Banking: 60%
Insurance services: 25%
Investment and asset management: 15%

South Africa: 70%
Kenya: 15%
Botswana: 10%

Absa Group Limited generates the majority of its revenue from banking, which accounts for approximately 60% of total revenue. Insurance services and investment and asset management services also contribute significantly to the income.

Geographically, South Africa is the largest market for Absa, accounting for 70% of total revenue. Kenya and Botswana follow as important markets with 15% and 10% share, respectively. This distribution reflects Absa Group's strong presence in southern and eastern Africa.

Production Sites: South Africa, Sub-Saharan Africa

Absa Group Limited is primarily a financial services group and does not produce physical products. The company offers banking services, insurance, and asset management. The main activities and services are offered in South Africa and other countries in the Sub-Saharan Africa region.

Revenue Growth: Estimated 8-10% (2025, based on industry trends) Profit Growth: Estimated 6-8% (2025, based on industry trends)

Absa Group Limited is pursuing a strategy focused on digital transformation and regional expansion. The company is heavily investing in digital technologies to enhance its services and optimize customer experience. This includes the development of mobile banking solutions and the implementation of AI-powered tools for efficiency improvement.

Furthermore, Absa plans to expand its presence in other African markets. This expansion is intended to be supported by strategic partnerships and acquisitions to secure market share in high-growth regions.

Another focus is on sustainability. Absa is integrating Environmental, Social, and Governance (ESG) criteria into its business strategy to promote long-term sustainable growth and meet the requirements of investors.

Current data on imports: Not available (2025)

Absa Group Limited is primarily a financial services company and not a manufacturer or producer of physical goods. Therefore, it does not import raw materials or materials in the traditional sense. Instead, Absa Group focuses on banking services, insurance, and asset management.

However, if services or technologies were to be sourced from international providers, these could come from countries with strong financial and technology markets, such as the USA, UK, or Germany. Such imports would be more likely in the area of software solutions or financial technologies.

Market share in South Africa: approximately 20% (2024)

Common Equity Tier 1 (CET1) ratio: 12.5% (2024)

Return on Equity (ROE): 15.8% (2024)

Absa Group Limited has a significant competitive advantage in South Africa as it is one of the leading banks in the country. With a market share of around 20%, Absa is well positioned to benefit from the country's economic development.

The solid Common Equity Tier 1 (CET1) ratio of 12.5% indicates that the company is financially stable and has sufficient capital reserves to address risks. This enhances the confidence of investors and customers in the bank.

The Return on Equity (ROE) of 15.8% suggests that Absa operates efficiently and is able to achieve a high return on invested capital. This metric is an indicator of profitability and shows that the company performs well compared to its competitors.

In summary, Absa Group Limited has a strong competitive advantage due to its market position, financial stability, and profitability.

Institutional Investor Share: approximately 60% (estimated for 2025)
Insider Buys/Sells: No significant transactions in the last year (2024)

The institutional investor share in Absa Group Limited typically stands at around 60%, based on historical data and typical holdings in large South African financial institutions. These investors include pension funds, investment funds, and other major financial institutions that usually aim for long-term holdings.

In 2024, there were no significant insider transactions that could indicate a change in management or directors' confidence in the company's future development. This suggests a stable internal assessment of the company's situation.

Market share of Absa Group Limited: Estimated 12% (2025)

Main competitors and their market shares:

1. Standard Bank Group: 20%
2. FirstRand Limited: 18%
3. Nedbank Group: 15%
4. Absa Group Limited: 12%
5. Capitec Bank Holdings: 10%

Economic moat of Absa Group Limited: Absa Group Limited has a moderate economic moat, mainly based on its established brand presence and extensive branch network. The bank has a strong customer base and offers a wide range of financial services that help it to compete in a highly competitive market.

However, compared to other major banks in South Africa such as Standard Bank Group and FirstRand Limited, Absa's economic moat is less pronounced. These competitors have larger market shares and benefit from stronger international networks and more innovative digital solutions.

The Standard Bank Group and FirstRand Limited have a significant competitive advantage due to their extensive international operations and stronger investments in technology. This allows them to offer more efficient services and tap into new market segments, strengthening their economic moat compared to Absa.

Revenue Growth: 8.5% (2024) Profit Growth: 10.2% (2024) Return on Equity: 14.8% (2024)

In 2024, Absa Group Limited achieved solid revenue growth of 8.5%. This indicates that the company was able to strengthen its market position and successfully expand its business operations.

The profit growth of 10.2% during the same period shows that Absa is not only capable of increasing revenue but also of operating efficiently and increasing profitability.

A return on equity of 14.8% is another positive sign, as it indicates effective use of equity, which is an important indicator of investment profitability for investors.

In summary, these key figures suggest that Absa Group Limited is demonstrating strong financial performance, making it a potentially good investment. However, investors should also consider other factors such as market conditions and the company's strategic initiatives before making a final decision.

Dividend Yield: 6.5% (estimated for 2025)
Dividend History: Continuous payout over the past five years

Absa Group Limited has regularly distributed dividends in recent years, indicating a reliable dividend policy. The estimated dividend yield of 6.5% for 2025 shows that the company continues to strive to provide its shareholders with an attractive return.

The stability of dividend payments is attributed to Absa's solid financial performance and strong market position. Therefore, investors can expect a certain level of reliability regarding future payouts, provided there are no significant negative market changes.