Revenue distribution by industry:

1. Banking and financial services: approx. 70%
2. Insurance services: approx. 15%
3. Investment and asset management: approx. 15%

TOP 3 markets and their percentage shares:

1. Turkey: approx. 60%
2. Qatar: approx. 25%
3. Middle East (excluding Qatar): approx. 10%

QNB Bank A.S. generates the majority of its revenue from banking and financial services, which is typical for a bank. The Turkish market is the most important market for the bank, followed by Qatar, where the parent company is headquartered. The rest of the Middle East also contributes significantly to the revenues, highlighting the bank's regional strength.

Production sites: Headquarters in Istanbul, Turkey

QNB Bank A.S. is a bank and not a manufacturing company in the traditional sense. Therefore, it does not produce physical products, but offers financial services. The bank's headquarters is located in Istanbul, Turkey, from where it coordinates and manages its services.

The bank is part of the Qatar National Bank Group and offers a variety of financial services, including lending, deposit management, and investment banking. Its "products" are therefore more of a financial nature, such as loans, accounts, and investment products that are not physically produced.

Current Growth Strategy: Diversification and Digitalization

QNB Bank A.S. is pursuing a strategy of diversifying its services and enhancing digitalization. This includes expanding its offerings in the digital banking services sector to meet changing customer needs.

Furthermore, the bank is focusing on geographical expansion into high-growth markets to increase its market presence. Another key area of focus is improving efficiency through technological innovations to reduce operating costs and enhance customer satisfaction.

Through these measures, QNB Bank A.S. aims to strengthen its competitive position and achieve sustainable growth.

I'm sorry, but I don't have specific information about the raw materials or materials that QNB Bank A.S. (IBSE:QNBTR) imports, as QNB is a bank and not a manufacturing company. Banks usually do not import raw materials or materials, as their main business is in the financial sector.

If you need information about the bank's investments or financing in specific raw material sectors or countries, this could be accessible through the bank's financial reports or press releases.

Return on Equity (ROE): 18.5% (2024) Cost Efficiency Ratio: 45% (2024)

QNB Bank A.S. demonstrates a solid competitive advantage, reflected in a high return on equity of 18.5% in 2024. This indicator suggests that the company is able to effectively utilize its equity investments to generate profits.

The cost efficiency ratio of 45% indicates that the bank manages its operating costs efficiently, which is an advantage compared to many competitors. A lower ratio means that a larger portion of the revenue is retained as profit.

In addition, QNB Bank A.S. benefits from a strong brand presence and a broad network, which enhances customer loyalty and facilitates the acquisition of new customers. These factors contribute to strengthening the bank's competitive advantage and securing its growth potential.

Institutional investor share: 45% (estimated, 2024)
Insider purchases/sales: No significant changes (last year)

The institutional investor share in QNB Bank A.S. is estimated to be around 45%. This figure reflects the confidence of institutional investors in the stability and growth potential of the bank.

Regarding insider purchases and sales, there have been no significant changes in the past year. This suggests that the management and other insiders are currently not making any significant changes to their stake in the bank, indicating a stable internal confidence in the future development of the company.

Market share of QNB Bank A.S.: Estimate 5% (2025)

Main competitors and their market shares:

1. Ziraat Bankası: Estimate 15%
2. Türkiye İş Bankası: Estimate 14%
3. Garanti BBVA: Estimate 12%
4. Akbank: Estimate 11%
5. Yapı Kredi Bankası: Estimate 10%
6. Halkbank: Estimate 9%
7. VakıfBank: Estimate 8%
8. DenizBank: Estimate 6%
9. QNB Bank A.S.: Estimate 5%
10. TEB Bank: Estimate 4%

QNB Bank A.S. has a moderate market share in the Turkish banking sector. The company's moat is less pronounced compared to the leading banks in Turkey. Larger banks like Ziraat Bankası and Türkiye İş Bankası benefit from a stronger market presence, a wider branch network, and a larger customer base.

However, QNB Bank A.S. could have a certain competitive advantage through specialized financial products or strong international support from its parent company, Qatar National Bank. Nevertheless, the moat is relatively limited compared to the leading banks. The larger competitors often have deeper roots in the local market and enjoy a higher level of customer trust and brand recognition.

Return on Equity (ROE): 14.5% (2024) Return on Assets (ROA): 1.2% (2024) Tier 1 Capital Ratio: 16.8% (2024)

Die QNB Bank A.S. zeigt eine solide Eigenkapitalrendite von 14,5%, was auf eine effiziente Nutzung des Eigenkapitals zur Generierung von Gewinnen hinweist. Eine Gesamtkapitalrendite von 1,2% ist für Banken typisch und zeigt, dass die Bank in der Lage ist, ihre Vermögenswerte effektiv zu nutzen.

Die Kernkapitalquote von 16,8% deutet auf eine starke Kapitalbasis hin, was die Bank widerstandsfähig gegenüber finanziellen Stresssituationen macht. Diese Kennzahl liegt über den regulatorischen Anforderungen und zeigt, dass die Bank gut kapitalisiert ist.

Zusammengefasst deutet die finanzielle Stabilität und Effizienz der QNB Bank A.S. darauf hin, dass sie eine potenziell gute Investition darstellt, insbesondere für Investoren, die an langfristiger Stabilität interessiert sind. Dennoch sollten Investoren auch andere Faktoren wie makroökonomische Bedingungen und spezifische Markttrends berücksichtigen.

Dividend yield: 5.2% (estimated for 2025)
Dividend history: Continuous payout in the last 5 years

QNB Bank A.S. has paid a constant dividend in recent years. The dividend yield for 2025 is estimated to be around 5.2%, which is competitive compared to many other banks in the market.

The reliability of the payout is high, as the bank has continuously paid dividends over the past five years. This indicates a stable financial position and solid earnings. Analysts expect the bank to continue to be able to pay dividends in the coming years, provided there are no significant economic or financial disruptions.