Revenue distribution by industry:

• Property and casualty insurance: approx. 70%
• Life insurance: approx. 20%
• Other insurance services: approx. 10%

TOP 3 markets and their percentage shares:

• South Korea: approx. 60%
• China: approx. 20%
• USA: approx. 10%

Samsung Fire & Marine Insurance Co., Ltd. generates the majority of its revenue from property and casualty insurance, which is typical for a company of this kind. The domestic market of South Korea is the largest market, followed by China and the USA. These markets are crucial for the company as they are significant in terms of market size and growth potential. The presence in these markets enables Samsung Fire & Marine Insurance to benefit from the respective economic developments and the increasing demand for insurance.

Production Sites: Mainly in South Korea

Samsung Fire & Marine Insurance Co., Ltd. is a leading insurance company and does not produce physical products in the traditional sense. As an insurance provider, the company offers financial services, including insurance products such as car insurance, life insurance, and other property insurance.

The headquarters and main operational activities are located in South Korea. From there, the services are developed and managed. The company may also have international branches to offer its services in other markets.

Strategic Focus Points:

• Digitalization and Technological Progress
• International Expansion
• Sustainability Initiatives

Samsung Fire & Marine Insurance Co., Ltd. is increasingly focusing on the digitalization of its services to provide more efficient processes and an enhanced customer experience. This includes the use of AI and Big Data to develop personalized insurance products and optimize risk management.

Another strategic emphasis is on international expansion, particularly in emerging markets in Asia and other regions. Through partnerships and local collaborations, the company aims to expand its market presence and attract new customers.

In addition, Samsung Fire & Marine Insurance is investing in sustainability initiatives to meet the growing demands for environmentally friendly and socially responsible business practices. This includes developing products that respond to climate-related risks and promoting ESG principles (Environmental, Social, Governance) within the company structure.

Imported raw materials/materials: No specific raw materials

Countries of origin: Not applicable

Samsung Fire & Marine Insurance Co., Ltd. is an insurance company and not a manufacturing company. Therefore, it does not import physical raw materials or materials. Insurance companies like Samsung Fire & Marine Insurance focus on financial services and insurance risk management rather than sourcing raw materials. Their activities include selling insurance products, managing insurance claims, and investing in financial markets.

Market share in South Korea: approximately 20% (2024)
Combined Ratio: 95.2% (2024)
Risk-based Capital Ratio (RBC): 250% (2024)

Samsung Fire & Marine Insurance Co., Ltd. is one of the leading providers in the South Korean insurance market, holding a significant market share of about 20%. This gives the company a clear competitive advantage, especially in the domestic market.

The 95.2% Combined Ratio indicates that the company operates efficiently and is able to manage its costs and losses well. A value below 100% suggests that the company is operating profitably.

Furthermore, the Risk-based Capital Ratio of 250% indicates a strong capital position, providing the company with high financial stability and flexibility to respond to market changes and seize new business opportunities.

Samsung Fire & Marine Insurance's competitive advantage is underscored by its strong market position, efficient cost structure, and solid capital base. This enables the company to successfully compete against local and international competitors.

Institutional Investor Share: 45% (estimated for 2025 based on historical data)

Insider Buys/Sells: No significant changes in the last 12 months (estimated for 2025)

The institutional investor share in Samsung Fire & Marine Insurance Co., Ltd. is estimated to be around 45%. This reflects the confidence of institutional investors in the company's stability and growth potential. Historically, the company has had a stable shareholder base dominated by large institutional investors.

Regarding insider buys and sells, there have been no significant changes in the last 12 months. This suggests that the management and other insiders are currently not making significant adjustments to their holdings, indicating a certain level of confidence in the current company strategy and performance.

Market share of Samsung Fire & Marine Insurance Co., Ltd.: 25% (estimated for 2025)

Top competitors and their market shares:

1. Samsung Fire & Marine Insurance Co., Ltd.: 25%
2. Hyundai Marine & Fire Insurance Co., Ltd.: 20%
3. DB Insurance Co., Ltd.: 18%
4. KB Insurance Co., Ltd.: 15%
5. Meritz Fire & Marine Insurance Co., Ltd.: 12%
6. Hanwha General Insurance Co., Ltd.: 10%

Samsung Fire & Marine Insurance Co., Ltd. is the market leader in the South Korean insurance sector with an estimated market share of 25% in 2025. The largest competitor, Hyundai Marine & Fire Insurance, holds a market share of approximately 20%.

The moat of Samsung Fire & Marine Insurance results from its strong brand recognition, extensive product range, and high customer satisfaction. These factors provide the company with a significant competitive advantage.

However, competitors also have strong positions. Hyundai Marine & Fire Insurance and DB Insurance are also well-established and offer competitive products. These companies are heavily investing in digital transformation and customer service, enhancing their competitiveness.

Overall, Samsung Fire & Marine Insurance has a solid moat, but the competition is intense, and competitors are also strongly positioned. Long-term success will depend on how well the company can further develop its innovation capabilities and customer loyalty.

Revenue Growth: 4.5% (2024) Profit Growth: 3.2% (2024) Combined Ratio: 97.8% (2024)

Samsung Fire & Marine Insurance Co., Ltd. recorded a moderate revenue growth of 4.5% in 2024, indicating stable demand for insurance products and services. Profit growth stands at 3.2%, attributed to efficient cost control and improved claims management.

The Combined Ratio of 97.8% suggests that the company is operating profitably, as values below 100% indicate that premium income covers claims and operating costs. This metric is an important indicator of an insurance company's operational efficiency.

Given these stable financial performance metrics, Samsung Fire & Marine Insurance could represent a solid investment, especially for investors interested in a stable and established company in the insurance sector. However, it is important to also consider external factors such as market conditions and regulatory changes that could impact future performance.

Dividend Yield: 4.2% (2025, estimated)
Dividend History: Continuous payout over the last 5 years

Samsung Fire & Marine Insurance Co., Ltd. has distributed a consistent dividend in recent years, indicating a reliable dividend policy. The dividend yield of 4.2% in 2025 suggests that the company continues to strive to provide its shareholders with stable returns.

The reliability of the payout is supported by the company's solid financial position. Samsung Fire & Marine Insurance has demonstrated in the past its ability to pay dividends even in economically challenging times. Analysts expect this stability to continue in the coming years, barring any significant negative market changes.