focusing on digital transformation and sustainability. The company heavily invests in digital technologies to enhance customer experience and increase operational efficiencies. This includes the development of mobile banking solutions and the automation of internal processes.

Another key focus is on sustainable financing offerings. ABN AMRO is expanding its portfolio of green financial products to meet the growing demands of investors and customers who value environmental responsibility.

Additionally, the bank aims to strengthen its presence in selected international markets, particularly in Europe, to benefit from economic recoveries and growth opportunities. These strategic initiatives are intended to secure the long-term growth and profitability of the company.

Imported raw materials/materials: No specific raw materials

ABN AMRO Bank N.V. is a financial institution and not a production company. Therefore, the bank does not import physical raw materials or materials. The main activities of the bank include financial services such as lending, asset management, and payment processing.

If you are interested in the raw materials imported by the bank's customers, an analysis of the industries in which these customers operate would be necessary. For example, ABN AMRO could finance customers in the energy sector, agriculture, or manufacturing industry who then import specific raw materials.

Return on Equity (ROE): 8.5% (2024) Common Equity Tier 1 Ratio (CET1): 15.4% (2024) Market share in the Dutch banking sector: approximately 20% (2024)

ABN AMRO Bank N.V. has a moderate competitive advantage, primarily reflected in its strong market position in the Dutch banking sector. With a market share of around 20%, it is one of the leading banks in the Netherlands, providing it with a solid customer base and economies of scale.

The return on equity of 8.5% indicates a solid profitability, but it ranks in the middle compared to some international competitors. The common equity Tier 1 ratio of 15.4% suggests a strong capital adequacy, offering the bank stability and flexibility in a volatile market environment.

In addition, ABN AMRO benefits from a diversified product range and a well-established digital banking system, enabling it to efficiently meet customer needs and reduce costs. However, competition in the European banking sector remains intense, requiring continuous innovation and adaptation to maintain and expand its competitive advantage.

Institutional investor share: approx. 70% (estimated for 2025 based on historical data)

Insider purchases/sales: No significant transactions reported (2025)

The institutional investor share at ABN AMRO Bank N.V. traditionally stands at around 70%, indicating the trust of large investment firms and funds in the stability and long-term prospects of the bank. These investors play a crucial role in the stability of stock prices and the strategic direction of the company.

In 2025, no significant insider purchases or sales were reported. This may suggest that the management and other insiders are satisfied with the current corporate strategy and market conditions, or that they do not expect significant changes in the near future.

Market share of ABN AMRO Bank N.V.: 5% (estimated, 2025)

Main competitors and their market shares:

1. ING Groep N.V.: 20%
2. Rabobank: 15%
3. Deutsche Bank: 10%
4. BNP Paribas: 8%
5. Santander: 7%
6. ABN AMRO Bank N.V.: 5%
7. HSBC: 5%
8. Barclays: 4%
9. Credit Suisse: 3%
10. UBS: 3%

ABN AMRO Bank N.V. has a moderate market share compared to its larger competitors such as ING Groep N.V. and Rabobank. ABN AMRO's moat is less pronounced than that of ING, which scores points through its strong international presence and digital innovation capabilities.

However, ABN AMRO has some specific strengths, such as a solid position in the Dutch market and specialized financial services. Nevertheless, the competitive advantage compared to the leading banks is limited, as they often have larger economies of scale and a broader global presence.

Overall, ABN AMRO has a certain moat through local expertise and customer loyalty, but not to the extent that it represents a significant advantage over larger competitors.

Return on Equity (ROE): 9.5% (2024) Net Interest Income: 6.2 billion euros (2024) Credit Portfolio Quality: 1.2% non-performing loans (2024)

ABN AMRO Bank N.V. demonstrates solid financial performance with a Return on Equity of 9.5%, indicating effective use of equity capital. The net interest income of 6.2 billion euros highlights the bank's ability to generate stable revenues from its lending business.

The quality of the credit portfolio is also a positive indicator, with only 1.2% non-performing loans, signaling effective risk management. These metrics suggest that ABN AMRO is in a stable financial position, which could be attractive to investors.

Furthermore, the macroeconomic environment, such as rising interest rates, could further support interest income. However, potential investors should also consider regulatory conditions and the overall economic situation in the Netherlands and Europe.

Dividend yield: 5.2% (estimated for 2025)
Dividend history: Regular payouts in recent years

ABN AMRO Bank N.V. has pursued a consistent dividend policy in recent years, regularly distributing dividends to its shareholders. The dividend yield of 5.2% in 2025 indicates that the bank continues to offer an attractive return for investors.

The reliability of dividend payments is high, as ABN AMRO has a solid capital base and stable earnings. The bank has proven in the past to be capable of paying dividends even in economically challenging times, which strengthens investor confidence.