Financial services: approx. 70%
Islamic banking: approx. 20%
Insurance services: approx. 10%

Malaysia: approx. 60%
Singapore: approx. 20%
Indonesia: approx. 10%

Malayan Banking Berhad, known as Maybank, generates the majority of its revenue from financial services, including traditional banking and lending. A significant portion also comes from Islamic banking, which is in high demand in Malaysia. Insurance services also contribute to the revenue, albeit to a lesser extent.

Geographically, Malaysia is the main market for Maybank, supported by its strong presence and extensive branch network in the country. Singapore and Indonesia follow as important markets, with Singapore being particularly significant due to its role as a financial center in the region.

Production sites: Malaysia, Singapore, Indonesia, Philippines

Malayan Banking Berhad, better known as Maybank, is primarily a financial services company and not a typical producer of physical products. The company offers a variety of financial services, including banking services, insurance, and investment banking.

The main markets and operational locations of Maybank are in Malaysia, Singapore, Indonesia, and the Philippines. Here, the company offers its services and operates branches and business offices.

Strategic Growth Goals: Diversification and Digitalization

Investments in Technology: 1.2 billion MYR (2024)

Malayan Banking Berhad (Maybank) pursues a strategy that is strongly focused on diversification and digitalization. The company plans to expand its market presence by introducing new digital services and products. This includes investments of 1.2 billion MYR in technology and infrastructure to support digital transformation.

Another focus is on geographical expansion in Southeast Asia to benefit from the growing markets in the region. Maybank aims to increase its market share in countries such as Indonesia, Singapore, and the Philippines.

Additionally, the company is focusing on sustainable financing projects to promote environmental and social responsibility. These initiatives are intended not only to boost growth but also to strengthen the brand image and create long-term customer relationships.

Main imported raw materials: Paper, IT hardware, office equipment
Main importing countries: China, Japan, USA

Malayan Banking Berhad, as one of the leading banks in Malaysia, mainly imports materials and equipment necessary for its banking operations. This includes paper products for daily operations, IT hardware for digitalization, and office equipment.

China is a significant supplier of IT hardware and office equipment, while Japan and the USA are also important partners for technological equipment. These imports support the bank in maintaining efficient operations and implementing modern technologies.

Market share in Malaysia: approx. 20% (2024)
Return on Equity (ROE): 10.5% (2024)
Net interest margin: 2.3% (2024)

Malayan Banking Berhad, also known as Maybank, is the largest bank in Malaysia and holds a significant market share of about 20%. This market share gives the company a strong competitive advantage, especially in the domestic market.

The bank has a solid Return on Equity (ROE) of 10.5%, indicating efficient use of equity capital. The net interest margin of 2.3% shows that Maybank is able to benefit from interest rate differentials between deposits and loans, which is an important profitability indicator in the banking sector.

In addition, Maybank benefits from a broad network and a strong brand presence in the Southeast Asia region, further enhancing its competitive advantage. The diversification of services and continuous investment in digital technologies also contribute to solidifying its market position and maintaining its competitive edge.

Institutional investor share: Approx. 50% (estimated for 2025)

Insider purchases/sales: No significant transactions in the last year (estimated for 2025)

The institutional investor share in Malayan Banking Berhad typically stands at around 50%, indicating the trust of major financial institutions in the stability and growth potential of the bank. These investors include pension funds, investment companies, and other large financial institutions.

In 2025, there were no significant insider purchases or sales, suggesting a stable assessment of the company's value by management and other insiders. This can be seen as a sign that management has confidence in the bank's future development.

Market share of Malayan Banking Berhad: 20% (2025, estimated)

Top competitors and their market shares:

1. CIMB Group Holdings Berhad: 18%
2. Public Bank Berhad: 17%
3. RHB Bank Berhad: 10%
4. Hong Leong Bank Berhad: 8%
5. AmBank Group: 7%

Malayan Banking Berhad, also known as Maybank, is the largest financial services provider in Malaysia and holds a significant market share of around 20%. This positions the company as a leader in the Malaysian banking sector.

Maybank's moat is characterized by its strong brand recognition, extensive branch networks, and a wide range of financial services. These factors provide a competitive advantage over smaller banks. Additionally, Maybank benefits from a strong presence in the ASEAN region, supporting geographical diversification and risk mitigation.

Compared to its competitors, Maybank has a solid moat, particularly due to its market leadership and ability to leverage economies of scale. However, competitors like CIMB and Public Bank are also well-positioned and offer similar services, intensifying the competition. CIMB and Public Bank also have strong brands and extensive networks, strengthening their own moats.

Overall, Maybank holds a significant advantage, but competition in the Malaysian banking sector is intense, and other major banks also have strong moats.

Revenue growth: 6.5% (2024) Profit growth: 5.2% (2024) Return on equity: 11.8% (2024) Dividend yield: 6.0% (2024)

Malayan Banking Berhad (Maybank) shows solid revenue and profit growth, indicating a stable operational performance. The return on equity of 11.8% suggests that the company efficiently uses capital to generate profits.

The dividend yield of 6.0% is attractive and may be of interest to investors seeking regular income. Maybank has a strong market position in Malaysia and Southeast Asia, providing it with a certain level of stability and growth potential.

Overall, Maybank could be a good investment for investors interested in a stable, dividend-paying company with moderate growth. However, it is important to consider macroeconomic factors and industry-specific risks before making a final investment decision.

Dividend yield: 6.5% (2025, estimated) Dividend history: Continuous payout in the last 5 years

Malayan Banking Berhad, also known as Maybank, is known for its reliable dividend policy. The company has consistently distributed dividends in recent years, indicating a stable financial position and strong earning power.

The estimated dividend yield of 6.5% for the year 2025 shows that Maybank continues to offer an attractive return for investors. The reliability of the payout is supported by the solid capital base and the company's strong market position. Analysts expect Maybank to maintain a stable dividend policy in the future as well.